Compare Cheap Toyota Camry Insurance Quotes

Average Toyota Camry insurance rates cost $1,432 a year, or around $119 a month. Finding Toyota Camry teenager insurance rates can cost on average $5,234 a year, so shop around to find cheap coverage.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jun 27, 2020

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Key takeaways:

  • Full coverage costs around $1,432 a year or $119 each month
  • A liability-only policy costs around $574 a year or $48 each month
  • Highest rates are for teenage drivers at around $5,234 a year or $436 each month
  • Good drivers can save as much as $590 a year by earning policy discounts
  • Toyota Camry insurance costs around $87 less per year than the average vehicle

Toyota Camry insurance rates are slightly less than the average vehicle with full coverage costing around $1,432 a year or $119 a month. Teens have the highest rates of around $5,234 a year or $436 a month.

Good drivers save up to $590 by being safe on the roadways. Let’s look at Toyota Camry insurance rates, safety ratings, and more.

You can start comparing quotes for Toyota Camry car insurance rates from some of the best car insurance companies by using our free online tool now.

Toyota Camry Insurance Cost

The average Toyota Camry car insurance costs are $1,432 a year or $119 a month.


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Are Toyota Camrys Expensive to Insure?

The chart below details how Toyota Camry insurance rates compare to other sedans like the Toyota Avalon, Chevrolet Impala, and Audi S3.

VehicleComprehensiveCollisionLiabilityTotal
Toyota Camry$308$594$372$1,432
Toyota Avalon$320$536$338$1,330
Chevrolet Impala$280$532$372$1,342
Audi S3$356$744$264$1,474
Ford Fusion$336$626$372$1,492
Buick Regal$306$536$398$1,398
Audi A3$282$566$398$1,404

However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota Camry Insurance?

The Toyota Camry trim and model you choose can impact the total price you will pay for Toyota Camry insurance coverage.

Age of the Vehicle

The average Toyota Camry auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Toyota Camry cost $1,432, while 2010 Toyota Camry rates are $1,166, a difference of $266.

Model YearComprehensiveCollisionLiabilityTotal
2020 Toyota Camry$308$594$372$1,432
2019 Toyota Camry$294$570$390$1,412
2018 Toyota Camry$282$566$398$1,404
2017 Toyota Camry$272$552$416$1,398
2016 Toyota Camry$262$530$430$1,380
2015 Toyota Camry$248$512$442$1,360
2014 Toyota Camry$238$474$452$1,322
2013 Toyota Camry$230$446$456$1,290
2012 Toyota Camry$220$400$460$1,238
2011 Toyota Camry$206$368$460$1,192
2010 Toyota Camry$198$346$464$1,166

Driver Age

Driver age can have a significant effect on the cost of Toyota Camry car insurance. For example, 30-year-old drivers pay approximately $63 more for their Toyota Camry car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Toyota Camry insurance rates. For example, drivers in Houston may pay $1,055 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Toyota Camry car insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Camry car insurance with violations on their driving record.

Toyota Camry Safety Ratings

Your Toyota Camry car insurance rates are tied to the safety ratings of the Toyota Camry. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Toyota Camry Crash Test Ratings

The crash test ratings of the Toyota Camry can impact your Toyota Camry car insurance rates.

Vehicle TestedOverallFrontalSideRollover
2019 Toyota Camry Hybrid 4 DR FWD5 stars5 stars5 stars5 stars
2019 Toyota Camry 4 DR FWD5 stars5 stars5 stars5 stars
2018 Toyota Camry Hybrid 4 DR FWD5 stars5 stars5 stars5 stars
2018 Toyota Camry 4 DR FWD5 stars5 stars5 stars5 stars
2017 Toyota Camry HV 4 DR FWD5 stars4 stars5 stars4 stars
2017 Toyota Camry 4 DR FWD5 stars4 stars5 stars4 stars
2016 Toyota Camry HV 4 DR FWD5 stars4 stars5 stars4 stars
2016 Toyota Camry 4 DR FWD5 stars4 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Toyota Camry Safety Features

The Toyota Camry safety features can help lower insurance costs. According to US News, the 2020 Toyota Camry has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Toyota Camry Insurance Loss Probability

The lower percentage means lower Toyota Camry car insurance rates; higher percentages mean higher Toyota Camry auto insurance rates. Insurance loss probability on the Toyota Camry fluctuates between each type of coverage.

Insurance Coverage CategoryLoss Rate
Collision10%
Property Damage-6%
Comprehensive2%
Personal Injury48%
Medical Payment45%
Bodily Injury7%
Source: Insurance Institute for Highway Safety

Toyota Camry Finance and Insurance Cost

If you are financing a Toyota Camry, most lenders will require your carry higher Toyota Camry coverage options including comprehensive coverage, so be sure to shop around and compare Toyota Camry car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Toyota Camry Insurance

You can save more money on your Toyota Camry auto insurance rates by employing any of the following five strategies.

  • Ask About Farm and Ranch Vehicle Discounts
  • Get Cheaper Toyota Camry Car Insurance Rates as a Full-Time Parent
  • Ask About Toyota Camry Discounts If You Were Listed on Someone Else’s Policy
  • Understand the Different Types of Auto Insurance for Your Toyota Camry
  • Check for Organization-Based Discounts, like Alumni or Employer Discounts

Top Toyota Camry Insurance Companies

Who is the top auto insurance company for Toyota Camry insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Camry auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Camry offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Toyota Camry Insurance Quotes Online

You can start comparing quotes for Toyota Camry auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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