Dodge Challenger Insurance Rates [List of Money Saving Tips]

Average Dodge Challenger car insurance rates cost $1,692 a year, or around $141 a month. Shop around to find cheap Dodge Challenger insurance rates. On average, Dodge Challenger comprehensive insurance coverage costs $412, collision coverage costs $602, and liability coverage costs $477.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jun 27, 2020

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Key takeaways:

  • Full coverage costs around $1,692 a year or $141 each month
  • A liability-only policy costs around $678 a year or $57 each month
  • Highest rates are for teenage drivers at around $6,184 a year or $515 each month
  • Good drivers can save as much as $698 a year by earning policy discounts
  • Dodge Challenger insurance costs around $173 more per year than the average vehicle

Dodge Challenger insurance rates are about $173 more per year than the average vehicle with full coverage costing around $1,692 a year or $141 a month. The highest rates are for teens who will pay approximately $6,184 a year or $515 a month.

Good drivers can save up to $698 a year in policy discounts by practicing good driving habits. We’re going to look at Dodge Challenger insurance rates, crash test ratings, and more.

You can start comparing quotes for Dodge Challenger car insurance rates from some of the best car insurance companies by using our free online tool now.

Dodge Challenger Insurance Cost

The average Dodge Challenger auto insurance rates are $1,692 a year or $141 a month.


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Are Dodge Challengers Expensive to Insure?

The chart below details how Dodge Challenger insurance rates compare to other coupes like the Nissan 370Z, Audi S5, and Cadillac ATS Coupe.

VehicleComprehensiveCollisionLiabilityTotal
Dodge Challenger$404$688$420$1,692
Nissan 370Z$332$714$450$1,676
Audi S5$394$864$398$1,814
Cadillac ATS Coupe$344$686$398$1,586
Audi TT$382$714$398$1,652
Mercedes-Benz CLA 250$406$834$398$1,796
Infiniti Q60$382$744$398$1,682

However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Challenger Insurance?

The Dodge Challenger trim and model you choose can impact the total price you will pay for Dodge Challenger insurance coverage.

Age of the Vehicle

The average Dodge Challenger auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Dodge Challenger cost $1,692, while 2010 Dodge Challenger rates are $1,364, a difference of $328.

Model YearComprehensiveCollisionLiabilityTotal
2020 Dodge Challenger$404$688$420$1,692
2019 Dodge Challenger$384$660$440$1,664
2018 Dodge Challenger$370$656$450$1,656
2017 Dodge Challenger$356$640$470$1,646
2016 Dodge Challenger$344$612$486$1,622
2015 Dodge Challenger$326$592$500$1,598
2014 Dodge Challenger$312$548$510$1,550
2013 Dodge Challenger$300$516$514$1,510
2012 Dodge Challenger$288$464$520$1,452
2011 Dodge Challenger$270$426$520$1,396
2010 Dodge Challenger$260$400$524$1,364

Driver Age

Driver age can have a significant effect on Dodge Challenger car insurance rates. For example, 30-year-old drivers pay $74 more for Dodge Challenger car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Dodge Challenger insurance rates. For example, drivers in Phoenix may pay $930 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Challenger car insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Challenger car insurance with violations on their driving record.

Dodge Challenger Safety Ratings

Your Dodge Challenger auto insurance rates are influenced by the Dodge Challenger’s safety ratings. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideMarginal
Small overlap front: passenger-sideNot Tested
Moderate overlap frontGood
SideGood
Roof strengthAcceptable
Head restraints and seatsAcceptable
Source: Insurance Institute for Highway Safety

Dodge Challenger Crash Test Ratings

Poor Dodge Challenger crash test ratings could mean higher Dodge Challenger car insurance rates.

Vehicle TestedOverallFrontalSideRollover
2020 Dodge Challenger SRT 2 DR RWDN/RN/RN/RN/R
2020 Dodge Challenger 2 DR RWDN/R4 starsN/R4 stars
2020 Dodge Challenger 2 DR AWDN/R4 starsN/R4 stars
2019 Dodge Challenger SRT 2 DR RWDN/RN/RN/RN/R
2019 Dodge Challenger 2 DR RWD5 stars4 stars5 stars4 stars
2019 Dodge Challenger 2 DR AWD5 stars4 stars5 stars4 stars
2018 Dodge Challenger SRT Demon 2 DR RWDN/RN/RN/RN/R
2018 Dodge Challenger SRT 2 DR RWDN/RN/RN/RN/R
2018 Dodge Challenger 2 DR RWD5 stars4 stars5 stars4 stars
2018 Dodge Challenger 2 DR AWD5 stars4 stars5 stars4 stars
2017 Dodge Challenger SRT 2 DR RWDN/RN/RN/RN/R
2017 Dodge Challenger 2 DR RWD5 stars4 stars5 stars4 stars
2017 Dodge Challenger 2 DR AWD5 stars4 stars5 stars4 stars
2016 Dodge Challenger SRT 2 DR RWDN/RN/RN/RN/R
2016 Dodge Challenger 2 DR RWD5 stars4 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Dodge Challenger Safety Features

The more safety features you have on your Dodge Challenger, the more likely it is that you can earn a discount. The Dodge Challenger’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Traction Control
  • Blind Spot Monitor
  • Cross-Traffic Alert

Dodge Challenger Finance and Insurance Cost

If you are financing a Dodge Challenger, you will pay more if you purchase Dodge Challenger auto insurance at the dealership, so be sure to shop around and compare Dodge Challenger auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Dodge Challenger Insurance

There are many ways that you can save on Dodge Challenger car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Dodge Challenger car insurance rates low.

  • Make Sure You Use an Accredited Driver Safety Program
  • Compare Dodge Challenger Quotes for Free Online
  • Buy An Older Dodge Challenger
  • Ask About Loyalty Discounts
  • Spy on Your Teen Driver

Top Dodge Challenger Insurance Companies

Who is the best auto insurance company for Dodge Challenger insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Challenger auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Challenger offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Dodge Challenger Insurance Quotes Online

You can start comparing quotes for Dodge Challenger auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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