GMC Sierra 2500HD Insurance Cost [How to Find Low Rates Online]

GMC Sierra 2500HD insurance costs around $133 a month for full coverage, but your coverage needs could change the price of your GMC Sierra 2500HD insurance policy. Find low insurance rates online by comparing GMC Sierra 2500HD insurance quotes in our free comparison tool below. We search by zip code because where you live will have a final impact on your GMC Sierra 2500HD insurance rates.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Aug 7, 2020

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Key takeaways:

  • Full coverage costs around $1,592 a year or $133 each month
  • A liability-only policy costs around $638 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,819 a year or $485 each month
  • Good drivers can save as much as $656 a year by earning policy discounts
  • GMC Sierra 2500HD insurance costs around $73 more per year than the average vehicle

GMC Sierra 2500HD insurance rates cost about $73 more a year than the average vehicle. Full coverage costs around $1,592 a year or $133 a month. Teens have the highest rates at around $5,819 a year or $485 a month as they’re considered to be high-risk by insurers.

Good drivers can save up to $656 a year in policy discounts by practicing safe driving habits. Let’s take a closer look at GMC Sierra 2500HD insurance rates, safety features, and more.

You can start comparing quotes for GMC Sierra 2500HD car insurance rates from some of the best car insurance companies by using our free online tool now.

GMC Sierra 2500HD Insurance Cost

The average GMC Sierra 2500HD car insurance rates are $1,592 a year or $133 a month.


Enter your zip code below to view companies that have cheap auto insurance rates.

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Are GMC Sierra 2500HDs Expensive to Insure?

The chart below details how GMC Sierra 2500HD insurance rates compare to other trucks like the Chevrolet Silverado 3500HD, Ford Ranger, and Chevrolet Colorado.

VehicleComprehensiveCollisionLiabilityTotal
GMC Sierra 2500HD$336$656$420$1,592
Chevrolet Silverado 3500HD$404$656$420$1,660
Ford Ranger$254$470$372$1,254
Chevrolet Colorado$254$438$372$1,222
Dodge Ram$362$562$420$1,524
Chevrolet Silverado$322$562$420$1,484
GMC Sierra$336$594$372$1,460

However, there are a few things you can do to find the cheapest GMC insurance rates online.

What Impacts the Cost of GMC Sierra 2500HD Insurance?

The GMC Sierra 2500HD trim and model you choose can impact the total price you will pay for GMC Sierra 2500HD insurance coverage.

Age of the Vehicle

Older GMC Sierra 2500HD models generally cost less to insure. For example, auto insurance for a 2020 GMC Sierra 2500HD costs $1,592, while 2010 GMC Sierra 2500HD insurance costs are $1,302, a difference of $290.

Model YearComprehensiveCollisionLiabilityTotal
2020 GMC Sierra 2500HD$336$656$420$1,592
2019 GMC Sierra 2500HD$320$630$440$1,570
2018 GMC Sierra 2500HD$306$626$450$1,562
2017 GMC Sierra 2500HD$296$610$470$1,556
2016 GMC Sierra 2500HD$286$586$486$1,538
2015 GMC Sierra 2500HD$270$564$500$1,514
2014 GMC Sierra 2500HD$260$524$510$1,474
2013 GMC Sierra 2500HD$250$494$514$1,438
2012 GMC Sierra 2500HD$240$442$520$1,382
2011 GMC Sierra 2500HD$224$408$520$1,332
2010 GMC Sierra 2500HD$216$382$524$1,302

Driver Age

Driver age can have a significant impact on GMC Sierra 2500HD auto insurance rates. For instance, a 30-year-old driver may pay $70 more each year for GMC Sierra 2500HD auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on GMC Sierra 2500HD insurance rates. For example, drivers in New York may pay $414 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of GMC Sierra 2500HD car insurance. Teens and drivers in their 20’s see the highest jump in their GMC Sierra 2500HD car insurance with violations on their driving record.

GMC Sierra 2500HD Safety Features

Most drivers don’t realize that not only do GMC Sierra 2500HD safety features play a vital role in keeping passengers safe in crashes, but they can also help lower GMC Sierra 2500HD auto insurance rates. The GMC Sierra 2500HD’s safety features include:

  • Front and rear park assist
  • GMs rear camera mirror
  • Blind-spot monitors
  • Rear cross-traffic alerts
  • Forward-collision warnings with automatic emergency braking
  • Lane-departure warnings

GMC Sierra 2500HD Finance and Insurance Cost

If you are financing a GMC Sierra 2500HD, you will pay more if you purchase GMC Sierra 2500HD car insurance at the dealership, so be sure to shop around and compare GMC Sierra 2500HD car insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on GMC Sierra 2500HD Insurance

There are many ways that you can save on GMC Sierra 2500HD car insurance to get the best value possible. Below are five scenarios you can explore to help keep your GMC Sierra 2500HD car insurance rates low.

  • Ask About Seasonal Insurance for Your GMC Sierra 2500HD
  • Get Cheaper GMC Sierra 2500HD Car Insurance Rates as a Full-Time Parent
  • Take a Defensive Driving Course or Any Driver’s Education Course
  • Consider Using a Tracking Device on Your GMC Sierra 2500HD
  • Make Sure You’re Raising a Safe Driver

Top GMC Sierra 2500HD Insurance Companies

Who is the best auto insurance company for GMC Sierra 2500HD insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Sierra 2500HD auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Sierra 2500HD offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

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