Honda CR-V Auto Insurance Rates [Comprehensive Guide]

Honda CR-V insurance rates average at $95 per month, but having a good driving record can save you a lot of money on your Honda CR-V insurance costs. To find cheap auto insurance, start comparing Honda CR-V insurance quotes online now with our free comparison tool.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Aug 7, 2020

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Key takeaways:

  • Full coverage costs around $1,140 a year or $95 each month
  • A liability-only policy costs around $457 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,167 a year or $347 each month
  • Good drivers can save as much as $470 a year by earning policy discounts
  • Honda CR-V insurance costs around $379 less per year than the average vehicle

Honda CR-V insurance rates are $379 cheaper than the average vehicle. You can pay as low as $38 per month for liability-only coverage and $95 per month for full coverage. Continue reading to learn how you can lower Honda CR-V insurance rates for teen drivers.

You can start comparing quotes for Honda CR-V insurance rates from some of the best auto insurance companies by using our free online tool now.

Honda CR-V Insurance Cost

The average Honda CR-V auto insurance costs are $1,140 a year or $95 a month.


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Are Honda CR-Vs Expensive to Insure?

The chart below details how Honda CR-V insurance rates compare to other crossovers like the Chevrolet Equinox, Nissan Murano, and Lincoln MKC.

VehicleComprehensiveCollisionLiabilityTotal
Honda CR-V$280$408$316$1,140
Chevrolet Equinox$308$532$372$1,370
Nissan Murano$294$512$390$1,354
Lincoln MKC$306$596$398$1,458
Chevrolet Trax$280$470$372$1,280
Audi Q5$362$718$372$1,610
Toyota RAV4$280$482$390$1,310

However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda CR-V Insurance?

The Honda CR-V trim and model you choose can impact the total price you will pay for Honda CR-V insurance coverage.

Age of the Vehicle

The average Honda CR-V insurance rates are higher for newer models. For example, auto insurance for a 2020 Honda CR-V costs $1,140, while 2010 Honda CR-V insurance costs are $946, a difference of $194.

Model YearComprehensiveCollisionLiabilityTotal
2020 Honda CR-V$280$408$316$1,140
2019 Honda CR-V$268$392$332$1,128
2018 Honda CR-V$256$388$338$1,118
2017 Honda CR-V$248$378$354$1,116
2016 Honda CR-V$240$362$364$1,102
2015 Honda CR-V$226$350$376$1,088
2014 Honda CR-V$218$326$384$1,064
2013 Honda CR-V$208$306$388$1,038
2012 Honda CR-V$200$274$390$1,000
2011 Honda CR-V$188$252$390$966
2010 Honda CR-V$180$236$394$946

Driver Age

Driver age can have a significant effect on the cost of Honda CR-V auto insurance. For example, a 20-year-old driver could pay around $116 more each month for their Honda CR-V auto insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Honda CR-V insurance rates. For example, drivers in Los Angeles may pay $163 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Honda CR-V auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda CR-V auto insurance with violations on their driving record.

Honda CR-V Safety Ratings

Your Honda CR-V auto insurance rates are tied to the Honda CR-V’s safety ratings. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Honda CR-V Crash Test Ratings

Not only do good Honda CR-V crash test ratings mean you are better protected in a crash, but good Honda CR-V crash ratings also mean cheaper insurance rates.

Vehicle TestedOverallFrontalSideRollover
2020 Honda CR-V SUV FWD5 stars5 stars5 stars4 stars
2020 Honda CR-V SUV AWD5 stars5 stars5 stars4 stars
2020 Honda CR-V HYBRID SUV AWD5 stars5 stars5 stars4 stars
2019 Honda CR-V SUV FWD5 stars5 stars5 stars4 stars
2019 Honda CR-V SUV AWD5 stars5 stars5 stars4 stars
2018 Honda CR-V SUV FWD5 stars5 stars5 stars4 stars
2018 Honda CR-V SUV AWD5 stars5 stars5 stars4 stars
2017 Honda CR-V SUV FWD5 stars5 stars5 stars4 stars
2017 Honda CR-V SUV AWD5 stars5 stars5 stars4 stars
2016 Honda CR-V SUV FWD5 stars5 stars5 stars4 stars
2016 Honda CR-V SUV AWD5 stars5 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Honda CR-V Safety Features

Good Honda CR-V safety features can result in insurers giving you auto insurance discounts. The safety features for the 2020 Honda CR-V are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Honda CR-V Insurance Loss Probability

The Honda CR-V’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Honda CR-V, others are more favorable and lead to lower insurance rates.

Insurance Coverage CategoryLoss Rate
Collision-32%
Property Damage-19%
Comprehensive-42%
Personal Injury-7%
Medical Payment-14%
Bodily Injury-23%
Source: Insurance Institute for Highway Safety

Honda CR-V Finance and Insurance Cost

When financing a Honda CR-V, most lenders will require your carry higher Honda CR-V coverage options including comprehensive coverage, so be sure to shop around and compare Honda CR-V car insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Honda CR-V Insurance

Drivers can end up saving more money on their Honda CR-V insurance rates by employing any one of the following strategies.

  • Understand the Different Types of Auto Insurance for Your Honda CR-V
  • Spy on Your Teen Driver
  • Compare Apples to Apples When Comparing Honda CR-V Insurance Rates and Policies
  • Renew Your Honda CR-V Insurance Coverage to Avoid Lapses
  • Get Married and Ask for a Discount

Top Honda CR-V Insurance Companies

Several top auto insurance companies offer competitive rates for the Honda CR-V insurance rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Honda CR-V drivers organized by market share.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

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