How to Find Cheap BMW M6 Insurance Quotes

BMW M6 insurance rates cost $190 per month ($2,280 per year) on average. On average, BMW M6 comprehensive insurance coverage costs $555, collision coverage costs $811, and liability coverage costs $643.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jun 28, 2020

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Key takeaways:

  • Full coverage costs around $2,280 a year or $190 each month
  • A liability-only policy costs around $914 a year or $76 each month
  • Highest rates are for teenage drivers at around $8,333 a year or $694 each month
  • Good drivers can save as much as $940 a year by earning policy discounts
  • BMW M6 insurance costs around $761 more per year than the average vehicle

BMW M6 insurance rates are $761 more expensive than the average vehicle. You can pay up to $190 per month for full coverage and $76 per month for liability-only coverage. High-risk drivers could pay up to $700 per month on BMW M6 insurance rates. Continue reading to learn how to save money on BMW M6 insurance rates.

You can start comparing quotes for BMW M6 insurance rates from some of the best auto insurance companies by using our free online tool now.

BMW M6 Insurance Cost

The average auto insurance rates for a BMW M6 cost $2,280 a year or $190 a month.


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Are BMW M6s Expensive to Insure?

The chart below details how BMW M6 insurance rates compare to other convertibles like the Mercedes-Benz SLC 300, Mercedes-Benz SL 450, and MINI Convertible.

VehicleComprehensiveCollisionLiabilityTotal
BMW M6$520$1130$450$2,280
Mercedes-Benz SLC 300$432$804$398$1,792
Mercedes-Benz SL 450$482$922$398$1,960
MINI Convertible$294$536$264$1,204
Buick Cascada$332$656$398$1,544

However, there are a few things you can do to find the cheapest BMW M6 insurance rates online.

What Impacts the Cost of BMW M6 Insurance?

Even though the average annual rate for the BMW M6 is $2,280, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your BMW M6.

Age of the Vehicle

Older BMW M6 models generally cost less to insure. For example, auto insurance rates for a 2018 BMW M6 are $2,280, while the 2010 BMW M6 rates are $1,760, a difference of $520.

Model YearComprehensiveCollisionLiabilityTotal
2018 BMW M6$520$1130$450$2,280
2017 BMW M6$502$1104$470$2,256
2016 BMW M6$484$1058$486$2,208
2015 BMW M6$458$1020$500$2,158
2014 BMW M6$440$946$510$2,076
2013 BMW M6$422$892$514$2,008
2012 BMW M6$406$800$520$1,906
2010 BMW M6$366$690$524$1,760

Driver Age

Driver age can have a significant effect on the cost of BMW M6 car insurance. For example, a 20-year-old driver could pay around $232 more each month for their BMW M6 auto insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on BMW M6 insurance rates. For example, drivers in Los Angeles may pay $1,961 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on your BMW M6 insurance rates. Teens and drivers in their 20’s see the highest jump in their BMW M6 auto insurance with violations on their driving record.

BMW M6 Safety Ratings

Your BMW M6 insurance rates are influenced by the safety ratings of the BMW M6. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideNot Tested
Small overlap front: passenger-sideNot Tested
Moderate overlap frontNot Tested
SideNot Tested
Roof strengthNot Tested
Head restraints and seatsNot Tested
Source: Insurance Institute for Highway Safety

BMW M6 Crash Test Ratings

Not only do good BMW M6 crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper BMW M6 auto insurance rates.

Vehicle TestedOverallFrontalSideRollover
2019 BMW M6 4 DR RWDN/RN/RN/RN/R
2018 BMW M6 C RWDN/RN/RN/RN/R
2018 BMW M6 4 DR RWDN/RN/RN/RN/R
2017 BMW M6 C RWDN/RN/RN/RN/R
2017 BMW M6 4 DR RWDN/RN/RN/RN/R
2017 BMW M6 2 DR RWDN/RN/RN/RN/R
2016 BMW M6 C RWDN/RN/RN/RN/R
2016 BMW M6 4 DR RWDN/RN/RN/RN/R
2016 BMW M6 2 DR RWDN/RN/RN/RN/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

BMW M6 Safety Features

Most drivers don’t realize that not only do BMW M6 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower BMW M6 insurance rates. The BMW M6’s safety features include:

  • DSC Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • BMW Assist eCall Emergency Sos
  • Front And Rear Parking Sensors
  • Forward Collision Mitigation
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag
  • First Aid Kit
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Pretensioners and Front Seat-Integrated
  • Back-Up Camera

BMW M6 Insurance Loss Probability

The BMW M6’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the BMW M6, others are more favorable and lead to lower insurance rates.

Insurance Coverage CategoryLoss Rate
Collision287%
Property Damageno data
Comprehensive239%
Personal Injuryno data
Medical Paymentno data
Bodily Injuryno data
Source: Insurance Institute for Highway Safety

BMW M6 Finance and Insurance Cost

If you are financing a BMW M6, you will pay more if you purchase BMW M6 auto insurance at the dealership, so be sure to shop around and compare BMW M6 auto insurance quotes from the best companies using our FREE tool below.

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5 Ways to Save on BMW M6 Insurance

Although it may seem like your BMW M6 insurance rates are set, there are a few measures that you can take to secure the best BMW M6 insurance rates possible. Take a look at the following five ways to save on BMW M6 auto insurance.

  • Check Reviews and State Complaints Before You Choose an Insurer
  • Ask About BMW M6 Discounts If You Were Listed on Someone Else’s Policy
  • Tell Your Insurer About Different Drivers or Uses for Your BMW M6
  • Get BMW M6 Auto Insurance Through Costco
  • Understand the Different Types of Auto Insurance for Your BMW M6

Top BMW M6 Insurance Companies

Several insurance companies offer competitive rates for the BMW M6 based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with BMW M6 drivers organized by market share.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free BMW M6 Insurance Quotes Online

You can start comparing quotes for BMW M6 insurance rates from some of the top auto insurance companies by using our free online tool today.

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