Compare Cheap Lexus IS 350 Insurance Quotes

Find cheap Lexus IS 350 insurance quotes online in this guide with our free comparison tool. The average Lexus IS 350 insurance rates are $132 per month, but where you live will impact the cost of your Lexus IS 350 insurance coverage. State Farm and GEICO are the most popular companies for Lexus IS 350 auto insurance, so start comparing now to see if they offer a fair Lexus IS 350 Insurance price in your city.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Aug 8, 2020

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Key takeaways:

  • Full coverage costs around $1,586 a year or $132 each month
  • A liability-only policy costs around $636 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,797 a year or $483 each month
  • Good drivers can save as much as $654 a year by earning policy discounts
  • Lexus IS 350 insurance costs around $67 more per year than the average vehicle

Lexus IS 350 insurance rates are about $67 more per year than the average vehicle. Full coverage costs around $1,586 a year or $132 a month, but drivers of an older Lexus IS 350 may choose liability-only coverage which averages $636 a year or $53 a month.

Let’s take a quick look at Lexus IS 350 insurance rates, crash test ratings, and more.

You can start comparing quotes for Lexus IS 350 car insurance rates from some of the best car insurance companies by using our free online tool now.

Lexus IS 350 Insurance Cost

The average Lexus IS 350 car insurance costs are $1,586 a year or $132 a month.


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Are Lexus IS 350s Expensive to Insure?

The chart below details how Lexus IS 350 insurance rates compare to other luxury cars like the Volvo S90, Chevrolet Corvette, and Lexus IS 300.

VehicleComprehensiveCollisionLiabilityTotal
Lexus IS 350$344$686$398$1,586
Volvo S90$356$714$398$1,626
Chevrolet Corvette$494$922$264$1,790
Lexus IS 300$356$686$398$1,598
Audi A6$382$744$398$1,682
Lexus GS 350$370$714$338$1,558
Audi S7$532$1,250$398$2,338

However, there are a few things you can do to find the cheapest Lexus insurance rates online.

What Impacts the Cost of Lexus IS 350 Insurance?

The Lexus IS 350 trim and model you choose can impact the total price you will pay for Lexus IS 350 insurance coverage.

Age of the Vehicle

The average Lexus IS 350 auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Lexus IS 350 cost $1,586, while 2010 Lexus IS 350 rates are $1,282, a difference of $304.

Model YearComprehensiveCollisionLiabilityTotal
2018 Lexus IS 350$344$686$398$1,586
2017 Lexus IS 350$332$668$416$1,574
2016 Lexus IS 350$320$640$430$1,548
2015 Lexus IS 350$304$618$442$1,522
2014 Lexus IS 350$292$574$452$1,476
2013 Lexus IS 350$280$540$456$1,434
2012 Lexus IS 350$268$484$460$1,370
2011 Lexus IS 350$250$446$460$1,314
2010 Lexus IS 350$242$418$464$1,282

Driver Age

Driver age can have a significant impact on Lexus IS 350 auto insurance rates. For instance, a 30-year-old driver may pay $70 more each year for Lexus IS 350 auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Lexus IS 350 insurance rates. For example, drivers in New York may pay $412 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Lexus IS 350 auto insurance. Teens and drivers in their 20’s see the highest jump in their Lexus IS 350 car insurance with violations on their driving record.

Lexus IS 350 Safety Ratings

Your Lexus IS 350 car insurance rates are influenced by the safety ratings of the Lexus IS 350. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideNot Tested
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Lexus IS 350 Crash Test Ratings

Not only do good Lexus IS 350 crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Lexus IS 350 auto insurance rates.

Vehicle TestedOverallFrontalSideRollover
2020 Lexus IS 350 4 DR RWD5 stars4 stars5 stars5 stars
2020 Lexus IS 350 4 DR AWD5 stars4 stars5 stars5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Lexus IS 350 Safety Features

The more safety features you have on your Lexus IS 350, the more likely it is that you can earn a discount. The Lexus IS 350’s safety features include:

  • Rearview camera
  • Lane departure warning
  • Lane keep assist
  • Automatic high-beam headlights
  • High-speed adaptive cruise control
  • Forward collision warning
  • Pedestrian detection
  • Automatic emergency braking

Lexus IS 350 Insurance Loss Probability

The Lexus IS 350’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Lexus IS 350, others are more favorable and lead to lower insurance rates.

Insurance Coverage CategoryLoss Rate
Collision65%
Property Damage-12%
Comprehensive86%
Personal Injury1%
Medical Paymentno data
Bodily Injuryno data
Source: Insurance Institute for Highway Safety

Lexus IS 350 Finance and Insurance Cost

If you are financing a Lexus IS 350, you will pay more if you purchase Lexus IS 350 auto insurance at the dealership, so be sure to shop around and compare Lexus IS 350 auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Lexus IS 350 Insurance

There are many ways that you can save on Lexus IS 350 car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Lexus IS 350 car insurance rates low.

  • Compare Lexus IS 350 Quotes Online
  • Remove Young Drivers from Your Lexus IS 350 Insurance Plan
  • Ask About Usage-Based Insurance for Your Lexus IS 350
  • Check the Odometer on Your Lexus IS 350
  • If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan

Top Lexus IS 350 Insurance Companies

Who is the best company for Lexus IS 350 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus IS 350 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lexus IS 350 offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Lexus IS 350 Insurance Quotes Online

You can start comparing quotes for Lexus IS 350 car insurance rates from some of the best car insurance companies by using our free online tool now.

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