Online Volvo S90 Insurance Rates [How to Find Low Rates Online]

The average Volvo S90 insurance policy will cost $136 per month, but your driving record and your age will determine what you pay for Volvo S90 insurance coverage. Follow this guide to compare Volvo S90 insurance rates by age, or enter your ZIP code below to start comparing Volvo S90 insurance quotes online for free.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSR

UPDATED: Aug 11, 2020

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Key takeaways:

  • Full coverage costs around $1,626 a year or $136 each month
  • A liability-only policy costs around $652 a year or $54 each month
  • Highest rates are for teenage drivers at around $5,943 a year or $495 each month
  • Good drivers can save as much as $670 a year by earning policy discounts
  • Volvo S90 insurance costs around $107 more per year than the average vehicle

Volvo S90 insurance rates are around $107 more per year than the average vehicle with full coverage costing around $1,626 a year or $136 a month. The highest rates are for teens who will pay about $5,943 a year or $495 a month.

Good drivers can qualify for up to $670 in policy discounts by practicing safe driving habits. Let’s take a closer look at Volvo S90 insurance rates, safety ratings, and more.

You can start comparing quotes for Volvo S90 car insurance rates from some of the best car insurance companies by using our free online tool now.

Volvo S90 Insurance Cost

The average Volvo S90 auto insurance rates are $1,626 a year or $136 a month.

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Are Volvo S90s Expensive to Insure?

The chart below details how Volvo S90 insurance rates compare to other luxury cars like the Acura TLX, BMW M3, and Audi S8.

Volvo S90$356$714$398$1,626
Acura TLX$332$686$398$1,574
BMW M3$406$804$398$1,766
Audi S8$658$1,368$398$2,582
Mercedes-Benz E300$394$744$338$1,612
Chevrolet Corvette$494$922$264$1,790
Volvo S60$332$656$398$1,544

However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo S90 Insurance?

The Volvo S90 trim and model you choose will affect the total price you will pay for Volvo S90 insurance coverage.

Age of the Vehicle

Older Volvo S90 models generally cost less to insure. For example, car insurance for a 2018 Volvo S90 costs $1,626, while 2017 Volvo S90 insurance costs are $1,616, a difference of $10.

Model YearComprehensiveCollisionLiabilityTotal
2018 Volvo S90$356$714$398$1,626
2017 Volvo S90$344$698$416$1,616

Driver Age

Driver age can have a significant effect on the cost of Volvo S90 car insurance. For example, 30-year-old drivers pay approximately $72 more for their Volvo S90 car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Volvo S90 insurance rates. For example, drivers in Los Angeles may pay $601 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Volvo S90 car insurance. Teens and drivers in their 20’s see the highest jump in their Volvo S90 car insurance with violations on their driving record.

Volvo S90 Safety Ratings

Your Volvo S90 car insurance rates are influenced by the safety ratings of the Volvo S90. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Volvo S90 Crash Test Ratings

Good Volvo S90 crash test ratings mean the VW is safer, which could mean cheaper Volvo S90 car insurance rates.

Vehicle TestedOverallFrontalSideRollover
2020 Volvo S90 T8 4 DR AWDN/RN/RN/RN/R
2020 Volvo S90 T6 4 DR AWDN/RN/RN/RN/R
2019 Volvo S90 T8 4 DR AWDN/RN/RN/RN/R
2019 Volvo S90 T6 4 DR AWDN/RN/RN/RN/R
2019 Volvo S90 T5 4 DR FWDN/RN/RN/RN/R
2019 Volvo S90 T5 4 DR AWDN/RN/RN/RN/R
2018 Volvo S90 T8 4 DR AWDN/RN/RN/RN/R
2018 Volvo S90 T6 4 DR FWDN/RN/RN/RN/R
2018 Volvo S90 T6 4 DR AWDN/RN/RN/RN/R
2018 Volvo S90 T5 4 DR FWDN/RN/RN/RN/R
2018 Volvo S90 T5 4 DR AWDN/RN/RN/RN/R
2017 Volvo S90 T6 SUV AWDN/RN/RN/RN/R
2017 Volvo S90 T5 SUV AWDN/RN/RN/RN/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Volvo S90 Safety Features

Having a variety of safety features on your Volvo S90 can help lower your insurance costs. According to AutoBlog, the 2020 Volvo S90’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist

Volvo S90 Finance and Insurance Cost

If you are financing a Volvo S90, most lenders will require your carry higher Volvo S90 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo S90 car insurance rates from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Volvo S90 Insurance

There are many ways that you can save on Volvo S90 car insurance. Below are five actions you can take to find cheap Volvo S90 auto insurance rates.

  • Compare Insurance Companies After Moving
  • Reduce Your Coverage on an Older Volvo S90
  • Consider Volvo S90 Insurance Costs Before Buying a Volvo S90
  • Reduce Modifications on Your Volvo S90
  • Understand the Different Types of Auto Insurance for Your Volvo S90

Top Volvo S90 Insurance Companies

Who is the top car insurance company for Volvo S90 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo S90 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo S90 offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
4Liberty Mutual$35,600,0515.1%
Source: Insurance Information Institute

Compare Free Volvo S90 Insurance Quotes Online

To start comparing Volvo S90 car insurance quotes for free, use our online car insurance comparison tool.

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