Compare Subaru Crosstrek Insurance Rates

Subaru Crosstrek insurance rates are $110 a month on average, but your driving record and where you live will impact what you pay for Subaru Crosstrek insurance coverage. Follow this guide for a more accurate Subaru Crosstrek insurance estimate, including the most popular auto insurance companies for Subaru Crosstrek insurance quotes.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Aug 9, 2020

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Key takeaways:

  • Full coverage costs around $1,320 a year or $110 each month
  • A liability-only policy costs around $529 a year or $44 each month
  • Highest rates are for teenage drivers at around $4,825 a year or $402 each month
  • Good drivers can save as much as $544 a year by earning policy discounts
  • Subaru Crosstrek insurance costs around $199 less per year than the average vehicle

Subaru Crosstrek insurance rates are about $199 less per year than the average vehicle owed in part to its good safety ratings. Full coverage costs around $1,320 a year or $110 a month. Teens have the highest rates at around $4,825 a year or $402 a month as they’re considered to be high-risk.

Good drivers can save up to $544 a year in policy discounts by practicing safe driving habits. Let’s take a closer look at Subaru Crosstrek insurance rates, safety ratings, and more.

You can start comparing quotes for Subaru Crosstrek car insurance rates from some of the best car insurance companies by using our free online tool now.

Subaru Crosstrek Insurance Cost

The average Subaru Crosstrek car insurance costs are $1,320 a year or $110 a month.


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Are Subaru Crosstreks Expensive to Insure?

The chart below details how Subaru Crosstrek insurance rates compare to other crossovers like the Lexus RX 450h, Toyota C-HR, and Lincoln MKX.

VehicleComprehensiveCollisionLiabilityTotal
Subaru Crosstrek$336$532$316$1,320
Lexus RX 450h$390$718$420$1,708
Toyota C-HR$254$452$258$1,074
Lincoln MKX$294$596$398$1,446
Nissan Rogue$268$512$440$1,400
MINI Clubman$320$506$398$1,382
Mazda CX-5$322$532$372$1,384

However, there are a few things you can do to find the cheapest Subaru insurance rates online.

What Impacts the Cost of Subaru Crosstrek Insurance?

Even though the average annual rate for the Subaru Crosstrek is $1,320, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Subaru Crosstrek.

Age of the Vehicle

The average Subaru Crosstrek car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Subaru Crosstrek are $1,320, while 2016 Subaru Crosstrek rates are $1,260, a difference of $60.

Model YearComprehensiveCollisionLiabilityTotal
2020 Subaru Crosstrek$336$532$316$1,320
2019 Subaru Crosstrek$320$512$332$1,300
2018 Subaru Crosstrek$306$506$338$1,286
2017 Subaru Crosstrek$296$494$354$1,280
2016 Subaru Crosstrek$286$474$364$1,260

Driver Age

Driver age can have a significant impact on Subaru Crosstrek auto insurance rates. For example, 20-year-old drivers pay approximately $1,614 more each year for their Subaru Crosstrek auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Subaru Crosstrek insurance rates. For example, drivers in New York may pay $806 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Subaru Crosstrek auto insurance. Teens and drivers in their 20’s see the highest jump in their Subaru Crosstrek auto insurance rates with violations on their driving record.

Subaru Crosstrek Safety Ratings

Your Subaru Crosstrek auto insurance rates are influenced by the Subaru Crosstrek’s safety ratings. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Subaru Crosstrek Crash Test Ratings

The crash test ratings of the Subaru Crosstrek can impact your Subaru Crosstrek car insurance rates.

Vehicle TestedOverallFrontalSideRollover
2020 Subaru Crosstrek SW AWD5 stars4 stars5 stars4 stars
2020 Subaru Crosstrek Hybrid SW AWDN/RN/RN/RN/R
2019 Subaru Crosstrek SW AWD5 stars4 stars5 stars4 stars
2019 Subaru Crosstrek Hybrid SW AWDN/RN/RN/RN/R
2018 Subaru Crosstrek SW AWD5 stars4 stars5 stars4 stars
2017 Subaru Crosstrek SW AWD5 stars4 stars5 stars4 stars
2016 Subaru Crosstrek SUV AWD5 stars4 stars5 stars4 stars
2016 Subaru Crosstrek Hybrid SUV AWD5 stars4 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Subaru Crosstrek Safety Features

Most drivers don’t realize that not only do Subaru Crosstrek safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Subaru Crosstrek auto insurance rates. The Subaru Crosstrek’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Subaru Crosstrek Finance and Insurance Cost

If you are financing a Subaru Crosstrek, you will pay more if you purchase Subaru Crosstrek auto insurance at the dealership, so be sure to shop around and compare Subaru Crosstrek auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Subaru Crosstrek Insurance

Drivers can end up saving more money on their Subaru Crosstrek car insurance rates by employing any one of the following strategies.

  • Don’t Skimp On Subaru Crosstrek Liability Coverage
  • Move to an Area with Better Weather
  • Ask About Subaru Crosstrek Low Mileage Discounts
  • Use a Service Like Turo to Rent Out Your Subaru Crosstrek
  • Take Public Transit Instead of Driving Your Subaru Crosstrek

Top Subaru Crosstrek Insurance Companies

Who is the top auto insurance company for Subaru Crosstrek insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Subaru Crosstrek auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Subaru Crosstrek offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Subaru Crosstrek Insurance Quotes Online

To start comparing Subaru Crosstrek car insurance quotes for free, use our online car insurance comparison tool.

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