Subaru WRX Insurance Quotes [How to Find Cheap Rates]

Subaru WRX insurance quotes are $113 a month on average, but teen drivers and high-risk drivers may have more expensive Subaru WRX insurance rates. To save money on car insurance, start comparing quotes now with our free tool so you can get the most out of your Subaru WRX insurance coverage.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Aug 6, 2020

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Key takeaways:

  • Full coverage costs around $1,360 a year or $113 each month
  • A liability-only policy costs around $545 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,971 a year or $414 each month
  • Good drivers can save as much as $561 a year by earning policy discounts
  • Subaru WRX insurance costs around $159 less per year than the average vehicle

Subaru WRX insurance rates are about $159 less per year than the average vehicle with full coverage costing around $1,360 a year or $113 a month. Good drivers save up to $561 a year in policy discounts. Let’s take a look at Subaru WRX insurance rates, safety ratings, and more.

You can start comparing quotes for Subaru WRX car insurance rates from some of the best car insurance companies by using our free online tool now.

Subaru WRX Insurance Cost

The average Subaru WRX car insurance rates are $1,360 a year or $113 a month.


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Are Subaru WRXs Expensive to Insure?

The chart below details how Subaru WRX insurance rates compare to other sedans like the Chevrolet Malibu, Chevrolet Cruze, and Toyota Avalon.

VehicleComprehensiveCollisionLiabilityTotal
Subaru WRX$320$566$338$1,360
Chevrolet Malibu$322$532$372$1,384
Chevrolet Cruze$308$594$372$1,432
Toyota Avalon$320$536$338$1,330
Hyundai Sonata$294$532$420$1,426
Lincoln MKZ$320$686$450$1,636
Chevrolet Sonic$270$536$398$1,362

However, there are a few things you can do to find the cheapest Subaru insurance rates online.

What Impacts the Cost of Subaru WRX Insurance?

You might have noticed that there is a multitude of factors that impact Subaru WRX car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Subaru WRX.

Age of the Vehicle

Older Subaru WRX models generally cost less to insure. For example, auto insurance rates for a 2018 Subaru WRX are $1,360, while 2015 Subaru WRX rates are $1,306, a difference of $54.

Model YearComprehensiveCollisionLiabilityTotal
2018 Subaru WRX$320$566$338$1,360
2017 Subaru WRX$308$552$354$1,350
2016 Subaru WRX$298$530$364$1,328
2015 Subaru WRX$282$512$376$1,306

Driver Age

Driver age can have a significant effect on Subaru WRX car insurance rates. For example, 20-year-old drivers pay $1,663 more for their Subaru WRX car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Subaru WRX insurance rates. For example, drivers in New York may pay $830 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Subaru WRX auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Subaru WRX car insurance with violations on their driving record.

Subaru WRX Safety Ratings

The Subaru WRX’s safety ratings will affect your Subaru WRX auto insurance rates. See the chart below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Subaru WRX Crash Test Ratings

Subaru WRX crash test ratings will affect your Subaru WRX car insurance rates.

Vehicle TestedOverallFrontalSideRollover
2020 Subaru WRX 4 DR AWD5 stars5 stars5 stars5 stars
2019 Subaru WRX 4 DR AWDN/RN/RN/RN/R
2018 Subaru WRX 4 DR AWDN/RN/RN/RN/R
2017 Subaru WRX 4 DR AWDN/RN/RN/RN/R
2016 Subaru WRX 4 DR AWDN/RN/RN/RN/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Subaru WRX Safety Features

The safety features of the Subaru WRX can impact your Subaru WRX car insurance rates. The Subaru WRX has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Subaru WRX Insurance Loss Probability

The lower percentage means lower Subaru WRX car insurance costs; higher percentages mean higher Subaru WRX car insurance costs. Compare the following Subaru WRX auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage CategoryLoss Rate
Collision41%
Property Damage-18%
Comprehensive58%
Personal Injury-6%
Medical Payment-19%
Bodily Injury-16%
Source: Insurance Institute for Highway Safety

Subaru WRX Finance and Insurance Cost

If you are financing a Subaru WRX, you will pay more if you purchase Subaru WRX car insurance at the dealership, so be sure to shop around and compare Subaru WRX car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Subaru WRX Insurance

Although it may seem like your Subaru WRX car insurance rates are set, there are a few measures that you can take to secure the best Subaru WRX car insurance rates possible. Take a look at the following five ways to save on Subaru WRX auto insurance.

  • Move to the Countryside
  • Compare Subaru WRX Quotes Online
  • Tell Your Insurer About Different Drivers or Uses for Your Subaru WRX
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible
  • Park Your Subaru WRX Somewhere Safe – like a Garage or Private Driveway

Top Subaru WRX Insurance Companies

Who is the top auto insurance company for Subaru WRX insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Subaru WRX auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Subaru WRX offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Subaru WRX Insurance Quotes Online

You can start comparing quotes for Subaru WRX auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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