Volkswagen Beetle Insurance Rates [Rates + Comparison Guide]

If you want to buy Volkswagen Beetle auto insurance coverage online then a policy will cost $108 per month ($1,290 per year) on average. On average, comprehensive coverage costs $314, collision coverage costs $459, and liability coverage costs $364 for Volkswagen Beetle insurance.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jun 27, 2020

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Key takeaways:

  • Full coverage costs around $1,290 a year or $108 each month
  • A liability-only policy costs around $517 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,715 a year or $393 each month
  • Good drivers can save as much as $532 a year by earning policy discounts
  • Volkswagen Beetle insurance costs around $229 less per year than the average vehicle

Volkswagen Beetle insurance rates are around $229 less per year than the average vehicle with full coverage costing around $1,290 a year or $108 a month. Teens have the highest rates at around $4,715 a year or $393 a month as they’re considered to be high-risk for insurers.

Good drivers can save up to $532 a year in policy discounts by practicing safe driving habits. We’re going to take a closer look at Volkswagen Beetle insurance rates, crash test ratings, and more.

You can start comparing quotes for Volkswagen Beetle car insurance rates from some of the best car insurance companies by using our free online tool now.

Volkswagen Beetle Insurance Cost

The average Volkswagen Beetle car insurance costs are $1,290 a year or $108 a month.


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Are Volkswagen Beetles Expensive to Insure?

The chart below details how Volkswagen Beetle insurance rates compare to other subcompact hatchbacks like the Mitsubishi Mirage, Honda Fit, and Volkswagen Golf R.

VehicleComprehensiveCollisionLiabilityTotal
Volkswagen Beetle$280$542$332$1,290
Mitsubishi Mirage$244$448$398$1,248
Honda Fit$268$512$258$1,148
Volkswagen Golf R$372$660$390$1,580
Volkswagen Golf$306$600$390$1,454
Ford Focus RS$332$656$398$1,544

However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.

What Impacts the Cost of Volkswagen Beetle Insurance?

The Volkswagen Beetle trim and model you choose can impact the total price you will pay for Volkswagen Beetle insurance coverage.

Age of the Vehicle

The average Volkswagen Beetle auto insurance rates are higher for newer models. For example, auto insurance for a 2019 Volkswagen Beetle costs $1,290, while 2012 Volkswagen Beetle insurance costs are $1,116, a difference of $174.

Model YearComprehensiveCollisionLiabilityTotal
2019 Volkswagen Beetle$280$542$332$1,290
2018 Volkswagen Beetle$270$536$338$1,280
2017 Volkswagen Beetle$260$524$354$1,274
2016 Volkswagen Beetle$250$502$364$1,252
2015 Volkswagen Beetle$238$484$376$1,234
2014 Volkswagen Beetle$228$450$384$1,198
2013 Volkswagen Beetle$218$424$388$1,166
2012 Volkswagen Beetle$210$380$390$1,116

Driver Age

Driver age can have a significant effect on Volkswagen Beetle car insurance rates. For example, 20-year-old drivers pay $1,577 more for their Volkswagen Beetle car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Volkswagen Beetle insurance rates. For example, drivers in Los Angeles may pay $477 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Volkswagen Beetle car insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen Beetle car insurance with violations on their driving record.

Volkswagen Beetle Safety Ratings

The Volkswagen Beetle’s safety ratings will affect your Volkswagen Beetle auto insurance rates. See the chart below:

Test TypeRating
Small overlap front: driver-sideMarginal
Small overlap front: passenger-sideNot Tested
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Volkswagen Beetle Crash Test Ratings

Good Volkswagen Beetle crash test ratings can lower your Volkswagen Beetle auto insurance rates. See Volkswagen Beetle crash test results below:

Vehicle TestedOverallFrontalSideRollover
2019 Volkswagen Beetle C FWDN/RN/RN/RN/R
2019 Volkswagen Beetle 2 DR FWDN/R4 starsN/R4 stars
2018 Volkswagen Beetle C FWDN/RN/RN/RN/R
2018 Volkswagen Beetle 2 DR FWDN/R4 starsN/R4 stars
2017 Volkswagen Beetle C FWDN/RN/RN/RN/R
2017 Volkswagen Beetle 2 DR FWD5 stars4 stars5 stars4 stars
2016 Volkswagen Beetle C FWDN/RN/RN/RN/R
2016 Volkswagen Beetle 2 DR FWD5 stars4 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Volkswagen Beetle Safety Features

Having a variety of safety features on your Volkswagen Beetle can help lower your Volkswagen Beetle insurance costs. The Volkswagen Beetle’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Cross-Traffic Alert

Volkswagen Beetle Insurance Loss Probability

The Volkswagen Beetle’s insurance loss probability varies between different coverage types. The lower percentage means lower Volkswagen Beetle auto insurance costs; higher percentages mean higher Volkswagen Beetle auto insurance costs.

Insurance Coverage CategoryLoss Rate
Collision1%
Property Damage-7%
Comprehensive1%
Personal Injury-15%
Medical Payment-5%
Bodily Injury1%
Source: Insurance Institute for Highway Safety

Volkswagen Beetle Finance and Insurance Cost

If you are financing a Volkswagen Beetle, most lenders will require your carry higher Volkswagen Beetle coverage options including comprehensive coverage, so be sure to shop around and compare Volkswagen Beetle car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Volkswagen Beetle Insurance

Although it may seem like your Volkswagen Beetle car insurance rates are set, there are a few measures that you can take to secure the best Volkswagen Beetle car insurance rates possible. Take a look at the following five ways to save on Volkswagen Beetle auto insurance.

  • Get Married and Ask for a Discount
  • Ask About Welcome Discounts
  • Get Cheaper Volkswagen Beetle Car Insurance Rates as a Full-Time Parent
  • Consider Volkswagen Beetle Insurance Costs Before Buying a Volkswagen Beetle
  • Reduce Your Coverage on an Older Volkswagen Beetle

Top Volkswagen Beetle Insurance Companies

Who is the best company for Volkswagen Beetle insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volkswagen Beetle insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volkswagen Beetle offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Volkswagen Beetle Insurance Quotes Online

You can start comparing quotes for Volkswagen Beetle auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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