Best Volvo S80 Insurance Rates [List of Money Saving Tips]

Volvo S80 insurance rates average at $132 a month for full coverage, but you can save money by comparing Volvo S80 insurance quotes online. State Farm and GEICO are the most popular companies providing Volvo S80 insurance coverage, but shopping around is the best way to save money on your Volvo S80 insurance costs.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Aug 6, 2020

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Key takeaways:

  • Full coverage costs around $1,588 a year or $132 each month
  • A liability-only policy costs around $636 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,804 a year or $484 each month
  • Good drivers can save as much as $655 a year by earning policy discounts
  • Volvo S80 insurance costs around $69 more per year than the average vehicle

Volvo S80 insurance rates are about $69 more per year than the average vehicle, costing about $1,588 a year or $132 a month. Good drivers are eligible for up to $655 a year in policy discounts by practicing safe driving habits. Let’s look at Volvo S80 insurance rates, insurance losses, and more.

You can start comparing quotes for Volvo S80 car insurance rates from some of the best car insurance companies by using our free online tool now.

Volvo S80 Insurance Cost

The average Volvo S80 car insurance costs are $1,588 a year or $132 a month.


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Are Volvo S80s Expensive to Insure?

The chart below details how Volvo S80 insurance rates compare to other luxury cars like the BMW M3, Lexus GS 350, and Cadillac CTS-V.

VehicleComprehensiveCollisionLiabilityTotal
BMW M3$406$804$398$1,766
Lexus GS 350$370$714$338$1,558
Cadillac CTS-V$406$804$338$1,684
Audi A6$382$744$398$1,682
Lexus IS 350$344$686$398$1,586
Audi S8$658$1,368$398$2,582

However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo S80 Insurance?

The Volvo S80 trim and model you choose will affect the total price you will pay for Volvo S80 insurance coverage.

Age of the Vehicle

The average Volvo S80 car insurance rates are higher for newer models. For example, car insurance rates for a 2016 Volvo S80 are $1,588, while 2010 Volvo S80 rates are $1,308, a difference of $280.

Model YearComprehensiveCollisionLiabilityTotal
2016 Volvo S80$332$668$430$1,588
2015 Volvo S80$314$646$442$1,560
2014 Volvo S80$302$598$452$1,510
2013 Volvo S80$290$564$456$1,468
2012 Volvo S80$278$506$460$1,402
2011 Volvo S80$260$466$460$1,344
2010 Volvo S80$250$436$464$1,308

Driver Age

Driver age can have a significant effect on the cost of Volvo S80 car insurance. For example, 30-year-old drivers pay approximately $70 more for their Volvo S80 car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Volvo S80 insurance rates. For example, drivers in Houston may pay $1,170 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Volvo S80 car insurance. Teens and drivers in their 20’s see the highest jump in their Volvo S80 car insurance with violations on their driving record.

Volvo S80 Safety Ratings

Your Volvo S80 auto insurance rates are tied to the Volvo S80’s safety ratings. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideNot Tested
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Volvo S80 Crash Test Ratings

Volvo S80 crash test ratings can impact your Volvo S80 car insurance rates. See Volvo S80 crash test results below:

Vehicle TestedOverallFrontalSideRollover
2016 Volvo S80 4 DR FWDN/RN/RN/RN/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Volvo S80 Safety Features

Volvo S80 safety features can lower the cost of your insurance. The safety features for the 2020 Volvo S80 include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Volvo S80 Insurance Loss Probability

The Volvo S80’s insurance loss probability varies between different coverage types. The lower percentage means lower Volvo S80 auto insurance costs; higher percentages mean higher Volvo S80 auto insurance costs.

Insurance Coverage CategoryLoss Rate
Collision-18%
Property Damageno data
Comprehensiveno data
Personal Injuryno data
Medical Paymentno data
Bodily Injuryno data
Source: Insurance Institute for Highway Safety

Volvo S80 Finance and Insurance Cost

If you are financing a Volvo S80, most lenders will require your carry higher Volvo S80 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo S80 auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Volvo S80 Insurance

You can save more money on your Volvo S80 auto insurance rates by employing any of the following five strategies.

  • Bundle Your Volvo S80 Auto Insurance with Home Insurance
  • Ask Your Insurance Company About Volvo S80 Discounts
  • Ask About Mature Driver Discounts for Drivers Over 50
  • Compare Apples to Apples When Comparing Volvo S80 Insurance Quotes and Policies
  • Compare Insurance Companies After Moving

Top Volvo S80 Insurance Companies

The best auto insurance companies for Volvo S80 car insurance rates will offer competitive rates, discounts, and account for the Volvo S80’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

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