What is the Best Car Insurance for an Audi A3?

Average Audi A3 auto insurance rates cost $117 per month ($1,404 per year). You can find cheap Audi A3 insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $825 a year.

FREE Car Insurance Comparison

Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

Full Bio →

Written by

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

Full Bio →

Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jun 28, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,404 a year or $117 each month
  • A liability-only policy costs around $563 a year or $47 each month
  • Highest rates are for teenage drivers at around $5,132 a year or $428 each month
  • Good drivers can save as much as $579 a year by earning policy discounts
  • Audi A3 insurance costs around $115 less per year than the average vehicle

Audi A3 insurance rates are about $115 less per year than the average vehicle with full coverage around $1,404 a year or $117 a month. Drivers of an older Audi A3 may choose to get liability-only insurance which costs around $563 a year or $47 a month.

Good drivers are eligible for up to $579 a year in policy discounts by being safe and courteous while out on the roads. Let’s take a quick look at Audi A3 insurance rates, safety ratings, and more.

You can start comparing quotes for Audi A3 car insurance rates from some of the best car insurance companies by using our free online tool now.

Audi A3 Insurance Cost

The average Audi A3 auto insurance costs are $1,404 a year or $117 a month.


Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Audi A3s Expensive to Insure?

The chart below details how Audi A3 insurance rates compare to other sedans like the Kia Optima, Cadillac CTS, and Honda Civic.

VehicleComprehensiveCollisionLiabilityTotal
Audi A3$282$566$398$1,404
Kia Optima$322$532$420$1,454
Cadillac CTS$320$626$398$1,502
Honda Civic$280$656$420$1,536
Buick Regal$306$536$398$1,398
Chevrolet Blazer$376$688$316$1,516
Mazda 3$308$562$372$1,400

However, there are a few things you can do to find the cheapest Audi insurance rates online.

What Impacts the Cost of Audi A3 Insurance?

The Audi A3 trim and model you choose can impact the total price you will pay for Audi A3 insurance coverage.

Age of the Vehicle

Older Audi A3 models generally cost less to insure. For example, car insurance for a 2018 Audi A3 costs $1,404, while 2010 Audi A3 insurance costs are $1,166, a difference of $238.

Model YearComprehensiveCollisionLiabilityTotal
2018 Audi A3$282$566$398$1,404
2017 Audi A3$272$552$416$1,398
2016 Audi A3$262$530$430$1,380
2015 Audi A3$248$512$442$1,360
2013 Audi A3$230$446$456$1,290
2012 Audi A3$220$400$460$1,238
2011 Audi A3$206$368$460$1,192
2010 Audi A3$198$346$464$1,166

Driver Age

Driver age can have a significant impact on Audi A3 auto insurance rates. For instance, a 30-year-old driver may pay $62 more each year for Audi A3 auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Audi A3 insurance rates. For example, drivers in Los Angeles may pay $201 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Audi A3 car insurance. Teens and drivers in their 20’s see the highest jump in their Audi A3 car insurance with violations on their driving record.

Audi A3 Safety Ratings

Your Audi A3 auto insurance rates are influenced by the Audi A3’s safety ratings. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Audi A3 Crash Test Ratings

The crash test ratings of the Audi A3 can impact your Audi A3 car insurance rates.

Vehicle TestedOverallFrontalSideRollover
2020 Audi A3 Cabriolet C FWDN/RN/RN/RN/R
2020 Audi A3 Cabriolet C AWDN/RN/RN/RN/R
2020 Audi A3 4 DR FWD5 stars4 stars5 stars4 stars
2020 Audi A3 4 DR AWD5 stars4 stars5 stars4 stars
2019 Audi A3 Sportback e-tron FWDN/RN/RN/RN/R
2019 Audi A3 C FWDN/RN/RN/RN/R
2019 Audi A3 C AWDN/RN/RN/RN/R
2019 Audi A3 4 DR FWD5 stars4 stars5 stars4 stars
2019 Audi A3 4 DR AWD5 stars4 stars5 stars4 stars
2018 Audi A3 Sportback e-tron FWDN/RN/RN/RN/R
2018 Audi A3 C FWDN/RN/RN/RN/R
2018 Audi A3 C AWDN/RN/RN/RN/R
2018 Audi A3 4 DR FWD5 stars4 stars5 stars4 stars
2018 Audi A3 4 DR AWD5 stars4 stars5 stars4 stars
2017 Audi A3 C FWDN/RN/RN/RN/R
2017 Audi A3 C AWDN/RN/RN/RN/R
2017 Audi A3 4 DR FWD5 stars4 stars5 stars4 stars
2017 Audi A3 4 DR AWD5 stars4 stars5 stars4 stars
2016 Audi A3 C FWDN/RN/RN/RN/R
2016 Audi A3 C AWDN/RN/RN/RN/R
2016 Audi A3 4 DR FWD5 stars4 stars5 stars4 stars
2016 Audi A3 4 DR AWD5 stars4 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Audi A3 Safety Features

Most drivers don’t realize that not only do Audi A3 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Audi A3 auto insurance rates. The Audi A3’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Cross-Traffic Alert

Audi A3 Insurance Loss Probability

Another contributing factor that affects Audi A3 car insurance rates is the loss probability for each type of coverage.

Insurance Coverage CategoryLoss Rate
Collision52%
Property Damage-10%
Comprehensive9%
Personal Injury-15%
Medical Paymentno data
Bodily Injuryno data
Source: Insurance Institute for Highway Safety

Audi A3 Finance and Insurance Cost

If you are financing a Audi A3, you will pay more if you purchase Audi A3 car insurance at the dealership, so be sure to shop around and compare Audi A3 car insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Audi A3 Insurance

Although it may seem like your Audi A3 car insurance rates are set, there are a few measures that you can take to secure the best Audi A3 car insurance rates possible. Take a look at the following five ways to save on Audi A3 auto insurance.

  • Work with a Direct Insurer Instead of an Insurance Broker for Your Audi A3
  • Understand that Insurance Companies Can’t Change Your Audi A3 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Make Sure You’re Raising a Safe Driver
  • Tell Your Insurer How You Use Your Audi A3
  • Choose a Audi A3 with Cheaper Repair Costs

Top Audi A3 Insurance Companies

The best auto insurance companies for Audi A3 car insurance rates will offer competitive rates, discounts, and account for the Audi A3’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Audi A3 Insurance Quotes Online

To start comparing Audi A3 car insurance quotes for free, use our online car insurance comparison tool.

Are you looking for free insurance quotes?

Your one-stop online Car Insurance guide. Get a Free Quote Now!

(855) 898-5028