Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Former Farmers Insurance CSR

UPDATED: Nov 12, 2020

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With a name like “Heart of the Commonwealth”, it makes sense that Worcester, Massachusetts is the second biggest city in Massachusetts and New England. With a population of roughly 180,000, most of the people in the city use cars for transportation.

Worcester is home to a dynamic of cultures. There are heavy industrial and commercial areas, as well as, housing projects and a wide variety of numerous college campuses. This provides a city with a clustered hybrid of lifestyles, most of which rely on driving to make it possible.

Worcester Transportation Situation

Crime is higher than the Massachusetts average, with a considerable concentration in the inner city. The outer boarder is much less dangerous. This alone will cause a flux in insurance highs and lows on a range of levels. The population has increased and the crime, in terms of occurrences, has decreased showing signs of improvement for the city. Auto fatalities in 2009 were 3 occurrences with 7 people involved and 3 fatalities in relation to 6 vehicles. There were two fatal accidents caused by drunk drivers and 1 pedestrian involved in an accident.

Although it once had a commercial airline program and one being redeveloped, the concept was cancelled March 2012 and now remains a multi-interstate intersection and railroad city. The railway is the main headquarters of the Providence-Worcester rail system. There is a great deal of commercial and industrial transportation on this rail line, unfortunately it does not correlate to the public . . . but there is hope with the ability to compare auto insurances to fit your budget.

With such a diverse populous and inter-network of rail and roadway, Worcester has risks as well as benefits. The key is to find the one that works best. Whether you are a lifer, hard-working visitor to the area, student building a career, or just stopping by in life’s journey, great automotive insurance is available if you look close enough. There is a great need for amazing automotive insurance if you live in the Worcester area because chances are you are not just linking up to railways everyday to commute to work or other daily activities. Plus, Worcester rates as one of the worst cities when it comes to public transportation; not only in New England, but also in the country. This adds to the high demand for great car insurance.

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Cheap Auto Insurance In Worcester, MA

At 4AutoInsuranceQuote.com, we recommend more than the state minimums auto insurance requirements for Worcester residents, unless you are planning on using the railway for long travel during the week. If you are looking for appropriate coverage in the area, you might find auto insurance rates to be extremely high and even unaffordable. As with most other major northeast cities in the US, Worcester insurance rates can be quite expensive, especially in the inner parts of the city.

Use the tools provided above! Enter your information in the zip code box provided and after the questionnaire, you will be able to see the competitive insurance rates and be able to pick the one best suited for your budget and daily grind.

Reputable Worcester, MA Car Insurance Agents

Check out our list of trusted car insurance agents in the area if you prefer not to compare quotes with our online comparison tool:

A & P Insurance Agency
273 SW Cutoff
Worcester, MA 01604
(508) 756-4300

A-Affordable Insurance Agency
70 Southbridge St
Worcester, MA 01608
(508) 799-3900

AAA Insurance
25 E Mountain St
Worcester, MA 01606
(508) 853-7000

Abodeely Insurance Agency Gm
370 Main St
Worcester, MA 01608
(508) 943-1221

Anchor Financial / Elm Park Insurance Agency
712 Pleasant St
Worcester, MA 01602
(508) 757-5400

Armand J Mobilio
259 Shrewsbury St
Worcester, MA 01604
(508) 752-6066

Braley & Wellington Insurance Agency
44 Park Ave
Worcester, MA 01609
(508) 754-7255

Buckley Insurance Agency
342 Shrewsbury St
Worcester, MA 01604
(508) 791-2572

Bullock Insurance Agency
1078 W Boylston St Ste 205
Worcester, MA 01606
(508) 854-8100

Burr Insurance Agency
421 Main St Harrington Corner
Worcester, MA 01608
(508) 753-4784

C M Cantiani Insurance Agency
318 Plantation St
Worcester, MA 01604
(508) 755-6168

Chittenden Insurance Group
120 Front St
Worcester, MA 01608
(508) 767-8850

Earl V Atchue Jr Insurance Agency
190 Park Ave
Worcester, MA 01609
(508) 755-5200

Elaine D’Alonzo Sampson Insurance Agency
Picadilly Plaza 490 Shrewsbury Street
Worcester, MA 01604
(508) 799-3998

Feingold & Feingold Insurance Agency
22 Elm St
Worcester, MA 01608
(508) 831-9500

G M Abodeely Insurance Agency
370 Main St
Worcester, MA 01608
(508) 791-2366

Horace Mann Insurance Brokerage of MA
Po Box 60640
Worcester, MA 01606
(508) 835-3738

Insurance Marketing Agencies
306 Main St
Worcester, MA 01608
(508) 753-7233

J J M Insurance Agency
623 Chandler St
Worcester, MA 01602
(508) 791-1141

Jim O’Connell Insurance Agency
554 Pleasant St
Worcester, MA 01602
(508) 799-7000

Kenneth St Onge Agency
348 Grafton St
Worcester, MA 01604
(508) 791-4255

KJK Insurance Agency
400 Grove St
Worcester, MA 01605
(508) 853-1101

Knight-Dik Insurance Agency
440 Main St
Worcester, MA 01608
(508) 753-6353

Macshawson Insurance Agency
900 Main St
Worcester, MA 01610
(508) 757-8030

Mahoney & Obara Insurance Agency
3-15 E Mountain St
Worcester, MA 01606
(508) 853-9085

Mainstreams Insurance Agency
704 Southbridge St
Worcester, MA 01610
(508) 797-4500

Manero Insurance Agency
617 Mill St
Worcester, MA 01602
(508) 757-4145

Marc Alkes Insurance Agency
1405 Main St
Worcester, MA 01603
(508) 755-7969

Marsh-Kemp Insurance Agency
28 Park Ave
Worcester, MA 01605
(508) 798-8663

Marshall & Diggins Insurance
2 Eastern Ave
Worcester, MA 01605
(508) 831-9200

McCall Insurance Agency
500 W Boylston St
Worcester, MA 01606
(508) 852-6600

Mid State Insurance Agency
37 Mechanic St
Worcester, MA 01608
(508) 791-5566

Mobilio Insurance Agency
259 Shrewsbury St
Worcester, MA 01604
(508) 752-2532

New Worcester Insurance Agency
687 Main St
Worcester, MA 01610
(508) 752-7400

North American Insurance Agency
414 Main St
Worcester, MA 01608
(508) 757-0950

O’Brien & Gibbons Insurance Agency
52 Highland St
Worcester, MA 01609
(508) 752-7504

Paul F Cantiani Insurance Agency
318 Plantation St
Worcester, MA 01604
(508) 791-2088

Protector Group Insurance
100 Front St Ste 800
Worcester, MA 01608
(508) 852-8500

Richard J Wackell
14 Millbury St
Worcester, MA 01610
(508) 756-3312

RJB Insurance Agency
20 Park Ave
Worcester, MA 01605
(508) 753-9335

Robert P Powers Insurance Agency
10 Institute Rd
Worcester, MA 01609
(508) 752-3701

Royal Insurance Agency
42 Lake Ave
Worcester, MA 01604
(508) 754-6288

Shea & Poor Insurance Agency
292 Park Ave
Worcester, MA 01609
(508) 754-3238

Small Business Insurance Agency
542 Main St
Worcester, MA 01608
(508) 795-0635

Steffon James & Finnegan Insurance Agency
708 Park Ave
Worcester, MA 01603
(508) 756-8503

Steven Handy Insurance Agency
440 Park Ave
Worcester, MA 01610
(508) 792-3070

Sullivan Insurance Group
10 Chestnut St
Worcester, MA 01608
(800) 649-1553

Sullivan, Garrity & Donnelly
10 Institute Rd
Worcester, MA 01609
(508) 754-1767

Talman, Johnson & Wall Insurance Agency
340 Main St
Worcester, MA 01608
(508) 799-4128

Tatman & Park Insurance
101 Pleasant St
Worcester, MA 01609
(508) 755-4341

The Herlihy Insurance Group
51 Pullman St
Worcester, MA 01606
(508) 756-5159

The Protector Group Insurance Agency
100 Front St Ste 800
Worcester, MA 01608
(888) 850-9400

Thomas Carroll
617 Mill St
Worcester, MA 01602
(508) 752-3300

Thomas J Woods Insurance Agency
20 Park Ave
Worcester, MA 01605
(508) 755-5944

Wachusett Insurance Agency
306 Main St
Worcester, MA 01608
(508) 754-5800

Webfirst Insurance
1 W Boylston St Ste Ll04
Worcester, MA 01605
(800) 957-1455

Wolpert Insurance Agency
18 John Street Pl
Worcester, MA 01609
(508) 754-6817

Zawada Insurance Agency
131 Millbury St
Worcester, MA 01610
(508) -831-013

Zemaitis/Baker Insurance Agency
108 Shrewsbury St
Worcester, MA 01604
(508) 752-7777