Get Affordable Clearwater, FL Auto Insurance Quotes (2026)

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Table of Contents

Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

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Written by
Brad Larson
Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

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Reviewed by
Laura D. Adams

Updated November 2023

Are you looking for the best auto insurance rates in Clearwater? If so, check out our list of auto insurance agents below. To get rates for your vehicle, contact these agents directly. If you would like to compare auto insurance rates in Clearwater online, please enter your Clearwater zip code at the top of this page to get the cheapest car insurance quotes in the area.

Connelly Carlisle Fields & Nichols Insurance
600 Cleveland St Ste 600, Clearwater, FL 33755
(855) 8887872

David Tapia
133 N Garden Ave, Clearwater, FL 33755
(727) 4498800

Auto Insurance Plus
1212 Cleveland St, Clearwater, FL 33755
(727) 4469116

CondonMeek Insurance
1211 Court St, Clearwater, FL 33756
(800) 2211964

Direct Auto Insurance
1261 Cleveland St, Clearwater, FL 33755
(727) 4492277

Lancaster Insurance
1210 S Myrtle Ave, Clearwater, FL 33756
(727) 4613704

Florida Coastal Insurance Agency
1234 Court St Ste B, Clearwater, FL 33756
(727) 5696000

Gotta Havit Auto Insurance
918 S Missouri Ave, Clearwater, FL 33756
(727) 4467735

Direct Auto Insurance
1231 S Missouri Ave, Clearwater, FL 33756
(727) 4435781

United Underwriters
1231 Lakeview Rd, Clearwater, FL 33756
(727) 4615454

David Lazanis Agency
1470 Gulf To Bay Blvd, Clearwater, FL 33755
(727) 4436267

Great Florida Insurance Mike Lazanis
1468 Gulf To Bay Blvd, Clearwater, FL 33755
(727) 4419080

Bay Area Insurance Shop
1452 Court St, Clearwater, FL 33756
(727) 4464416

Dean Robinson
1474 Gulf To Bay Blvd, Clearwater, FL 33755
(727) 4466200

All Lines Insurance Group
1345 S Missouri Ave, Clearwater, FL 33756
(727) 4465721

Simmons Insurance
1465 S Fort Harrison Ave Ste 104, Clearwater, FL 33756
(727) 2161111

Gator Auto Insurance
1200 S Highland Ave, Clearwater, FL 33756
(727) 4478408

Wike Insurance
1710 Drew St Ste 5, Clearwater, FL 33755
(727) 4469009

Shirley McMahon
1521 Sunset Point Rd, Clearwater, FL 33755
(727) 2166449

Darry Bouie
1876 Drew St, Clearwater, FL 33765
(727) 4616211

Bay Area Insurance Associates
1932 Drew St Ste 10, Clearwater, FL 33765
(727) 4419858

Fox Agency
1955 Drew St, Clearwater, FL 33765
(727) 4478585

Defrain Insurance
2114 Drew St Ste C, Clearwater, FL 33765
(727) 4457771

Freeway Insurance Services
1993 Drew St, Clearwater, FL 33765
(727) 4498500

American Family Agencies
555 S Hercules Ave Ste 402, Clearwater, FL 33764
(727) 6694777

Katherine Jones
575 S Hercules Ave Ste 604, Clearwater, FL 33764
(727) 4478989

C King Insurance
2158 Drew St, Clearwater, FL 33765
(727) 4475464

Sandbergen Insurance
2121 NE Coachman Rd, Clearwater, FL 33765
(727) 4420012

Roger Bouchard Insurance
101 Starcrest Dr, Clearwater, FL 33765
(727) 4476481

Florida Best Quote
520 Indian Rocks Rd N, Belleair Bluffs, FL 33770
(727) 5849999

AAA Insurance
2170 Rainbow Dr, Clearwater, FL 33765
(727) 4482600

Gus Rodriguez
490 Indian Rocks Rd N Ste C, Belleair Bluffs, FL 33770
(727) 6370411

Business & Family Insurors
1001 Highland Ave NE, Largo, FL 33770
(727) 5856525

Tangra Financial
748 Broadway Ste 201, Dunedin, FL 34698
(800) 2036144

Carlson Brokerage Sevices LLC
2173 NE Coachman Rd, Clearwater, FL 33765
(727) 4622431

Earl W Gainey
227 N Belcher Rd, Clearwater, FL 33765
(727) 4423655

Business Insurance Center
325 N Belcher Rd Fl 2, Clearwater, FL 33765
(727) 7264989

Value Rate Insurance Agency, Inc
770 N Belcher Rd, Clearwater, FL 33765
(727) 4338363

Herbert W Leonhardt Jr
519 Highland Ave NE Ste B, Largo, FL 33770
(727) 5829604

Ed Melendez
2080 West Bay Dr, Largo, FL 33770
(727) 5847206

United One Insurance
1941 West Bay Dr, Largo, FL 33770
(727) 5858300

AAA Insurance
100 Indian Rocks Rd N, Belleair Bluffs, FL 33770
(727) 5847678

Jim Wells
2270 Drew St Ste A, Clearwater, FL 33765
(727) 7994665

Cheryl Matune Insurance
801 West Bay Dr Ste 510, Largo, FL 33770
(727) 5590800

Omega Land & Sea Insurance
801 West Bay Dr Ste 413, Largo, FL 33770
(727) 5180153

Integrity Insurance
2501 West Bay Dr Ste A, Largo, FL 33770
(727) 5813070

Brown Insurance & Financial Services
2401 West Bay Dr Ste 603, Largo, FL 33770
(727) 5861601

Charles Jones
2401 West Bay Dr Ste 413, Largo, FL 33770
(727) 5857554

Weisner Insurance Network
550 East Bay Dr, Largo, FL 33770
(727) 5303006

Anthony Borruso
800 East Bay Dr, Largo, FL 33770
(727) 5357444

Courtesy Insurance & Financial
2203 N Hercules Ave, Clearwater, FL 33763
(727) 2100522

Affordable Auto Insurance
1130 East Bay Dr, Largo, FL 33770
(727) 5313587

Nussear Insurance Agency
2380 Drew St, Clearwater, FL 33765
(727) 7978603

Brightway Insurance Rhonda Sexton & Leann McKeon
1601 E Bay Dr Ste 3, Largo, FL 33771
(727) 5814200

Homeowners Insurance Agency
2240 Belleair Rd Ste 200, Clearwater, FL 33764
(727) 2166310

Alley Rehbaum & Capes Assurance
2433 Gulf To Bay Blvd, Clearwater, FL 33765
(727) 7975193

Neal T Seiter
2329 Sunset Point Rd Ste 200, Clearwater, FL 33765
(727) 7974966

Sunshine Protection Insurance
1618 Fieldfare Ct, Dunedin, FL 34698
(727) 6863028

Valentine Insurance
1153 Main St Ste 107, Dunedin, FL 34698
(727) 7341954

Bill Campbell III
2095 E Bay Dr, Largo, FL 33771
(727) 5854276

Rob Sheehan
2323 Belleair Rd, Clearwater, FL 33764
(727) 5355664

W R Wilson Company
600 Bypass Dr, Clearwater, FL 33764
(727) 7120509

Paul Freire
1365 Main St, Dunedin, FL 34698
(727) 7386088

SumterMarion Insurance
3513 Wedgewood Ln, Lady Lake, FL 32162
(352) 7516560

Freeway Insurance Services
1411 Main St, Dunedin, FL 34698
(727) 7362546

Coddington & Associates
2424 Sunset Point Rd, Clearwater, FL 33765
(727) 7919462

Southern Insurance & Risk Management
1395 S Lotus Dr, Dunedin, FL 34698
(727) 7343433

Frank Naclerio Agency
1340 Pinehurst Rd, Dunedin, FL 34698
(727) 7362929

Magna Rate Insurance
1454 Main St Ste A, Dunedin, FL 34698
(727) 6876117

Peter Markos Insurance Agency
1454 Main St, Dunedin, FL 34698
(727) 7380777

Pam LeonardWilliams
2476 Sunset Point Rd, Clearwater, FL 33765
(727) 7992563

A American Insurance
1583 Main St, Dunedin, FL 34698
(727) 7339381

Freeway Insurance Services
3201 E Bay Dr, Largo, FL 33771
(727) 5365100

Allen Williams
1780 Main St Ste C, Dunedin, FL 34698
(727) 7333300

Joe Barkley
3690 E Bay Dr Ste V, Largo, FL 33771
(727) 5354603

Brown & Brown Insurance
83 N Park Place Blvd Ste 101, Clearwater, FL 33759
(727) 4616044

United One
3665 E Bay Dr Ste 188, Largo, FL 33771
(727) 5363220

Graddy Insurance
2794 Gulf To Bay Blvd Ste 1, Clearwater, FL 33759
(727) 7978121

Joseph Sullivan
2141 Main St Ste G, Dunedin, FL 34698
(727) 7338181

Dave Cosper
1164 Belcher Rd, Dunedin, FL 34698
(727) 7337610

Commonwealth Insurance of Florida
510 E David Rd Ste D, Clearwater, FL 33756
(727) 5816400

GHG Insurance, div. of Sihle Insurance Group
2653 Mccormick Dr, Clearwater, FL 33759
(727) 5316800

Phillip R Connell
10883 Ulmerton Rd, Largo, FL 33778
(727) 5846604

D & M Insurance Solutions
2625 Mccormick Dr Ste 104, Clearwater, FL 33759
(727) 7974800

Chris Coleman Agency
1255 Belcher Rd, Dunedin, FL 34698
(727) 4419911

Shield Insurance of Tampa Bay
25400 Us Highway 19 N Ste 197, Clearwater, FL 33763
(727) 7264600

Bell Insurance Agency
4445 E Bay Dr Ste 312, Clearwater, FL 33764
(727) 5244025

Amerilife Property & Casualty Insurance Agency
2650 Mccormick Dr, Clearwater, FL 33759
(727) 7260726

Charles Hicks Insurance
4625 E Bay Dr Ste 101, Clearwater, FL 33764
(727) 4743870

The Campbell Group
4625 E Bay Dr Ste 227, Clearwater, FL 33764
(727) 5361997

Barber Agency
2321 State Road 580, Clearwater, FL 33763
(727) 7339385

James Gardner
26238 Us Highway 19 N, Clearwater, FL 33761
(727) 4413054

Kelley RenfroBryan
25881 Us Highway 19 N, Clearwater, FL 33763
(727) 7970400

Gator Auto Insurance
28917 Us Highway 19 N, Clearwater, FL 33761
(727) 7738554

Zoller & Frenia
1700 N Mcmullen Booth Rd Ste B3, Clearwater, FL 33759
(727) 4597851

Phoenix Insurance
28051 Us Highway 19 N Ste 104, Clearwater, FL 33761
(727) 7268690

Key Palm Insurance
2430 Estancia Blvd Ste 100a, Clearwater, FL 33761
(888) 5397256

Michael Buric
28960 Us Highway 19 N Ste 105, Clearwater, FL 33761
(727) 7851127

Diana Devito
2535 Landmark Dr Ste 211 Bldg F, Clearwater, FL 33761
(727) 7260382

Sicon, LLC
2451 N Mcmullen Booth Rd Ste 222, Clearwater, FL 33759
(727) 4310358

David Tate
2566 N Mcmullen Booth Rd Ste B, Clearwater, FL 33761
(727) 7960408

Laplante Agency
2715 State Road 580, Clearwater, FL 33761
(727) 7968566

Craig Duncan
2745 State Road 580 Ste 101, Clearwater, FL 33761
(727) 7253668

Humar Insurance
30039 Us Highway 19 N, Clearwater, FL 33761
(727) 7863484

We Insure Florida
30133 Us Highway 19 N, Clearwater, FL 33761
(727) 6142424

Across The Bay Insurance
30357 Us Highway 19 N Ste G, Clearwater, FL 33761
(727) 7859100

Great Florida Insurance Martin Vreman
2488 Curlew Rd, Clearwater, FL 33761
(727) 7815533

Mike Maher
3150 N Mcmullen Booth Rd, Clearwater, FL 33761
(727) 7268844

The Fessler Agency
3165 N Mcmullen Booth Rd Ste G2, Clearwater, FL 33761
(727) 7263377

Certified Insurance Underwriters
13246 38th St N, Clearwater, FL 33762
(727) 5738554

Crosslet Insurance Services
13246 38th St N, Clearwater, FL 33762
(727) 4710818

Strategic Insurance Services
2727 Ulmerton Rd Ste 300, Clearwater, FL 33762
(727) 2131890

Doug Bishop Insurance Agency
2575 Ulmerton Rd Ste 210, Clearwater, FL 33762
(727) 5727500

Frequently Asked Questions

Can I change my auto insurance policy during the coverage period?

You can usually make changes to your policy during the coverage period, but review terms and contact your insurance company for specifics.

What is an insurance deductible?

It’s the amount you pay out of pocket before your insurance coverage applies to a claim.

Does my auto insurance cover rental cars?

Coverage for rental cars varies, so review your policy or contact your insurance company for details.

Can I add additional drivers to my auto insurance policy?

Yes, most policies allow adding additional drivers, but inform your insurance company and expect possible premium adjustments.

What happens if I have an accident and I’m not at fault?

You can file a claim with the at-fault driver’s insurance company for coverage of damages and injuries.

How do I file an auto insurance claim?

Contact your insurance company, provide details about the accident, and follow their instructions for filing a claim.

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