Auto Insurance Quotes by State 2023
Since many variables determine premiums, including the traffic and theft rates in your city, auto insurance rates will differ by state and insurance company. Compare auto insurance quotes by state online to find the most affordable coverage near you.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Feb 24, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Feb 24, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Tort states, no-fault states, and no-pay, no-play state insurance laws play a role in determining your auto insurance rates
- Changing states can affect your car insurance rates in a huge way
- Some states offer better coverage at better prices than others
The location of your home may be one of the most significant elements influencing your auto insurance rates. You might discover that the average cost of auto insurance in your state differs dramatically from that in a nearby state, even in jurisdictions where ZIP codes cannot be considered for calculating premiums.
The cost of auto insurance varies significantly by state, frequently by hundreds or even thousands of dollars. This guide covers auto insurance rates by state so you can find the most affordable auto insurance near you.
- Auto Insurance Quotes by City & State
- Utah Auto Insurance
- Florida Auto Insurance
- Get Affordable Haines City, FL Auto Insurance Quotes (2023)
- Get Affordable DeLand, FL Auto Insurance Quotes (2023)
- Get Affordable Winter Haven, FL Auto Insurance Quotes (2023)
- Get Affordable Winter Garden, FL Auto Insurance Quotes (2023)
- Get Affordable Waldo, FL Auto Insurance Quotes (2023)
- Get Affordable Wabasso, FL Auto Insurance Quotes (2023)
- Get Affordable Sun City Center, FL Auto Insurance Quotes (2023)
- Get Affordable Seminole, FL Auto Insurance Quotes (2023)
- Get Affordable Seffner, FL Auto Insurance Quotes (2023)
- Get Affordable Sanford, FL Auto Insurance Quotes (2023)
- Get Affordable Pine Hills, FL Auto Insurance Quotes (2023)
- Get Affordable Panama City, FL Auto Insurance Quotes (2023)
- Get Affordable Palm Springs North, FL Auto Insurance Quotes (2023)
- Get Affordable Palm Coast, FL Auto Insurance Quotes (2023)
- Get Affordable Okeechobee, FL Auto Insurance Quotes (2023)
- Get Affordable North Port, FL Auto Insurance Quotes (2023)
- Get Affordable Milton, FL Auto Insurance Quotes (2023)
- Get Affordable Midway, FL Auto Insurance Quotes (2023)
- Get Affordable Middleburg, FL Auto Insurance Quotes (2023)
- Get Affordable Miami Gardens, FL Auto Insurance Quotes (2023)
- Get Affordable Macclenny, FL Auto Insurance Quotes (2023)
- Get Affordable Indian Harbour Beach, FL Auto Insurance Quotes (2023)
- Get Affordable Havana, FL Auto Insurance Quotes (2023)
- Get Affordable Fort White, FL Auto Insurance Quotes (2023)
- Get Affordable Dade City, FL Auto Insurance Quotes (2023)
- Get Affordable Clearwater, FL Auto Insurance Quotes (2023)
- Get Affordable Bunnell, FL Auto Insurance Quotes (2023)
- Get Affordable Bonifay, FL Auto Insurance Quotes (2023)
- Get Affordable Belleview, FL Auto Insurance Quotes (2023)
- Get Affordable Bartow, FL Auto Insurance Quotes (2023)
- Get Affordable Bal Harbour, FL Auto Insurance Quotes (2023)
- Get Affordable Aventura, FL Auto Insurance Quotes (2023)
- Get Affordable Apollo Beach, FL Auto Insurance Quotes (2023)
- State
- Cheap New Jersey Auto Insurance for 2023
- Cheap Hawaii Auto Insurance for 2023
- Cheap Oregon Auto Insurance for 2023
- Cheap South Dakota Auto Insurance for 2023
- Cheap Vermont Auto Insurance for 2023
- Cheap Alaska Auto Insurance for 2023
- Cheap Nevada Auto Insurance for 2023
- Cheap New Mexico Auto Insurance for 2023
- Cheap Utah Auto Insurance for 2023
- Cheap Maine Auto Insurance for 2023
- Cheap Montana Auto Insurance for 2023
- Cheap Mississippi Auto Insurance for 2023
- Cheap Kansas Auto Insurance for 2023
- Cheap Delaware Auto Insurance for 2023
- Cheap Idaho Auto Insurance for 2023
- Get Affordable Louisiana Auto Insurance Quotes (2023)
- Cheap Kentucky Auto Insurance for 2023
- Cheap Oklahoma Auto Insurance for 2023
- Cheap Connecticut Auto Insurance for 2023
- Cheap Alabama Auto Insurance for 2023
- Cheap Colorado Auto Insurance for 2023
- Cheap Minnesota Auto Insurance for 2023
- Cheap Maryland Auto Insurance for 2023
- Get Affordable Massachusetts Auto Insurance Quotes (2023)
- Cheap Washington Auto Insurance for 2023
- Cheap Indiana Auto Insurance for 2023
- Cheap Arizona Auto Insurance for 2023
- Get Affordable Virginia Auto Insurance Quotes (2023)
- Cheap North Carolina Auto Insurance for 2023
- Cheap Ohio Auto Insurance for 2023
- Cheap Pennsylvania Auto Insurance for 2023
- Get Affordable Florida Auto Insurance Quotes (2023)
- Cheap Texas Auto Insurance for 2023
- Cheap New York Auto Insurance for 2023
- Cheap California Auto Insurance for 2023
- New Hampshire Auto Insurance
- Michigan Auto Insurance
- Why is auto insurance so expensive in Detroit?
- Get Affordable Yale, MI Auto Insurance Quotes (2023)
- Get Affordable Westland, MI Auto Insurance Quotes (2023)
- Get Affordable Unionville, MI Auto Insurance Quotes (2023)
- Get Affordable Sterling Heights, MI Auto Insurance Quotes (2023)
- Get Affordable Peck, MI Auto Insurance Quotes (2023)
- Get Affordable Oxford, MI Auto Insurance Quotes (2023)
- Get Affordable McBain, MI Auto Insurance Quotes (2023)
- Get Affordable Manistee, MI Auto Insurance Quotes (2023)
- Get Affordable Lincoln Park, MI Auto Insurance Quotes (2023)
- Get Affordable Harbor Beach, MI Auto Insurance Quotes (2023)
- Get Affordable Grand Blanc Township, MI Auto Insurance Quotes (2023)
- Get Affordable Gladwin, MI Auto Insurance Quotes (2023)
- Get Affordable Fruitport, MI Auto Insurance Quotes (2023)
- Get Affordable Freeland, MI Auto Insurance Quotes (2023)
- Get Affordable Fair Haven, MI Auto Insurance Quotes (2023)
- Get Affordable Eastpointe, MI Auto Insurance Quotes (2023)
- Get Affordable Detour Village, MI Auto Insurance Quotes (2023)
- Get Affordable Corunna, MI Auto Insurance Quotes (2023)
- Get Affordable Bay City, MI Auto Insurance Quotes (2023)
- Get Affordable Acme, MI Auto Insurance Quotes (2023)
- Virginia Auto Insurance
- Get Affordable Buckingham, VA Auto Insurance Quotes (2023)
- Get Affordable Wytheville, VA Auto Insurance Quotes (2023)
- Get Affordable Ridgeway, VA Auto Insurance Quotes (2023)
- Get Affordable Raven, VA Auto Insurance Quotes (2023)
- Get Affordable Madison Heights, VA Auto Insurance Quotes (2023)
- Get Affordable Lovettsville, VA Auto Insurance Quotes (2023)
- Get Affordable Independence, VA Auto Insurance Quotes (2023)
- Get Affordable Earlysville, VA Auto Insurance Quotes (2023)
- Get Affordable Brookneal, VA Auto Insurance Quotes (2023)
- Montana Auto Insurance
- Kentucky Auto Insurance
- Get Affordable Pineville, KY Auto Insurance Quotes (2023)
- Get Affordable Paducah, KY Auto Insurance Quotes (2023)
- Get Affordable Owingsville, KY Auto Insurance Quotes (2023)
- Get Affordable Monticello, KY Auto Insurance Quotes (2023)
- Get Affordable McKee, KY Auto Insurance Quotes (2023)
- Get Affordable Mayfield, KY Auto Insurance Quotes (2023)
- Get Affordable Hardinsburg, KY Auto Insurance Quotes (2023)
- Get Affordable Georgetown, KY Auto Insurance Quotes (2023)
- Get Affordable Fleming Neon, KY Auto Insurance Quotes (2023)
- Get Affordable Chaplin, KY Auto Insurance Quotes (2023)
- Get Affordable Burnside, KY Auto Insurance Quotes (2023)
- Get Affordable Burkesville, KY Auto Insurance Quotes (2023)
- Get Affordable Belfry, KY Auto Insurance Quotes (2023)
- Get Affordable Bedford, KY Auto Insurance Quotes (2023)
- Nevada Auto Insurance
- Wyoming Auto Insurance
- New Mexico Auto Insurance
- North Dakota Auto Insurance
- Oregon Auto Insurance
- Vermont Auto Insurance
- West Virginia Auto Insurance
- South Carolina Auto Insurance
- Get Affordable Winnsboro, SC Auto Insurance Quotes (2023)
- Get Affordable Sellers, SC Auto Insurance Quotes (2023)
- Get Affordable Santee, SC Auto Insurance Quotes (2023)
- Get Affordable Loris, SC Auto Insurance Quotes (2023)
- Get Affordable Laurens, SC Auto Insurance Quotes (2023)
- Get Affordable Lamar, SC Auto Insurance Quotes (2023)
- Get Affordable Easley, SC Auto Insurance Quotes (2023)
- Get Affordable Clearwater, SC Auto Insurance Quotes (2023)
- Oklahoma Auto Insurance
- Get Affordable Westville, OK Auto Insurance Quotes (2023)
- Get Affordable Kiefer, OK Auto Insurance Quotes (2023)
- Get Affordable Hydro, OK Auto Insurance Quotes (2023)
- Get Affordable Gage, OK Auto Insurance Quotes (2023)
- Get Affordable Disney, OK Auto Insurance Quotes (2023)
- Get Affordable Del City, OK Auto Insurance Quotes (2023)
- Get Affordable Carmen, OK Auto Insurance Quotes (2023)
- Get Affordable Beaver, OK Auto Insurance Quotes (2023)
- Get Affordable Avant, OK Auto Insurance Quotes (2023)
- Texas Auto Insurance
- Get Affordable Willis, TX Auto Insurance Quotes (2023)
- Get Affordable Whitesboro, TX Auto Insurance Quotes (2023)
- Get Affordable Whitehouse, TX Auto Insurance Quotes (2023)
- Get Affordable Venus, TX Auto Insurance Quotes (2023)
- Get Affordable The Woodlands, TX Auto Insurance Quotes (2023)
- Get Affordable Sweetwater, TX Auto Insurance Quotes (2023)
- Get Affordable Stafford, TX Auto Insurance Quotes (2023)
- Get Affordable Shepherd, TX Auto Insurance Quotes (2023)
- Get Affordable Rockdale, TX Auto Insurance Quotes (2023)
- Get Affordable Ranger, TX Auto Insurance Quotes (2023)
- Get Affordable Progreso, TX Auto Insurance Quotes (2023)
- Get Affordable Porter, TX Auto Insurance Quotes (2023)
- Get Affordable Pine Island, TX Auto Insurance Quotes (2023)
- Get Affordable Palestine, TX Auto Insurance Quotes (2023)
- Get Affordable Magnolia, TX Auto Insurance Quotes (2023)
- Get Affordable Los Fresnos, TX Auto Insurance Quotes (2023)
- Get Affordable Lampasas, TX Auto Insurance Quotes (2023)
- Get Affordable La Joya, TX Auto Insurance Quotes (2023)
- Get Affordable Kyle, TX Auto Insurance Quotes (2023)
- Get Affordable Kempner, TX Auto Insurance Quotes (2023)
- Get Affordable Kemp, TX Auto Insurance Quotes (2023)
- Get Affordable Jersey Village, TX Auto Insurance Quotes (2023)
- Get Affordable Hereford, TX Auto Insurance Quotes (2023)
- Get Affordable Geronimo, TX Auto Insurance Quotes (2023)
- Get Affordable Fairfield, TX Auto Insurance Quotes (2023)
- Get Affordable Eustace, TX Auto Insurance Quotes (2023)
- Get Affordable Cut and Shoot, TX Auto Insurance Quotes (2023)
- Get Affordable Cisco, TX Auto Insurance Quotes (2023)
- Get Affordable Bandera, TX Auto Insurance Quotes (2023)
- Get Affordable Atascocita, TX Auto Insurance Quotes (2023)
- Get Affordable San Antonio, TX Auto Insurance Quotes (2023)
- North Carolina Auto Insurance
- Get Affordable Ruth, NC Auto Insurance Quotes (2023)
- Get Affordable Nags Head, NC Auto Insurance Quotes (2023)
- Get Affordable Littleton, NC Auto Insurance Quotes (2023)
- Get Affordable Lenoir, NC Auto Insurance Quotes (2023)
- Get Affordable Cricket, NC Auto Insurance Quotes (2023)
- Get Affordable Arapahoe, NC Auto Insurance Quotes (2023)
- Delaware Auto Insurance
- Hawaii Auto Insurance
- Nebraska Auto Insurance
- Connecticut Auto Insurance
- Mississippi Auto Insurance
- Get Affordable Sunflower, MS Auto Insurance Quotes (2023)
- Get Affordable Pascagoula, MS Auto Insurance Quotes (2023)
- Get Affordable Morton, MS Auto Insurance Quotes (2023)
- Get Affordable Indianola, MS Auto Insurance Quotes (2023)
- Get Affordable Brooksville, MS Auto Insurance Quotes (2023)
- Get Affordable Booneville, MS Auto Insurance Quotes (2023)
- Massachusetts Auto Insurance
- Get Affordable West Springfield, MA Auto Insurance Quotes (2023)
- Get Affordable South Weymouth, MA Auto Insurance Quotes (2023)
- Get Affordable Northampton, MA Auto Insurance Quotes (2023)
- Get Affordable Mashpee, MA Auto Insurance Quotes (2023)
- Get Affordable Harvard, MA Auto Insurance Quotes (2023)
- Get Affordable Deerfield, MA Auto Insurance Quotes (2023)
- Get Affordable Buzzards Bay, MA Auto Insurance Quotes (2023)
- Get Affordable Burlington, MA Auto Insurance Quotes (2023)
- Get Affordable Andover, MA Auto Insurance Quotes (2023)
- Get Affordable Acme, MI Auto Insurance Quotes (2023)
- Maine Auto Insurance
- Get Affordable Etna, ME Auto Insurance Quotes (2023)
- Get Affordable Wade, ME Auto Insurance Quotes (2023)
- Get Affordable Saco, ME Auto Insurance Quotes (2023)
- Get Affordable Otis, ME Auto Insurance Quotes (2023)
- Get Affordable Milo, ME Auto Insurance Quotes (2023)
- Get Affordable Exeter, ME Auto Insurance Quotes (2023)
- Get Affordable Casco, ME Auto Insurance Quotes (2023)
- Get Affordable Caribou, ME Auto Insurance Quotes (2023)
- Louisiana Auto Insurance
- Get Affordable Kinder, LA Auto Insurance Quotes (2023)
- Get Affordable Grayson, LA Auto Insurance Quotes (2023)
- Get Affordable Estherwood, LA Auto Insurance Quotes (2023)
- Get Affordable Castor, LA Auto Insurance Quotes (2023)
- Get Affordable Boutte, LA Auto Insurance Quotes (2023)
- Get Affordable Baton Rouge, LA Auto Insurance Quotes (2023)
- Wisconsin Auto Insurance
- Get Affordable New London, WI Auto Insurance Quotes (2023)
- Get Affordable Wausau, WI Auto Insurance Quotes (2023)
- Get Affordable Onalaska, WI Auto Insurance Quotes (2023)
- Get Affordable Loyal, WI Auto Insurance Quotes (2023)
- Get Affordable Kenosha, WI Auto Insurance Quotes (2023)
- Get Affordable Cobb, WI Auto Insurance Quotes (2023)
- Missouri Auto Insurance
- Get Affordable University City, MO Auto Insurance Quotes (2023)
- Get Affordable Strafford, MO Auto Insurance Quotes (2023)
- Get Affordable Plato, MO Auto Insurance Quotes (2023)
- Get Affordable New Hampton, MO Auto Insurance Quotes (2023)
- Get Affordable Imperial, MO Auto Insurance Quotes (2023)
- Get Affordable Hayti, MO Auto Insurance Quotes (2023)
- Get Affordable Gerald, MO Auto Insurance Quotes (2023)
- Get Affordable Bland, MO Auto Insurance Quotes (2023)
- Kansas Auto Insurance
- Get Affordable Shawnee Mission, KS Auto Insurance Quotes (2023)
- Get Affordable Oakley, KS Auto Insurance Quotes (2023)
- Get Affordable Haysville, KS Auto Insurance Quotes (2023)
- Get Affordable Hartford, KS Auto Insurance Quotes (2023)
- Get Affordable Edna, KS Auto Insurance Quotes (2023)
- Get Affordable Dexter, KS Auto Insurance Quotes (2023)
- Tennessee Auto Insurance
- Washington Auto Insurance
- Minnesota Auto Insurance
- Get Affordable Willmar, MN Auto Insurance Quotes (2023)
- Get Affordable Wadena, MN Auto Insurance Quotes (2023)
- Get Affordable Wabasha, MN Auto Insurance Quotes (2023)
- Get Affordable New Richland, MN Auto Insurance Quotes (2023)
- Get Affordable Detroit Lakes, MN Auto Insurance Quotes (2023)
- Get Affordable Clarissa, MN Auto Insurance Quotes (2023)
- Maryland Auto Insurance
- Iowa Auto Insurance
- Get Affordable Tripoli, IA Auto Insurance Quotes (2023)
- Get Affordable Perry, IA Auto Insurance Quotes (2023)
- Get Affordable Otho, IA Auto Insurance Quotes (2023)
- Get Affordable Ollie, IA Auto Insurance Quotes (2023)
- Get Affordable Hawkeye, IA Auto Insurance Quotes (2023)
- Get Affordable Granville, IA Auto Insurance Quotes (2023)
- Get Affordable Belle Plaine, IA Auto Insurance Quotes (2023)
- Get Affordable Amana, IA Auto Insurance Quotes (2023)
- Ohio Auto Insurance
- Indiana Auto Insurance
- Get Affordable Wabash, IN Auto Insurance Quotes (2023)
- Get Affordable Speedway, IN Auto Insurance Quotes (2023)
- Get Affordable Hartford City, IN Auto Insurance Quotes (2023)
- Get Affordable Granger, IN Auto Insurance Quotes (2023)
- Get Affordable Gary, IN Auto Insurance Quotes (2023)
- Get Affordable Fairland, IN Auto Insurance Quotes (2023)
- Georgia Auto Insurance
- Get Affordable Tiger, GA Auto Insurance Quotes (2023)
- Get Affordable Pooler, GA Auto Insurance Quotes (2023)
- Get Affordable Newton, GA Auto Insurance Quotes (2023)
- Get Affordable Ila, GA Auto Insurance Quotes (2023)
- Get Affordable Hiawassee, GA Auto Insurance Quotes (2023)
- Get Affordable Hartwell, GA Auto Insurance Quotes (2023)
- Get Affordable Fairburn, GA Auto Insurance Quotes (2023)
- Get Affordable Ellijay, GA Auto Insurance Quotes (2023)
- Get Affordable East Point, GA Auto Insurance Quotes (2023)
- Get Affordable Doraville, GA Auto Insurance Quotes (2023)
- Get Affordable Danielsville, GA Auto Insurance Quotes (2023)
- Get Affordable Conyers, GA Auto Insurance Quotes (2023)
- Get Affordable Acworth, GA Auto Insurance Quotes (2023)
- New Jersey Auto Insurance
- Colorado Auto Insurance
- Pennsylvania Auto Insurance
- Get Affordable Robinson Township, PA Auto Insurance Quotes (2023)
- Get Affordable Modena, PA Auto Insurance Quotes (2023)
- Get Affordable Intercourse, PA Auto Insurance Quotes (2023)
- Get Affordable Highspire, PA Auto Insurance Quotes (2023)
- Get Affordable Haverford, PA Auto Insurance Quotes (2023)
- Get Affordable Canadensis, PA Auto Insurance Quotes (2023)
- Arkansas Auto Insurance
- Get Affordable Yellville, AR Auto Insurance Quotes (2023)
- Get Affordable Siloam Springs, AR Auto Insurance Quotes (2023)
- Get Affordable Searcy, AR Auto Insurance Quotes (2023)
- Get Affordable Pine Bluff, AR Auto Insurance Quotes (2023)
- Get Affordable Keo, AR Auto Insurance Quotes (2023)
- Get Affordable Hughes, AR Auto Insurance Quotes (2023)
- Get Affordable Hot Springs, AR Auto Insurance Quotes (2023)
- Get Affordable Greenwood, AR Auto Insurance Quotes (2023)
- Get Affordable Gosnell, AR Auto Insurance Quotes (2023)
- Get Affordable Foreman, AR Auto Insurance Quotes (2023)
- Illinois Auto Insurance
- California Auto Insurance
- Get Affordable Winnetka, CA Auto Insurance Quotes (2023)
- Get Affordable Vernon, CA Auto Insurance Quotes (2023)
- Get Affordable Mecca, CA Auto Insurance Quotes (2023)
- Get Affordable Linden, CA Auto Insurance Quotes (2023)
- Get Affordable Hawthorne, CA Auto Insurance Quotes (2023)
- Get Affordable Hanford, CA Auto Insurance Quotes (2023)
- Get Affordable El Toro, CA Auto Insurance Quotes (2023)
- Get Affordable San Jose, CA Auto Insurance Quotes (2023)
- New York Auto Insurance
- Get Affordable Valatie, NY Auto Insurance Quotes (2023)
- Get Affordable Sherburne, NY Auto Insurance Quotes (2023)
- Get Affordable Roscoe, NY Auto Insurance Quotes (2023)
- Get Affordable Otto, NY Auto Insurance Quotes (2023)
- Get Affordable North Valley Stream, NY Auto Insurance Quotes (2023)
- Get Affordable North Babylon, NY Auto Insurance Quotes (2023)
- Get Affordable New Windsor, NY Auto Insurance Quotes (2023)
- Get Affordable Mina, NY Auto Insurance Quotes (2023)
- Get Affordable Milo, NY Auto Insurance Quotes (2023)
- Get Affordable Melville, NY Auto Insurance Quotes (2023)
- Get Affordable Medina, NY Auto Insurance Quotes (2023)
- Get Affordable Lake Mohegan, NY Auto Insurance Quotes (2023)
- Get Affordable Kingston, NY Auto Insurance Quotes (2023)
- Get Affordable Jamaica, NY Auto Insurance Quotes (2023)
- Get Affordable Ithaca, NY Auto Insurance Quotes (2023)
- Get Affordable Glasco, NY Auto Insurance Quotes (2023)
- Get Affordable Fort Drum, NY Auto Insurance Quotes (2023)
- Get Affordable Evans Mills, NY Auto Insurance Quotes (2023)
- Get Affordable Eastport, NY Auto Insurance Quotes (2023)
- Get Affordable Cortlandt Manor, NY Auto Insurance Quotes (2023)
- Get Affordable Bayside, NY Auto Insurance Quotes (2023)
- Get Affordable Bainbridge, NY Auto Insurance Quotes (2023)
- Get Affordable Ashford, NY Auto Insurance Quotes (2023)
- Arizona Auto Insurance
- Alabama Auto Insurance
What affects the average cost of car insurance by state?
Drivers must maintain specific insurance coverage levels in each state to legally operate a vehicle, which explains why insurance premiums in some jurisdictions may be higher than in others. For example, some states mandate medical payment coverage or personal injury protection (PIP), while others do not.
States | Auto Insurance Requirements | Minimum Auto Insurance Liability Limits |
---|---|---|
Alabama | BI & PD Liab | 25/50/25 |
Alaska | BI & PD Liab | 50/100/25 |
Arizona | BI & PD Liab | 15/30/10 |
Arkansas | BI & PD Liab, PIP | 25/50/25 |
California | BI & PD Liab | 15/30/5 |
Colorado | BI & PD Liab | 25/50/15 |
Connecticut | BI & PD Liab, UM, UIM | 25/50/20 |
Delaware | BI & PD Liab, PIP | 25/50/10 |
District of Columbia | BI & PD Liab, UM | 25/50/10 |
Florida | PD Liab, PIP | 10/20/10 |
Georgia | BI & PD Liab | 25/50/25 |
Hawaii | BI & PD Liab, PIP | 20/40/10 |
Idaho | BI & PD Liab | 25/50/15 |
Illinois | BI & PD Liab, UM, UIM | 25/50/20 |
Indiana | BI & PD Liab | 25/50/25 |
Iowa | BI & PD Liab | 20/40/15 |
Kansas | BI & PD Liab, PIP | 25/50/25 |
Kentucky | BI & PD Liab, PIP, UM, UIM | 25/50/25 |
Louisiana | BI & PD Liab | 15/30/25 |
Maine | BI & PD Liab, UM, UIM, Medpay | 50/100/25 |
Maryland | BI & PD Liab, PIP, UM, UIM | 30/60/15 |
Massachusetts | BI & PD Liab, PIP | 20/40/5 |
Michigan | BI & PD Liab, PIP | 20/40/10 |
Minnesota | BI & PD Liab, PIP, UM, UIM | 30/60/10 |
Mississippi | BI & PD Liab | 25/50/25 |
Missouri | BI & PD Liab, UM | 25/50/25 |
Montana | BI & PD Liab | 25/50/20 |
Nebraska | BI & PD Liab, UM, UIM | 25/50/25 |
Nevada | BI & PD Liab | 25/50/20 |
New Hampshire | FR only | 25/50/25 |
New Jersey | BI & PD Liab, PIP, UM, UIM | 15/30/5 |
New Mexico | BI & PD Liab | 25/50/10 |
New York | BI & PD Liab, PIP, UM, UIM | 25/50/10 |
North Carolina | BI & PD Liab, UM, UIM | 30/60/25 |
North Dakota | BI & PD Liab, PIP, UM, UIM | 25/50/25 |
Ohio | BI & PD Liab | 25/50/25 |
Oklahoma | BI & PD Liab | 25/50/25 |
Oregon | BI & PD Liab, PIP, UM, UIM | 25/50/20 |
Pennsylvania | BI & PD Liab, PIP | 15/30/5 |
Rhode Island | BI & PD Liab | 25/50/25 |
South Carolina | BI & PD Liab, UM, UIM | 25/50/25 |
South Dakota | BI & PD Liab, UM, UIM | 25/50/25 |
Tennessee | BI & PD Liab | 25/50/15 |
Texas | BI & PD Liab, PIP | 30/60/25 |
Utah | BI & PD Liab, PIP | 25/65/15 |
Vermont | BI & PD Liab, UM, UIM | 25/50/10 |
Virginia | BI & PD Liab, UM, UIM | 25/50/20 |
Washington | BI & PD Liab | 25/50/10 |
West Virginia | BI & PD Liab, UM, UIM | 25/50/25 |
Wisconsin | BI & PD Liab, UM, Medpay | 25/50/10 |
Wyoming | BI & PD Liab | 25/50/20 |
The cost of living in your state can affect insurance, and where you reside is important in determining how much you will pay for auto insurance.
The Difference Between ZIP Codes
However, auto insurance rates extend beyond the state in which you reside. Insurance companies base premiums on your ZIP code and even the city in which you reside.
Every city and state has a different traffic volume, accident frequency, severity, and data on theft and vandalism. But, generally, drivers in cities pay far more for auto insurance than those in rural areas within the same state.
In other words, depending on your ZIP code and if you reside inside a huge metropolis like Los Angeles or Chicago, you pay dramatically different prices from your neighbors. Learn more about why auto insurance costs are higher in ZIP codes.
Tort States
The majority of states employ the tort system. Tort in auto insurance means that if you’re found to be at fault for an accident, you (or your insurer) will be responsible for covering the other party’s medical bills and property damage.
No-Fault States
In a no-fault system, vehicle insurance companies pay for certain damages (usually bodily injuries) regardless of who was at fault.
No Pay, No Play States
Driving without insurance is riskier in states with “no pay, no play” rules than in other states. In these states, uninsured drivers are not reimbursed for any damages, even when they are not at fault for an accident.
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What impacts auto insurance quotes in my state?
Since many variables determine premiums, auto insurance rates differ by state and company. The most common variables that affect your car insurance costs by state are:
- Road conditions
- Weather
- Number of drivers or traffic density in your city
- Cost of living as it relates to labor costs for repairs
- Percentage of uninsured drivers
- Number of claims in the region
Learn more about how insurance companies determine rates and explore auto insurance quotes by state below to get an average of what your insurance rates may be.
What is the most affordable auto insurance by state?
Check out some of the states with the cheapest auto insurance in the table below:
States | Average Monthly Full Coverage Rates |
---|---|
Idaho | $81 |
Washington | $84 |
Virginia | $85 |
Maine | $85 |
Ohio | $86 |
Hawaii | $87 |
Iowa | $89 |
North Carolina | $91 |
New Hampshire | $91 |
Illinois | $95 |
These states offer the very best prices on auto insurance, although your rates will vary based on your driving history. Researching where you live, including specifics like your ZIP code, can help you find the best car insurance rates near you.
Which states have the highest rates for auto insurance?
Here is a ranking of the most expensive auto insurance states based on our research:
States | Average Monthly Full Coverage Rates |
---|---|
Michigan | $252 |
Louisiana | $181 |
Delaware | $169 |
Kentucky | $153 |
Florida | $152 |
Rhode Island | $152 |
New Jersey | $146 |
California | $147 |
New York | $144 |
Texas | $140 |
The states of Colorado, South Carolina, and Washington, D.C. also have high auto insurance costs. If you live in these states, we recommend comparing auto insurance quotes below to find the most affordable car insurance near you.
Average Auto Insurance Cost by State
The national average cost of full coverage auto insurance in the U.S. is around $90 per month, or $1,070 a year. Young drivers and those with tickets or accidents in their driving history will pay much higher rates. You’ll also pay more for car insurance if you live in a big city or a state prone to national disasters.
States | Average Monthly Full Coverage Rates |
---|---|
Alabama | $110 |
Alaska | $108 |
Arizona | $117 |
Arkansas | $123 |
California | $147 |
Colorado | $119 |
Connecticut | $128 |
Delaware | $169 |
District of Columbia | $138 |
Florida | $152 |
Georgia | $138 |
Hawaii | $87 |
Idaho | $81 |
Illinois | $95 |
Indiana | $98 |
Iowa | $89 |
Kansas | $117 |
Kentucky | $153 |
Louisiana | $181 |
Maine | $85 |
Maryland | $134 |
Massachusetts | $106 |
Michigan | $252 |
Minnesota | $131 |
Mississippi | $110 |
Missouri | $108 |
Montana | $114 |
Nebraska | $109 |
Nevada | $119 |
New Hampshire | $91 |
New Jersey | $146 |
New Mexico | $109 |
New York | $144 |
North Carolina | $91 |
North Dakota | $133 |
Ohio | $86 |
Oklahoma | $123 |
Oregon | $107 |
Pennsylvania | $118 |
Rhode Island | $152 |
South Carolina | $122 |
South Dakota | $115 |
Tennessee | $88 |
Texas | $140 |
Utah | $101 |
Vermont | $99 |
Virginia | $85 |
Washington | $84 |
West Virginia | $121 |
Wisconsin | $99 |
Wyoming | $109 |
Find your state in the sections below to determine how much insurance you need and compare auto insurance rates.
Average Auto Insurance Rates in Alabama
Although Alabama has its fair share of violent crime and erratic weather, the state’s cheap cost of living helps keep the cost of auto insurance in check. As a result, residents pay much less than the national average.
Alabama auto insurance costs closer to $83 monthly for full coverage with a clean record or $103 per month with a ticket.
Average Auto Insurance Rates in Alaska
When compared to other American drivers, Alaskan drivers pay somewhat less on average for their auto insurance. Although Alaska’s transportation infrastructure is not very good, the state’s low cost of living and lower population density combine to keep auto insurance rates down.
At around $80 a month, Alaska auto insurance premiums are less expensive than the national average for full coverage.
Average Auto Insurance Rates in Arizona
Full coverage auto insurance costs around $88 per month in Arizona, right on par with the national average.
The state of Arizona has medium roads and an average cost of living. These elements collectively are probably responsible for Arizona auto insurance rates being only slightly lower than the national average.
Average Auto Insurance Rates in Arkansas
The average cost of full coverage auto insurance in Arkansas is $92 per month. Even though the state is prone to natural disasters like strong storms and flooding, it also has a relatively low population density, which can help balance typical vehicle insurance prices.
Average Auto Insurance Rates in California
Full coverage California auto insurance typically costs $110 per month, around $20 more than the national average.
Due to California’s exorbitant cost of living and subpar infrastructure, the state may have high insurance costs. In addition, California is home to two of the top five most congested large urban areas, with commuters on average spending more than 100 extra hours in traffic on average around Los Angeles and San Francisco.
Average Auto Insurance Rates in Colorado
The average monthly cost of full coverage auto insurance in Colorado is $89. The state’s high incidence of uninsured drivers, bad weather, and bad road conditions may be contributing factors to the higher insurance premiums in the area.
Average Auto Insurance Rates in Connecticut
Connecticut auto insurance offers full coverage at an average monthly cost of $96. The low prevalence of crime in Connecticut, which includes car thefts, might lower rates, but the high MSRP price of the other cars on the roads in your city could raise rates.
Average Auto Insurance Rates in Delaware
The average monthly cost of full coverage auto insurance in Delaware is $127. These above-average rates may be at least in part attributable to the state’s poor roadway system and dense population.
Average Auto Insurance Rates in Florida
Florida has one of the highest average auto insurance prices in the nation due to its no-fault insurance laws. Drivers pay around $115 if they have a good driving record.
There are many other potential causes of high premiums in this area. Florida auto insurance is quite vulnerable to natural disasters, especially hurricanes, but it also has a dense population, which could increase the number of traffic accidents.
Average Auto Insurance Rates in Georgia
At $104 per month, Georgia’s typical full-coverage auto insurance prices are roughly comparable to the national average.
Georgia has a high fatal accident rate and endures frequent natural catastrophes like tornadoes and hurricanes. However, it also has a highly regarded roadway infrastructure system and a relatively low population density that keeps rates lower.
Average Auto Insurance Rates in Hawaii
Despite Hawaii’s high cost of living, Hawaii auto insurance is not too expensive. The Aloha State offers full coverage auto insurance at a monthly rate of $65.
Honolulu, Hawaii is renowned for having a successful public transportation system that allows locals to travel without using their cars. According to the Federal Highway Administration, Hawaii also has fewer licensed drivers than the majority of other states, which could cut auto insurance costs.
Average Auto Insurance Rates in Idaho
The average auto insurance rates in Idaho are among the lowest in the nation. Drivers pay closer to $60 per month for full coverage, and rates only jump to $80 after a traffic ticket. Find cheap Idaho auto insurance.
Due to the state’s low population density, a low number of licensed drivers, and top-notch infrastructure, Idaho’s car insurance prices may continue to stay cheap. Drivers in Idaho spend the least amount of time in metropolitan traffic, which may be a factor in the state’s affordable auto insurance quotes.
Average Auto Insurance Rates in Illinois
Illinois drivers can save money on car insurance due to the state’s low fatal accident rate and population density, as it ranks in the middle of the pack in terms of cost of living and the quality of its roadway infrastructure.
Compared to the national average, Illinois drivers pay much less, around $72 per month.
However, Drivers in Chicago will pay higher rates than those in other cities. Shop here to find affordable auto insurance in Chicago.
Average Auto Insurance Rates in Indiana
Full coverage Indiana auto insurance costs $73 per month, right around the national average. So despite being one of the top 15 states with the highest percentage of uninsured drivers, Indiana probably has low average rates in part because of its sparsely populated geography.
Average Auto Insurance Rates in Iowa
Compared to the national average, drivers in Iowa pay $20-$30 less per month for full coverage insurance.
Cheap Iowa auto insurance rates may be attributed to the low cost of living and low population density. Additionally, compared to drivers in most other states, Iowans commute in less traffic.
Average Auto Insurance Rates in Kansas
Kansas residents spend around $88 per month for Kansas auto insurance, close to the national average. The fact that the state’s population density, accident fatality rate, and the number of licensed drivers are all in the middle of the pack may explain why the average cost of auto insurance in the state is only slightly less than the national average.
Average Auto Insurance Rates in Kentucky
Residents typically pay around $25 more monthly than Americans do for full coverage Kentucky auto insurance. Due to a high proportion of uninsured drivers and high mortality rates on state roads, the Bluegrass State has some of the highest auto insurance rates in the country.
Average Auto Insurance Rates in Louisiana
The average monthly auto insurance rates in Louisiana are $136 for full coverage with a clean record. Drivers with tickets and accidents pay over $150 per month.
Due to the state’s high accident mortality rate, poor roadway infrastructure, and unpredictable weather patterns, auto insurance is among the most expensive in Louisiana.
Average Auto Insurance Rates in Maine
In comparison to the national average, full coverage auto insurance in Maine costs about $30 less per month. The Pine Tree State’s low population density, low rate of traffic fatalities, a small number of uninsured drivers, and somewhat low cost of living may all contribute to the state’s low cost of auto insurance.
On average, Maine drivers pay around $64 monthly with a clean driving record and $77 with one speeding ticket.
Average Auto Insurance Rates in Maryland
In general, Maryland drivers pay around $100 for Maryland auto insurance, about the same as other Americans. Despite having a subpar highway system and fewer fatal accidents, Maryland has a fairly normal percentage of uninsured drivers.
Average Auto Insurance Rates in Massachusetts
Despite the high cost of living and structurally poor roadway infrastructure, full coverage auto insurance costs in the Bay State are approximately $10 less monthly than the national average.
These lower rates may be attributable to Boston’s dependable public transportation system and the fact that Massachusetts has the nation’s second-lowest rate of uninsured drivers. Compare cheap Massachusetts auto insurance.
Average Auto Insurance Rates in Michigan
You might have to fork over a hefty sum for auto insurance in the Great Lakes State. Compared to other U.S. drivers, Michigan drivers typically spend $100 more per month for full coverage auto insurance.
Due to the state’s significant percentage of uninsured drivers, monthly Michigan auto insurance rates may be the highest in the country at nearly $200. In an attempt to lower insurance costs, the state now prohibits companies from using credit scores and ZIP codes for determining prices and has lowered its steep limits for medical payments coverage.
Average Auto Insurance Rates in Minnesota
Compared to the national average, Minnesota drivers typically pay around $98 for Minnesota auto insurance. In terms of infrastructural quality, population density, cost of living, and the number of licensed drivers, Minnesota is ranked middle of the pack.
Average Auto Insurance Rates in Mississippi
Average Mississippi motorists pay $10-$15 less for full coverage Mississippi auto insurance than the national average, but premiums may be higher in congested cities.
Mississippi has the largest number of uninsured drivers of any state at nearly 30%, and it has the highest rate of fatal car accidents per 100,000 residents. Despite these other variables, the relatively low cost of living may aid in lower rates.
Average Auto Insurance Rates in Missouri
The average annual full-coverage auto insurance rates in Missouri are $81, a little less expensive than the national average. Despite having a high proportion of auto thefts and uninsured drivers, the state has a well-regarded highway network and a relatively low population density.
Average Auto Insurance Rates in Montana
Residents of Montana typically spend $10 less per month for full coverage Montana auto insurance than the national average. Due to its low population density and low percentage of uninsured drivers, Montana may have lower rates than the national average.
Average Auto Insurance Rates in Nebraska
Due to the state’s low cost of living and sparse population, Nebraskan drivers pay around $82 per month for full coverage auto insurance, around $10 less than Americans as a whole.
Average Auto Insurance Rates in Nevada
Compared to the typical American driver, Nevadans spend about the same — around $89 per month for a full coverage Nevada auto insurance policy. The high prevalence of auto theft in Nevada, particularly in the Las Vegas area, may be a contributing factor if you pay higher rates.
Average Auto Insurance Rates in New Hampshire
Car insurance is often far cheaper for New Hampshire residents than it is for the average American. Despite not having a mandatory minimum level of auto insurance, the average cost of full coverage auto insurance in New Hampshire is $68 per month.
These low average rates are probably a result of the low population density, the low vehicle theft rate, and the low fatal accident rate.
Average Auto Insurance Rates in New Jersey
The average cost of full coverage auto insurance in New Jersey is $110 per month.
High levels of traffic congestion are a common occurrence for drivers in Garden State, particularly near Newark. However, the fact that New Jersey has the lowest percentage of uninsured drivers in the country may help to lower your average auto insurance rates.
Average Auto Insurance Rates in New Mexico
Compared to the national average, full coverage New Mexico auto insurance costs $82. New Mexico’s lower-than-average cost of automobile insurance may be due to the state’s low population density and comparably low cost of living when compared to other states.
Average Auto Insurance Rates in New York
New York drivers often pay much more for auto insurance than the average American motorist, with the highest average cost for minimal coverage in the country. The state’s high population density, over 12 million registered automobiles, and high amount of fraudulent insurance claims filed each year may all contribute to the average full coverage New York auto insurance premium of $108.
Average Auto Insurance Rates in North Carolina
Compared to the national average, North Carolinians typically spend $68 monthly for full coverage North Carolina auto insurance. These lower-than-normal rates may be attributed to North Carolina’s excellent roadway system, pleasant climate, and rather low cost of living.
Average Auto Insurance Rates in North Dakota
North Dakota has the best highway infrastructure in the nation, according to Reason Foundation research. Compared to the average American driver, North Dakotans typically spend $100 per month on full coverage auto insurance. These rates could also be explained by the state’s low number of licensed drivers, low population density, and a low number of fatal collisions.
Average Auto Insurance Rates in Ohio
On average, drivers in Ohio spend $65 a month for full coverage Ohio auto insurance, making it one of the least expensive states. The fact that Ohio has a mix of rural and suburban roadways, which helps to break out what may otherwise be a significant concentration of traffic, may contribute to the reduced cost of coverage.
Average Auto Insurance Rates in Oklahoma
The average cost of full coverage auto insurance for Oklahoma drivers is pretty close to the national average, around $93 monthly. This rate is consistent with the state’s cheap cost of living and low population density. Unfortunately, poor rural road conditions and a high proportion of fatal accidents may prevent average rates from falling.
Average Auto Insurance Rates in Oregon
Despite having a high cost of living, Oregonians only spend roughly $80 per month on Oregon auto insurance. The Beaver State may have relatively cheap insurance premiums because of its sparse population, moderate climate, and well-maintained rural and urban highways.
Average Auto Insurance Rates in Pennsylvania
Compared to the national average, Pennsylvanian drivers pay about the same or around $88 per month for Pennsylvania auto insurance. Although Pennsylvania has a low number of fatal accidents and uninsured drivers, average rates might go up in certain areas due to the state’s high population density and high cost of living.
Average Auto Insurance Rates in Rhode Island
The average monthly premiums for full coverage auto insurance in Rhode Island are $114, among the most expensive in the country.
The state’s high rate of uninsured drivers and poorly rated roadway infrastructure will raise your rates, but low crime and traffic fatality rates in other areas could reduce your rates.
Average Auto Insurance Rates in South Carolina
South Carolina drivers pay an average full coverage rate of $91 per month, the same as most Americans. The cheap cost of living, sparse population, and pleasant climate in South Carolina may be factors in the state’s low average cost of auto insurance.
Average Auto Insurance Rates in South Dakota
In comparison to the national average, drivers in Mount Rushmore State pay slightly less for full coverage South Dakota auto insurance, around $86 per month. A low population density and a small number of uninsured drivers both lead to lower local rates.
Average Auto Insurance Rates in Tennessee
Compared to the average American, Tennessee drivers typically spend nearly $30 less per month for full coverage insurance. Despite having the third-highest percentage of uninsured motorists, the Volunteer State ranks 10th for best roadway performance. It also has a relatively low population density, which may help to keep monthly rates around $65.
Average Auto Insurance Rates in Texas
The average full coverage premium for Texas auto insurance is $105, slightly more than the national average.
Despite the state’s claims of average rankings in terms of cost of living and highway performance, Texas has a high rate of yearly vehicle thefts, and the urban centers of Houston, Dallas-Fort Worth, and Austin frequently endure extreme traffic congestion.
Average Auto Insurance Rates in Utah
Due to Utah’s low crime rate and the low annual number of fatal crashes, the state’s typical insurance rates may be lower than in other states. Compared to the rest of the nation, drivers in the Beehive State only pay $75 a month for full coverage Utah auto insurance.
Average Auto Insurance Rates in Vermont
The average full coverage premium for drivers in Vermont is $74 per month, making it one of the states with the lowest average auto insurance quotes in the nation.
Vermont has one of the lowest rates of crime in the nation, the fewest fatal car accidents, and the fewest licensed drivers. These elements might make the average cost of Vermont auto insurance less expensive.
Average Auto Insurance Rates in Virginia
Compared to other American drivers, Virginians pay around $25 less per month for full coverage Virginia auto insurance. Although Virginia has an excellent highway system and a relatively low fatal accident rate, an average amount of uninsured drivers may prevent rates from falling even more.
Average Auto Insurance Rates in Washington
Despite the high cost of living in the state, Washingtonians pay only $63 per month for full coverage auto insurance. Compared to other states, Washington has comparatively few fatal collisions each year. The state’s low population density and mild weather patterns may also play a role in its relatively cheap cost of auto insurance.
Average Auto Insurance Rates in Washington, D.C.
In comparison to the national average, the cost of full coverage auto insurance in Washington D.C. is $10 more expensive per month. The capital of the country has a population density that is around 10 times greater than any state, which adds to traffic and raises the risk of car accidents.
On the other hand, due to Washington, D.C.’s compact size, public transportation is widely available, which keeps monthly rates around $100.
Average Auto Insurance Rates in West Virginia
Compared to the national average, West Virginians are right on track, paying around $90 monthly for full coverage. However, given West Virginia’s low crime rate, low cost of living, and a low number of licensed drivers, residents may pay less for their auto insurance, depending on the city they live in.
Average Auto Insurance Rates in Wyoming
Wyoming has a high accident death rate despite its very low population density and having few licensed drivers. The average annual full coverage premium in the state of $82, but your rates will be higher if you live in an area influenced by these elements.
Are auto insurance quotes going up in every state?
Since insurers have kept raising the cost of auto insurance year after year, your state will probably experience an increase in auto insurance this year as well. The tendency of corporations to pay more in claims and modifications than they are making on policies is most likely the main cause of the rate hike.
For example, natural catastrophes are a significant trend that is causing rate rises and profit losses. To avoid losing money under these circumstances, insurers typically increase premiums.
In the upcoming years, your auto insurance rates may likely increase if you reside in a state that is particularly susceptible to natural disasters, such as hurricanes, flooding, or fires. Consider getting comprehensive auto insurance, which can shield your car from damages other than collisions, including weather damage.
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How Changing States Can Affect the Cost of Your Auto Insurance
Moving to a new state and changing your auto insurance will increase or decrease your rates. You’ll often pay higher rates if the state you’re going to has stricter minimum coverage requirements, but you’ll have lower rates if it has laxer requirements.
To estimate how much your auto insurance rates might increase or decrease if you relocate, try our auto insurance estimator below to compare auto insurance quotes by state. For instance, drivers moving from California to Texas may see a change in their rates.
Texas requires drivers to hold bodily injury liability limits of $30,000 per person and $60,000 per accident, with $25,000 in property damage liability limits. Contrarily, California only mandates $5,000 in property damage liability limitations and limits on bodily injury liability of $15,000 per person and $30,000 per accident. Texas has greater minimum coverage requirements than California, which could raise rates.
However, you might not see much of a difference if you move from Florida to Louisiana, as both states have very high insurance rates and requirements.
Bottom Line on Auto Insurance Quotes by State
Auto insurance rates vary by state and ZIP code. Some states have certain rules and regulations that can either restrict or benefit you from getting the best coverage possible. Be sure to compare rates in your state before settling with a company.
Frequently Asked Questions
Which states have the most expensive vehicle insurance?
The states with the most costly vehicle insurance premiums are Michigan, Florida, Rhode Island, Delaware, and Louisiana. Although costs vary from state to state, drivers in these states pay some of the highest vehicle insurance premiums in the nation.
Is state-by-state auto insurance different?
Since many variables determine premiums, automobile insurance rates differ by state and insurance provider.
Why are insurance costs so high in Florida?
Florida’s no-fault auto insurance laws, risk exposure from extreme weather, the average driver profile, and the prevalence of uninsured drivers are just a few of the factors contributing to the state’s high auto insurance costs.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
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