How much insurance coverage do I need?

How much insurance coverage you need depends on where you live in the United States. Most states have $25,000 and $50,000 for bodily injury and $25,000 for property damage. But some states include UM/UIM coverage and PIP. States that don't have UM/UIM or PIP may cost extra. Shop around and compare multiple insurance companies to find the best rates.

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UPDATED: Jan 29, 2022

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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