If my car breaks down, will insurance cover a rental?

Car insurance will not cover a rental after your car breaks down unless you carry rental reimbursement or mechanical breakdown insurance (MBI). If your vehicle is damaged in a collision and breaks down, your rental would be covered if you carry rental reimbursement. If your vehicle breaks down due to mechanical failure, your rental may be covered if you carry MBI with certain companies. Before your car breaks down, buy insurance to cover a rental from companies with MBI.

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UPDATED: May 10, 2022

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