Affordable Chrysler PT Cruiser Auto Insurance Quotes (2026)
Chrysler PT Cruiser insurance costs on average $78 per month but you can save even more money on your personal Chrysler PT Cruiser insurance rates when you comparison shop online. Your driving record and where you live will impact your Chrysler PT Cruiser insurance quotes, so start comparing now before you pay too much for Chrysler PT Cruiser insurance coverage.
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Former Licensed Insurance Producer
Laura Berry has experience as a licensed producer selling life, health, and property insurance coverage for both Allstate and State Farm. She has dedicated many hours to helping her clients understand the insurance marketplace so they could find the best car, home, and life insurance products for their circumstances. While she currently helps businesses take advantage of the federal R&D tax...
Laura Berry
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Chris Abrams
Updated November 2023
Key takeaways:
- Full coverage costs around $938 a year or $78 each month
- A liability-only policy costs around $377 a year or $31 each month
- Highest rates are for teenage drivers at around $3,428 a year or $286 each month
- Good drivers can save as much as $387 a year by earning policy discounts
- Chrysler PT Cruiser insurance costs around $581 less per year than the average vehicle
Chrysler PT Cruiser insurance rates are considerably less than the average vehicle with full coverage costing around $938 a year or $78 a month. The highest rates are for teens who will pay around $3,428 a year or $286 a month.
Good drivers can save up to $387 a year by practicing safe driving habits. We’re going to look at Chrysler PT Cruiser insurance rates, safety features, and more.
You can start comparing quotes for Chrysler PT Cruiser car insurance rates from some of the best car insurance companies by using our free online tool now.
Chrysler PT Cruiser Insurance Cost
The average Chrysler PT Cruiser auto insurance rates are $938 a year or $78 a month.
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Are Chrysler PT Cruisers Expensive to Insure?
The chart below details how Chrysler PT Cruiser insurance rates compare to other crossovers like the Audi SQ5, Hyundai Kona, and Hyundai Tucson.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi SQ5 | $394 | $774 | $264 | $1,542 |
| Hyundai Kona | $280 | $500 | $316 | $1,232 |
| Hyundai Tucson | $294 | $470 | $372 | $1,294 |
| Honda HR-V | $294 | $532 | $372 | $1,356 |
| Mazda CX-3 | $308 | $500 | $372 | $1,338 |
| Chevrolet Equinox | $308 | $532 | $372 | $1,370 |
However, there are a few things you can do to find the cheapest Chrysler insurance rates online.
Read more: Affordable Chevrolet Auto Insurance Quotes
What Impacts the Cost of Chrysler PT Cruiser Insurance?
The Chrysler PT Cruiser trim and model you choose can impact the total price you will pay for Chrysler PT Cruiser auto insurance coverage.
Age of the Vehicle
The average Chrysler PT Cruiser car insurance rates are higher for newer models. Car insurance for a 2010 Chrysler PT Cruiser costs $938.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2010 Chrysler PT Cruiser | $154 | $254 | $394 | $938 |
Driver Age
Driver age can have a significant impact on the cost of Chrysler PT Cruiser auto insurance. For example, 20-year-old drivers pay approximately $1,147 each year for their Chrysler PT Cruiser auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Chrysler PT Cruiser insurance rates. For example, drivers in New York may pay $572 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Chrysler PT Cruiser car insurance. Teens and drivers in their 20’s see the highest jump in their Chrysler PT Cruiser car insurance with violations on their driving record.
Chrysler PT Cruiser Safety Ratings
Your Chrysler PT Cruiser car insurance rates are influenced by the safety ratings of the Chrysler PT Cruiser. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Poor |
| Roof strength | Not Tested |
| Head restraints and seats | Poor |
| Source: Insurance Institute for Highway Safety | |
Chrysler PT Cruiser Crash Test Ratings
Not only do good Chrysler PT Cruiser crash test ratings mean you are better protected in a crash, but good Chrysler PT Cruiser crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Chrysler PT Cruiser | 4 | 4 | 4 | 5 |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chrysler PT Cruiser Safety Features
The numerous safety features of the Chrysler PT Cruiser help contribute to lower insurance rates. The 2020 Chrysler PT Cruiser has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Chrysler PT Cruiser Finance and Insurance Cost
If you are financing a Chrysler PT Cruiser, most lenders will require your carry higher Chrysler PT Cruiser coverages including comprehensive coverage, so be sure to compare Chrysler PT Cruiser car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Chrysler PT Cruiser Insurance
You have more options at your disposal to save money on your Chrysler PT Cruiser auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Chrysler PT Cruiser car insurance rates
- Talk to Your Credit Card Company to Save on Rental Car Costs
- Reduce Your Coverage on an Older Chrysler PT Cruiser
- Spy on Your Teen Driver
- Consider Chrysler PT Cruiser Insurance Costs Before Buying a Chrysler PT Cruiser
- Ask About Welcome Discounts
Top Chrysler PT Cruiser Insurance Companies
The best auto insurance companies for Chrysler PT Cruiser car insurance rates will offer competitive rates, discounts, and account for the Chrysler PT Cruiser’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Chrysler PT Cruiser Insurance Quotes Online
You can start comparing quotes for Chrysler PT Cruiser insurance from some of the top car insurance companies by using our free online tool today.
Frequently Asked Questions
How much does Chrysler PT Cruiser insurance cost on average?
Chrysler PT Cruiser insurance costs around $78 per month or $938 per year on average.
Can I save money on my Chrysler PT Cruiser insurance rates?
Yes, you can save money by comparing quotes online. Your driving record and location can also impact your insurance quotes, so it’s important to shop around.
Are Chrysler PT Cruisers expensive to insure compared to other crossovers?
Chrysler PT Cruiser insurance rates are generally lower compared to other crossovers. You can compare insurance rates for different models to find the most affordable option.
What factors impact the cost of Chrysler PT Cruiser insurance?
The cost of Chrysler PT Cruiser insurance is influenced by factors such as the vehicle’s trim and model, driver age, location, and driving record. These factors can vary among insurance providers.
What are some ways to save on Chrysler PT Cruiser insurance?
To save on Chrysler PT Cruiser insurance, you can practice safe driving habits, maintain a clean driving record, consider higher deductibles, and take advantage of available discounts. Comparing quotes from multiple insurance companies can also help you find the best rates.
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