Affordable Volvo S60 Auto Insurance Quotes (2026)
Volvo S60 insurance rates are around $129 a month, but a good driving record can save you money on your Volvo S60 auto insurance policy. The age of your Volvo also has an impact, as 2004 Volvo S60 insurance costs will be cheaper than a newer model. Follow this guide then enter your ZIP code below to start comparing Volvo S60 insurance quotes now.
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Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Chris Abrams
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Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Jeffrey Manola
Updated December 2023
Key takeaways:
- Full coverage costs around $1,544 a year or $129 each month
- A liability-only policy costs around $619 a year or $52 each month
- Highest rates are for teenage drivers at around $5,643 a year or $470 each month
- Good drivers can save as much as $637 a year by earning policy discounts
- Volvo S60 insurance costs around $25 more per year than the average vehicle
Volvo S60 insurance rates are $52 per month for liability-only coverage, $129 per month for full coverage, and $470 per month for teen drivers. Continue reading to learn how you can save $637 per year on Volvo S60 insurance rates.
You can start comparing quotes for Volvo S60 insurance rates from some of the best auto insurance companies by using our free online tool now.
Volvo S60 Insurance Cost
The average Volvo S60 auto insurance costs are $1,544 a year or $129 a month.
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Are Volvo S60s Expensive to Insure?
The chart below details how Volvo S60 insurance rates compare to other luxury cars like the Infiniti Q70, Lexus GS 350, and Acura TLX.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volvo S60 | $332 | $656 | $398 | $1,544 |
| Infiniti Q70 | $370 | $774 | $338 | $1,618 |
| Lexus GS 350 | $370 | $714 | $338 | $1,558 |
| Acura TLX | $332 | $686 | $398 | $1,574 |
| Mercedes-Benz CLS 550 | $432 | $952 | $398 | $1,940 |
| Lexus IS 350 | $344 | $686 | $398 | $1,586 |
| Cadillac CT6 | $382 | $774 | $398 | $1,712 |
However, there are a few things you can do to find the cheapest Volvo insurance rates online.
Read more: Affordable Acura Auto Insurance Quotes
What Impacts the Cost of Volvo S60 Insurance?
The Volvo S60 trim and model you choose can impact the total price you will pay for Volvo S60 auto insurance coverage.
Age of the Vehicle
Older Volvo S60 models generally cost less to insure. For example, auto insurance for a 2018 Volvo S60 costs $1,544, while 2011 Volvo S60 insurance costs are $1,286, a difference of $258.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Volvo S60 | $332 | $656 | $398 | $1,544 |
| 2017 Volvo S60 | $320 | $640 | $416 | $1,534 |
| 2016 Volvo S60 | $310 | $612 | $430 | $1,510 |
| 2015 Volvo S60 | $292 | $592 | $442 | $1,484 |
| 2014 Volvo S60 | $282 | $548 | $452 | $1,440 |
| 2013 Volvo S60 | $270 | $516 | $456 | $1,400 |
| 2012 Volvo S60 | $258 | $464 | $460 | $1,340 |
| 2011 Volvo S60 | $242 | $426 | $460 | $1,286 |
Driver Age
Driver age can have a significant effect on Volvo S60 insurance rates. As an example, a 30-year-old driver pays around $68 more each year for their Volvo S60 auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Volvo S60 insurance rates. For example, drivers in Los Angeles may pay $1,328 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Volvo S60 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo S60 auto insurance rates with violations on their driving record.
Volvo S60 Safety Ratings
Your Volvo S60 insurance rates are tied to the Volvo S60’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Volvo S60 Crash Test Ratings
Good Volvo S60 crash test ratings mean the VW is safer, which could mean cheaper Volvo S60 insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Volvo S60 T8 Polestar Engineered 4 DR AWD | N/R | N/R | N/R | N/R |
| 2020 Volvo S60 T8 4 DR AWD | N/R | N/R | N/R | N/R |
| 2020 Volvo S60 T6 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2020 Volvo S60 T5 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Volvo S60 T8 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo S60 T6 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo S60 T5 4 DR FWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S60I 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Volvo S60I 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Volvo S60CC 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S60 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Volvo S60 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Volvo S60I 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Volvo S60I 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Volvo S60CC 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Volvo S60 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Volvo S60 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Volvo S60I 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Volvo S60I 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Volvo S60CC 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 Volvo S60 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Volvo S60 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Volvo S60 Safety Features
Volvo S60 safety features can lower the cost of your insurance. The safety features for the 2020 Volvo S60 include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Lane Keeping Assist
Volvo S60 Insurance Loss Probability
The lower percentage means lower Volvo S60 auto insurance costs; higher percentages mean higher Volvo S60 auto insurance costs. Compare the following Volvo S60 auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
| Insurance Coverage Category | Loss Rate |
| Collision | 3% |
|---|---|
| Property Damage | -15% |
| Comprehensive | -17% |
| Personal Injury | -24% |
| Medical Payment | -28% |
| Bodily Injury | -35% |
| Source: Insurance Institute for Highway Safety | |
Volvo S60 Finance and Insurance Cost
If you are financing a Volvo S60, most lenders will require your carry higher Volvo S60 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo S60 insurance rates from the best companies using our FREE tool below.
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5 Ways to Save on Volvo S60 Insurance
There are several ways you can save even more on your Volvo S60 insurance rates. Take a look at the following five tips:
- Pay Your Bills On Time — Especially Volvo S60 Payments and Insurance
- Choose Automatic Payments or EFT for Your Volvo S60 Insurance Policy
- Take Advantage of Referral Fees
- Don’t Skimp On Volvo S60 Liability Coverage
- Consider Using a Tracking Device on Your Volvo S60
Top Volvo S60 Insurance Companies
Who is the best company for Volvo S60 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo S60 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo S60 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Volvo S60 Insurance Quotes Online
You can start comparing quotes for Volvo S60 insurance rates from some of the best auto insurance companies by using our free online tool now.
Frequently Asked Questions
How much does Volvo S60 insurance cost?
The average cost is $1,544 per year or $129 per month.
Are Volvo S60s expensive to insure?
They are generally affordable compared to other luxury cars.
How can I save money on Volvo S60 insurance?
Maintain a good driving record, consider higher deductibles, look for discounts, bundle policies, and compare quotes.
What factors affect Volvo S60 insurance cost?
Vehicle age, driver age, location, and driving record can impact the cost.
Do safety features lower Volvo S60 insurance rates?
Yes, safety features can help reduce insurance costs.
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