Affordable Dodge Ram 3500 Auto Insurance Quotes (2026)
Dodge Ram 3500 insurance rates are around $121 a month, but the Dodge Ram 3500 insurance requirements in your state can impact what you pay for coverage. Comparison shopping is the best way to save money on your Dodge Ram 3500 auto insurance, so enter your ZIP code below to start comparing Dodge Ram 3500 insurance quotes in your state now.
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Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Laura D. Adams
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Heidi Mertlich
Updated December 2023
Key takeaways:
- Full coverage costs around $1,448 a year or $121 each month
- A liability-only policy costs around $580 a year or $48 each month
- Highest rates are for teenage drivers at around $5,292 a year or $441 each month
- Good drivers can save as much as $597 a year by earning policy discounts
- Dodge Ram 3500 insurance costs around $71 less per year than the average vehicle
Dodge Ram 3500 insurance rates are slightly less than the average vehicle with full coverage costing around $1,448 a year or $121 a month. The highest rates are for teens who will pay about $5,292 a year or $441 a month as they’re considered to be high-risk.
Good drivers can save up to $597 in policy discounts by staying safe and courteous out on the roads. We will be taking a look at Dodge Ram 3500 insurance rates, safety features, and more.
You can start comparing quotes for Dodge Ram 3500 car insurance rates from some of the best car insurance companies by using our free online tool now.
Dodge Ram 3500 Insurance Cost
The average Dodge Ram 3500 auto insurance costs are $1,448 a year or $121 a month.
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Are Dodge Ram 3500s Expensive to Insure?
The chart below details how Dodge Ram 3500 insurance rates compare to other trucks like the Chevrolet Silverado, Nissan Frontier, and Chevrolet Silverado 2500HD.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chevrolet Silverado | $322 | $562 | $420 | $1,484 |
| Nissan Frontier | $294 | $500 | $420 | $1,394 |
| Chevrolet Silverado 2500HD | $362 | $688 | $420 | $1,650 |
| Toyota Tundra | $320 | $512 | $440 | $1,452 |
| Dodge Ram | $362 | $562 | $420 | $1,524 |
| Toyota Tacoma | $294 | $482 | $390 | $1,324 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
Read more: Dodge Auto Insurance Quotes
What Impacts the Cost of Dodge Ram 3500 Insurance?
The Dodge Ram 3500 trim and model you choose can impact the total price you will pay for Dodge Ram 3500 insurance coverage.
Age of the Vehicle
The average Dodge Ram 3500 auto insurance rates are higher for newer models. Auto insurance for a 2010 Dodge Ram 3500 costs $1,448.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2010 Dodge Ram 3500 | $268 | $400 | $580 | $1,448 |
Driver Age
Driver age can have a significant impact on the cost of Dodge Ram 3500 auto insurance. For example, 20-year-old drivers pay as much as $1,835 more each year for their Dodge Ram 3500 auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Dodge Ram 3500 insurance rates. For example, drivers in New York may pay $883 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Dodge Ram 3500 auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Ram 3500 car insurance with violations on their driving record.
Dodge Ram 3500 Safety Features
Good Dodge Ram 3500 safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Dodge Ram 3500 are:
- An adaptive forward lighting system
- Forward collision warning
- Adaptive cruise control
- Blind-spot monitoring
- Parksense front and rear park assist
Dodge Ram 3500 Finance and Insurance Cost
When financing a Dodge Ram 3500, most lenders will require your carry higher Dodge Ram 3500 coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Ram 3500 car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Dodge Ram 3500 Insurance
If you want to reduce the cost of your Dodge Ram 3500 insurance rates, follow these tips below:
- Check Reviews and State Complaints Before You Choose an Insurer
- Install an Aftermarket Anti-Theft Device for Your Dodge Ram 3500
- Spy on Your Teen Driver
- Buy a Dodge Ram 3500 with an Anti-Theft Device
- Check Your Dodge Ram 3500 Policy Carefully to Ensure All Information is Correct
Top Dodge Ram 3500 Insurance Companies
Who is the best company for Dodge Ram 3500 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Ram 3500 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Ram 3500 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Dodge Ram 3500 Insurance Quotes Online
You can start comparing quotes for Dodge Ram 3500 car insurance rates from some of the best car insurance companies by using our free online tool now.
Frequently Asked Questions
How much does Dodge Ram 3500 insurance cost?
The average cost is $1,448 per year or $121 per month.
Are Dodge Ram 3500s expensive to insure?
They are similar to other trucks, but comparing quotes online can help find cheaper rates.
What factors impact the cost of Dodge Ram 3500 insurance?
Vehicle age, driver age, location, and driving record affect costs.
How can I save on Dodge Ram 3500 insurance?
Maintain a good driving record, look for policy discounts, and compare quotes.
Which insurance companies cover Dodge Ram 3500?
Top companies prioritize safety features and offer coverage for Dodge Ram 3500.
How can I compare Dodge Ram 3500 insurance quotes?
You can start comparing quotes for Dodge Ram 3500 car insurance rates from different insurance companies by using our free online tool. Simply enter your ZIP code to get started and compare quotes from multiple providers.
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