Affordable Dodge Viper Auto Insurance Quotes (2026)
Average Dodge Viper insurance rates cost $175/mo or $2,098 per year. A liability-only policy costs around $841 a year or $70 each month. Dodge Viper insurance costs around $579 more per year than the average vehicle. Good drivers can save up to $865 a year by earning policy discounts.
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Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Kalyn Johnson
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Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Scott W. Johnson
Updated December 2023
Key takeaways:
- Full coverage costs around $2,098 a year or $175 each month
- A liability-only policy costs around $841 a year or $70 each month
- Highest rates are for teenage drivers at around $7,668 a year or $639 each month
- Good drivers can save as much as $865 a year by earning policy discounts
- Dodge Viper insurance costs around $579 more per year than the average vehicle
Dodge Viper insurance rates are quite a bit more expensive than the average vehicle in part due to its high MSRP. Full coverage for a Dodge Viper costs around $2,098 a year or $175 a month. Good drivers can save up to $865 a year in safe driver discounts. We’re going to look at Dodge Viper insurance rates, insurance loss rates, and more.
You can start comparing quotes for Dodge Viper car insurance rates from some of the best car insurance companies by using our free online tool now.
Dodge Viper Insurance Cost
The average Dodge Viper auto insurance rates are $2,098 a year or $175 a month.
Read more: Dodge Auto Insurance Quotes
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Are Dodge Vipers Expensive to Insure?
The chart below details how Dodge Viper insurance rates compare to other sports cars like the Audi R8, Jaguar F-TYPE, and Audi TT RS.
Read more: Affordable Jaguar Auto Insurance
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi R8 | $594 | $1,338 | $398 | $2,488 |
| Jaguar F-TYPE | $508 | $1,102 | $398 | $2,166 |
| Audi TT RS | $420 | $774 | $338 | $1,668 |
| Porsche 911 | $482 | $1,042 | $398 | $2,080 |
| Audi TTS | $394 | $714 | $338 | $1,582 |
| Chevrolet Camaro | $348 | $594 | $372 | $1,472 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
What Impacts the Cost of Dodge Viper Insurance?
The Dodge Viper trim and model you choose will affect the total price you will pay for Dodge Viper insurance coverage.
Age of the Vehicle
The average Dodge Viper car insurance rates are higher for newer models. For example, car insurance for a 2017 Dodge Viper costs $2,098, while 2010 Dodge Viper insurance costs are $1,624, a difference of $474.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Dodge Viper | $478 | $1,046 | $416 | $2,098 |
| 2016 Dodge Viper | $462 | $1,002 | $430 | $2,052 |
| 2015 Dodge Viper | $436 | $966 | $442 | $2,002 |
| 2010 Dodge Viper | $348 | $654 | $464 | $1,624 |
Driver Age
Driver age can have a significant effect on Dodge Viper car insurance rates. For example, 30-year-old drivers pay $92 more for Dodge Viper car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Dodge Viper insurance rates. For example, drivers in Los Angeles may pay $777 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on the cost of Dodge Viper car insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Viper car insurance with violations on their driving record.
Dodge Viper Crash Test Ratings
Good Dodge Viper crash test ratings mean the VW is safer, which could mean cheaper Dodge Viper car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2017 Dodge Viper 2 DR RWD | N/R | N/R | N/R | N/R |
| 2016 Dodge Viper 2 DR RWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Dodge Viper Safety Features
The more safety features you have on your Dodge Viper, the more likely it is that you can earn a discount. The Dodge Viper’s safety features include:
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Uconnect Access Emergency Sos
- Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Dual Stage Driver And Passenger Door-Mounted Side Airbags
- Airbag Occupancy Sensor
- Outboard Front Lap And Shoulder Safety Belts -inc: Pretensioners
- ParkView Back-Up Camera
Dodge Viper Insurance Loss Probability
The lower percentage means lower Dodge Viper car insurance costs; higher percentages mean higher Dodge Viper car insurance costs. Compare the following Dodge Viper auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
| Insurance Coverage Category | Loss Rate |
| Collision | 47% |
|---|---|
| Property Damage | no data |
| Comprehensive | no data |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Dodge Viper Finance and Insurance Cost
If you are financing a Dodge Viper, most lenders will require your carry higher Dodge Viper coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Viper car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Dodge Viper Insurance
Although it may seem like your Dodge Viper car insurance rates are set, there are a few measures that you can take to secure the best Dodge Viper car insurance rates possible. Take a look at the following five ways to save on Dodge Viper auto insurance.
- Ask About Welcome Discounts
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Get Married and Ask for a Discount
- Check Reviews and State Complaints Before You Choose an Insurer
- Move to an Area with a Lower Cost of Living
Top Dodge Viper Insurance Companies
Who is the top auto insurance company for Dodge Viper insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Viper auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Viper offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Dodge Viper Insurance Quotes Online
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Frequently Asked Questions
How much does Dodge Viper insurance cost?
The average cost of Dodge Viper insurance is $2,098 per year or $175 per month.
Are Dodge Vipers expensive to insure?
Yes, Dodge Vipers are more expensive to insure compared to the average vehicle.
What factors affect the cost of Dodge Viper insurance?
Factors that affect the cost of Dodge Viper insurance include the vehicle’s trim and model, driver age, location, driving record, crash test ratings, and safety features.
How can I save money on Dodge Viper insurance?
You can save money on Dodge Viper insurance by comparing quotes from different insurance companies, maintaining a clean driving record, and taking advantage of discounts for safety features.
Which are the top insurance companies for Dodge Viper insurance?
Some top insurance companies for Dodge Viper insurance include those that offer discounts for security systems and safety features like the ones found in the Dodge Viper.
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