EatStreet Auto Insurance

EatStreet auto insurance isn't available for delivery drivers. Commercial auto insurance for EatStreet drivers is available from many top insurance companies, but you should be able to use your personal car insurance for EatStreet deliveries. Shop around to find cheap EatStreet auto insurance rates.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSR

UPDATED: Sep 3, 2020

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What You Should Know

  • EatStreet does not provide auto insurance.
  • Delivery drivers use personal vehicles to deliver food to EatStreet customers.
  • Annual commute mileage can determine auto insurance rates.

As a delivery driver for EatStreet, you should know that there is no distinct EatStreet auto insurance. However, there are several options for getting auto insurance for EatStreet. Food delivery drivers generally need commercial auto insurance. Understanding auto insurance can be hard, but we will break it down and help you to find affordable EatStreet car insurance.

Auto insurance companies have adjusted their policies to rideshare and delivery services and offer special perks to drivers who use personal vehicles to earn money. This short guide will help you learn how to save money on EatStreet car insurance. Start by entering your ZIP code above to compare car insurance quotes for EatStreet.

EatStreet Auto Insurance

EatStreet drivers won’t have the option of getting car insurance directly from EatStreet, as they don’t offer insurance coverage. Therefore, any EatStreet driver must meet their state’s minimum auto insurance coverage requirements. According to the Insurance Information Institute, each state’s requirements vary in coverage limits and coverage type. Food delivery auto insurance is usually covered by personal auto insurance policies.

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Auto Insurance Rates for EatStreet Drivers

EatStreet delivery jobs demand a lot of driving. Car insurance companies will take this into account. According to McGee, Lerer, & Associates, delivery drivers are at higher risk for accidents due to driving in unfamiliar areas, nighttime driving, and eagerness to meet unreasonable demands.

The following table details what the best auto insurance companies charge for full coverage auto insurance based on annual commute mileage.

Average Annual Auto Insurance Rates by Commute
CompaniesAverage Annual Rates for a
10 Miles Commute
6000 Annual Mileage
Average Annual Rates for a
25 Miles Commute
12000 Annual Mileage
State Farm$3,176$3,344
American Family$3,401$3,485
Liberty Mutual$5,995$6,152
Get Your Rates Quote Now

EatStreet drivers who were in the military, or are in the immediate family of someone in the military, qualify for USAA car insurance. Geico, State Farm, American Family, and Nationwide are the cheapest companies for all other drivers.

If you have a clean driving record, you can save hundreds on car insurance through defensive driver and safe driver discounts. A good credit score is also another way to save money. According to the Federal Trade Commission, consumers with good credit scores present less risk and receive cheaper rates.

Auto Insurance For EatStreet: The Bottom Line

EatStreet auto insurance doesn’t exist, but you can still deliver for them with your personal coverage. Companies may suggest a commercial policy if it’s more cost-efficient.

Eatstreet has struggled with the Better Business Bureau. Due to its reviews, it is currently rated as a “D+.”

EatStreet’s data breach further positioned the company below its competition.

Still, EatStreet continues as a service and provides EatStreet internships. Internships are investments into possible employees and new ideas that will eventually help EatStreet grow and flourish in the future.

What is EatStreet?

Here is a brief, informative video on Eat Street.

EatStreet is one of many online food services where customers can order food from local restaurants. EatStreet was founded in 2010 and is currently one of the largest food delivery services in the United States.

Its corporate offices are located in Madison, WI. EatStreet is currently serving 250 cities and has a particularly strong presence in Topeka, KS.

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How does EatStreet work?

Restaurants must sign up using a unique EatStreet restaurant login. Customers order food using EatStreet’s website or the EatStreet Mobile App. Available drivers working for EatStreet receive a queue from the EatStreet Mobile App and deliver the food to customers.

You won’t find an EatStreet phone number, but for delivery concerns and other questions, you can email EatStreet at

Compare auto insurance for EatStreet drivers right now by entering your ZIP code into the free comparison tool below.

Frequently Asked Questions: Auto Insurance for EatStreet

#1.  How do EatStreet drivers get paid?

EatStreet drivers are paid per hour. Drivers can earn anywhere from $10 to $25/hour. EatStreet drivers have the option to receive EatStreet gear to make deliveries much easier.

#2.  Does Shipt increase auto insurance?

If you drive your car more, you’ll likely pay more for auto insurance.

#3.  How much does EatStreet charge for delivery?

EatStreet charges 3.25 percent of the order amount plus 30 cents for each transaction.

#4.  Does UberEats affect your insurance?

Yes. Any job that requires you to drive more will increase your auto insurance.

#5.  Do you need auto insurance for Instacart?

Yes. Although some delivery services provide temporary coverage, you’re still required to carry the minimum requirements for car insurance.

#6.  Who owns EatStreet?

Alex Wyler and Matt Howard are founders of EatStreet.

#7.  Do you tip EatStreet drivers?

EatStreet customers have the option to tip drivers at their discretion.

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