Get Affordable Shipt Auto Insurance Quotes (2026)

In the age of COVID-19, the food delivery industry has attracted a lot of business for a customer at home wanting same-day deliveries. If you plan on driving for the grocery delivery service Shipt, you must have the proper auto insurance to do so. We will detail step by step how to obtain Shipt auto insurance coverage.

We understand finding the right insurer can be a bit of a hassle. Feel free to follow this link to learn more about Coronavirus car insurance rates, and type your ZIP code into our free, helpful tool above to find rates from insurers in your area.

Do you need special insurance for Shipt?

You may be asking, “Do I need special insurance to be a delivery shopper and driver?” There is no specific Shipt vehicle insurance policy. Instead, you will need to meet your state’s minimum coverage requirements. According to the Federal Trade Commission, you will also commercial insurance. The following video further describes what commercial coverage entails.

This is coverage specifically geared towards those who use their vehicles for business reasons, such as food delivery for a customer. The following table compares rates from Progressive for commercial and non-commercial policies.

As you can see, driving commercially can drastically increase your rates, sometimes by as much as 180 percent. While this seems steep, it is preferable to the ramifications of getting into an accident without the proper coverage.

You may be wondering why do you need special insurance coverage to use your car for work. The more time you spend on the road puts you at more risk of an accident. This is why you may want to contact your insurer and raise your limits. If you plan on driving for Shipt, you’ll need to contact them regardless because if you use your vehicle for business purposes and fail to inform them, they can drop you from your policy.

Does Shipt verify auto insurance?

Do you need car insurance to work for Shipt? Yes, Shipt verifies the existence of auto insurance coverage for all of their driving partners. This means you must have coverage in place prior to joining Shipt as a driver. If you do not have coverage, they are likely to deny your application.

Shipt’s insurance requirements essentially match the state you’re living in. The good news is that getting auto insurance as a Shipt shopper is not especially difficult, especially considering the difficult times we’re all living in where delivering food has become necessary for many United States citizens.

Now that you know more about Shipt auto insurance, feel free to type your ZIP code into our helpful tool below to find reasonable rates for a Shipt shopper in your area.

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

#1 – Does Shipt auto-renew and if so can I cancel Shipt auto-renewal?

For whatever reason, you may decide you don’t want Shipt anymore. Maybe you don’t need select items, had bad experiences, decided to instead do pickup, or are just going through unwanted subscriptions and want to cut out the subscription fee.

A Shipt membership through Target subscriptions will renew automatically, but you can cancel your food delivery services membership prior to the next annual membership fee renewal being charged. You can call them at (205) 502-2500 or email [email protected] to cancel your membership.

#2 – Does Shipt increase car insurance?

Yes, in the sense that adding commercial coverage to your policy will increase your premiums.

Free Insurance Comparison

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

#3 – Does submitting auto insurance information to Shipt make rates go up?

Simply submitting your information to Shipt will not elevate your premiums.

#4 – What pays more, Shipt or Instacart?

Shipt and Instacart (Read more: “affordable Instacart auto Insurance quotes” for more information) both pay their drivers about $15-$20 per hour.

#5 – Does Shipt offer health insurance?

Although Shipt does offer health insurance to their employees, their driving partners do not qualify.

Free Insurance Comparison

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

#6 – Does Progressive Insurance cover Shipt or Instacart?

Yes, Progressive offers commercial coverage for these and similar delivery services.

#7 – Is there a Shipt welcome package?

Yes, it includes an insulated delivery bag and two t-shirts.

#8 – For Shipt, how do I submit auto insurance info?

There is an application on their website that makes submitting auto insurance info extremely easy.