Travelers IntelliDrive Review (2022)

Travelers IntelliDrive is Travelers usage-based program where customers can save up to 20% on Travelers auto insurance. The Travelers Intellidrive app monitors driving habits and then calculates a discount. Your Travelers Intellidrive discount will vary depending on the results of your 90-day monitoring period.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Insurance Feature Writer Rachel Bodine

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 16, 2022

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What You Should Know

  • Travelers IntelliDrive is Travelers’ usage-based program that gives discounts to drivers with good driving habits.
  • There’s no telematics device needed.
  • You can save up to 20 percent on Travelers auto insurance.

Travelers IntelliDrive is Travelers’ version of usage-based auto insurance. Over the course of 90 days, Travelers will monitor your driving habits using a telematic on your smartphone. How much you save depends on how well you drive. To be eligible, you need to have a Travelers auto insurance policy. Once you have a policy, you can enroll in IntelliDrive.

Understanding auto insurance programs like Intellidrive is the key to getting the best discount from them. Since there are not many Travelers Intellidrive brochures out there in the modern world (although you might find a Travelers Intellidrive pdf), our Travelers Intellidrive review will help.

You don’t have to get Travelers IntelliDrive to save money on car insurance. Use our free comparison tool to find cheap auto insurance companies in your area by entering your ZIP code above.

What is Travelers IntelliDrive?

IntelliDrive is often confused with Intellidrive motor and planter, which is farming and landscape equipment. The IntelliDrive for auto insurance is a product of Travelers Insurance Company. Here’s a short video that further explains Travelers IntelliDrive.

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Travellers Intellidrive records time of day, braking, acceleration, and more to monitor for good driving habits.

How does Travelers IntelliDrive work?

If you have a Travelers insurance policy already, enrolling in IntelliDrive is simple. You can start by downloading the IntelliDrive mobile app from the Google Play Store or Apple App Store. Travelers IntelliDrive will start monitoring your speed, hard braking, phone use, and other driving behaviors. All of your driving activity will produce a score, which is calculated at the end of the 90 days.

IntelliDrive doesn’t appear to use a OBD telematics device or a bluetooth beacon.

You can stop using IntelliDrive within 45 days without any risk of hurting your car insurance rates. However, using tactics to try and beat, trick, or hack IntelliDrive could disqualify for IntelliDrive discounts. If you have any questions about IntelliDrive, you can contact Travelers IntelliDrive’s phone number at 1-888-505-1217.

Travelers IntelliDrive Mobile App Reviews

The standard Travelers insurance app won’t give you access to Travelers IntelliDrive. You’ll need to install IntelliDrive individually.

Travelers IntelliDrive app reviews are lower than its competitors. In the Google Play Store, Travelers IntelliDrive has been rated 2.3 stars, while its Apple App Store rating is 2.1 stars.

Ratings may turn customers away, but affordable car insurance rates can still attract them. Enter your ZIP code to find out which auto insurance companies have the cheapest rates.

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Travelers IntelliDrive Availability by State

IntelliDrive is only available in the following 38 states:

States with Travelers IntelliDrive®
Travelers IntelliDrive® States
New Hampshire
New Jersey
New Mexico
South Carolina
Washington, D.C.
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Each state carries a different discount percentage and different financial responsibilities for auto insurance. According to the Insurance Information Institute, every state has different coverage limits. However, liability car insurance is the minimum coverage requirement anywhere you go in the United States.

Travelers Auto Discounts

What if the Travelers IntelliDrive discount doesn’t save you much money on auto insurance? There are other discounts you can look into:

Available Travelers Auto Insurance Discounts
Travelers Auto Insurance DiscountsAverage Percentage Saved
Home Ownership5%
Safe Driver10% to 23%
Hybrid/Electic VehicleAsk Agent
New Vehicle10%
EFT/Paid in FullEFT (2-3%), 7.5% (paid in full), 15% consistent on time payements
Early Quote3% to 10%
Good Student8%
Distant Student7%
Driver Training8%
Affinity ProgramAsk Agent
IntelliDrive® Program20%
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Drivers with clean driving records will save the most money on Travelers car insurance. If you combine the savings from IntelliDrive with the Travelers discounts you’re eligible for, you could save hundreds on coverage per year.

Travelers Insurance Intellidrive reviews are helpful, but what if you could save right now? Start by entering your ZIP code in the FREE comparison tool below.

Frequently Asked Questions: Travelers IntelliDrive

Learn more with our Intellidrive FAQ, and read our Travelers overview for details on their insurance.

#1 – Is Travelers better than State Farm?

Travelers has a two percent market share, while State Farm has a ten percent market share. However, both companies have excellent financial strength ratings.

#2 – Does Travelers Insurance have an app?

Yes, Travelers Insurance has a mobile app separate from IntelliDrive.

#3 – Is Travelers insurance a good company?

Travelers Insurance Company has an “A+” with the Better Business Bureau, and an “A++” with A.M. Best.

#4 – How do I uninstall IntelliDrive?

To uninstall IntelliDrive, go to the smartphone’s settings and uninstall the app. Alert Travelers’ agents within 45 days that you don’t want to use IntelliDrive.

#5 – Does Travelers Insurance offer a military discount?

Yes. Members of the U.S. Armed Forces can receive a discount from Travelers.

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