Affordable Porsche 911 Auto Insurance Quotes (2026)
Porsche 911 insurance rates average at $173 a month for full coverage. State Farm is the most popular insurance company for Porsche 911 insurance coverage, but our comprehensive guide compares Porsche 911 insurance costs against those of other insurance providers and sports cars in order to help you find the most affordable Porsche 911 insurance policy.
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Insurance and Finance Writer
Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...
Merriya Valleri
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Kristen Gryglik
Updated November 2023
Key takeaways:
- Full coverage costs around $2,080 a year or $173 each month
- A liability-only policy costs around $834 a year or $70 each month
- Highest rates are for teenage drivers at around $7,602 a year or $634 each month
- Good drivers can save as much as $858 a year by earning policy discounts
- Porsche 911 insurance costs around $561 more per year than the average vehicle
Porsche 911 insurance rates average $561 more per year than the average vehicle, owed in part to its high MSRP. Full coverage for a Porsche 911 is around $2,080 a year or $173 a month. The highest rates are for teens who would pay $7,602 a year or $634 a month.
Good drivers save up to $858 a year in policy discounts by being safe and courteous while driving. Let’s look at Porsche 911 insurance rates, safety features, and more.
You can start comparing quotes for Porsche 911 car insurance rates from some of the best car insurance companies by using our free online tool now.
Porsche 911 Insurance Cost
The average Porsche 911 auto insurance rates are $2,080 a year or $173 a month.
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Are Porsche 911s Expensive to Insure?
The chart below details how Porsche 911 insurance rates compare to other sports cars like the Chevrolet Camaro, Ford Mustang, and Porsche 718 Cayman.
Read more: Affordable Ford Auto Insurance Quotes
| Vehicle | Comprehensive | Collision | Liability | Total |
| Porsche 911 | $482 | $1,042 | $398 | $2,080 |
| Chevrolet Camaro | $348 | $594 | $372 | $1,472 |
| Ford Mustang | $348 | $718 | $420 | $1,666 |
| Porsche 718 Cayman | $458 | $1,012 | $398 | $2,026 |
| Jaguar F-TYPE | $508 | $1,102 | $398 | $2,166 |
| Audi TTS | $394 | $714 | $338 | $1,582 |
| Cadillac ATS-V | $406 | $834 | $398 | $1,796 |
However, there are a few things you can do to find the cheapest Porsche insurance rates online.
Read more: Affordable Cadillac Auto Insurance Quotes
What Impacts the Cost of Porsche 911 Insurance?
The Porsche 911 trim and model you choose can impact the total price you will pay for Porsche 911 insurance coverage.
Age of the Vehicle
The average Porsche 911 auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Porsche 911 cost $2,080, while 2010 Porsche 911 rates are $1,598, a difference of $482.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Porsche 911 | $482 | $1,042 | $398 | $2,080 |
| 2017 Porsche 911 | $466 | $1,016 | $416 | $2,056 |
| 2016 Porsche 911 | $450 | $974 | $430 | $2,012 |
| 2015 Porsche 911 | $424 | $940 | $442 | $1,964 |
| 2014 Porsche 911 | $408 | $872 | $452 | $1,890 |
| 2013 Porsche 911 | $392 | $822 | $456 | $1,828 |
| 2012 Porsche 911 | $376 | $736 | $460 | $1,730 |
| 2011 Porsche 911 | $352 | $678 | $460 | $1,648 |
| 2010 Porsche 911 | $340 | $636 | $464 | $1,598 |
Driver Age
Driver age can have a significant impact on the cost of Porsche 911 auto insurance. For example, 20-year-old drivers pay as much as $2,635 more each year for their Porsche 911 auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Porsche 911 insurance rates. For example, drivers in Los Angeles may pay $298 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Porsche 911 auto insurance. Teens and drivers in their 20’s see the highest jump in their Porsche 911 car insurance with violations on their driving record.
Porsche 911 Crash Test Ratings
The crash test ratings of the Porsche 911 can impact your Porsche 911 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Porsche 911 Turbo S Cabriolet C AWD | N/R | N/R | N/R | N/R |
| 2020 Porsche 911 Turbo S C AWD | N/R | N/R | N/R | N/R |
| 2020 Porsche 911 Targa 4S C AWD | N/R | N/R | N/R | N/R |
| 2020 Porsche 911 Targa 4 C AWD | N/R | N/R | N/R | N/R |
| 2020 Porsche 911 Carrera S Cabriolet C RWD | N/R | N/R | N/R | N/R |
| 2020 Porsche 911 Carrera S 2 DR RWD | N/R | N/R | N/R | N/R |
| 2020 Porsche 911 Carrera Cabriolet C RWD | N/R | N/R | N/R | N/R |
| 2020 Porsche 911 Carrera 4S Cabriolet C AWD | N/R | N/R | N/R | N/R |
| 2020 Porsche 911 Carrera 4S 2 DR AWD | N/R | N/R | N/R | N/R |
| 2020 Porsche 911 Carrera 4 Cabriolet C AWD | N/R | N/R | N/R | N/R |
| 2020 Porsche 911 Carrera 4 2 DR AWD | N/R | N/R | N/R | N/R |
| 2020 Porsche 911 Carrera 2 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Turbo S Cabriolet Exclusive Series C AWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Turbo S Cabriolet C AWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Turbo S 2 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Turbo Cabriolet C AWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Turbo 2 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Targa 4S 2 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Targa 4 GTS 2 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Targa 4 2 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Speedster C RWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 GT3 2 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 GT2 RS 2 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Carrera T 2 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Carrera S Cabriolet C RWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Carrera S 2 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Carrera GTS Cabriolet C RWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Carrera GTS 2 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Carrera Cabriolet C RWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Carrera 4S Cabriolet C AWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Carrera 4S 2 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Carrera 4 GTS Cabriolet C AWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Carrera 4 GTS 2 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Carrera 4 Cabriolet C AWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Carrera 4 2 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Porsche 911 Carrera 2 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Porsche 911 Turbo S Cabriolet C AWD | N/R | N/R | N/R | N/R |
| 2018 Porsche 911 Turbo S 2 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Porsche 911 Turbo Cabriolet C AWD | N/R | N/R | N/R | N/R |
| 2018 Porsche 911 Turbo 2 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Porsche 911 Targa 4S 2 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Porsche 911 Targa 4 GTS 2 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Porsche 911 Targa 4 2 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Porsche 911 GT3 2 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Porsche 911 Carrera S Cabriolet C RWD | N/R | N/R | N/R | N/R |
| 2018 Porsche 911 Carrera S 2 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Porsche 911 Carrera GTS Cabriolet C RWD | N/R | N/R | N/R | N/R |
| 2018 Porsche 911 Carrera GTS 2 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Porsche 911 Carrera Cabriolet C RWD | N/R | N/R | N/R | N/R |
| 2018 Porsche 911 Carrera 4S Cabriolet C AWD | N/R | N/R | N/R | N/R |
| 2018 Porsche 911 Carrera 4S 2 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Porsche 911 Carrera 4 GTS Cabriolet C AWD | N/R | N/R | N/R | N/R |
| 2018 Porsche 911 Carrera 4 GTS 2 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Porsche 911 Carrera 4 Cabriolet C AWD | N/R | N/R | N/R | N/R |
| 2018 Porsche 911 Carrera 4 2 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Porsche 911 Carrera 2 DR RWD | N/R | N/R | N/R | N/R |
| 2017 Porsche 911 Turbo S Cabriolet C AWD | N/R | N/R | N/R | N/R |
| 2017 Porsche 911 Turbo S 2 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Porsche 911 Turbo Cabriolet C AWD | N/R | N/R | N/R | N/R |
| 2017 Porsche 911 Turbo 2 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Porsche 911 Targa 4S 2 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Porsche 911 Targa 4 2 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Porsche 911 Carrera S Cabriolet C RWD | N/R | N/R | N/R | N/R |
| 2017 Porsche 911 Carrera S 2 DR RWD | N/R | N/R | N/R | N/R |
| 2017 Porsche 911 Carrera Cabriolet C RWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Porsche 911 Safety Features
The more safety features you have on your Porsche 911, the more likely it is that you can earn a discount. The Porsche 911’s safety features include:
- Standard forward-collision warning and automated emergency braking
- Available lane-departure warning and lane-keeping assist
- Available adaptive cruise control
Porsche 911 Insurance Loss Probability
Another contributing factor that affects Porsche 911 car insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 91% |
|---|---|
| Property Damage | -53% |
| Comprehensive | 73% |
| Personal Injury | -76% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Porsche 911 Finance and Insurance Cost
If you are financing a Porsche 911, you will pay more if you purchase Porsche 911 auto insurance at the dealership, so be sure to shop around and compare affordable Porsche auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Porsche 911 Insurance
There are many ways that you can save on Porsche 911 car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Porsche 911 car insurance rates low.
- Understand the Different Types of Auto Insurance for Your Porsche 911
- Check the Odometer on Your Porsche 911
- Get Cheaper Porsche 911 Car Insurance Rates as a Full-Time Parent
- Move to an Area with a Lower Cost of Living
- Audit Your Porsche 911 Driving When You Move to a New Location or Start a New Job
Top Porsche 911 Insurance Companies
Who is the top car insurance company for Porsche 911 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Porsche 911 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Porsche 911 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Porsche 911 Insurance Quotes Online
You can start comparing quotes for Porsche 911 car insurance rates from some of the best car insurance companies by using our free online tool now.
Frequently Asked Questions
Is it possible to find affordable insurance for a Porsche 911?
Yes, it is possible to find affordable insurance for a Porsche 911. While insurance rates for high-performance vehicles like the Porsche 911 tend to be higher compared to average cars, there are several factors that can help reduce the cost of insurance.
What factors affect the cost of insurance for a Porsche 911?
Several factors can influence the cost of insurance for a Porsche 911. These factors include the driver’s age, driving history, location, credit score, coverage options, deductible amount, and the specific model and year of the Porsche 911.
Should I choose comprehensive or liability-only insurance for my Porsche 911?
The choice between comprehensive and liability-only insurance depends on your individual needs and circumstances. Liability-only insurance covers damages and injuries you may cause to others in an accident, but it won’t cover repairs or replacement of your Porsche 911. Comprehensive insurance, on the other hand, provides coverage for both third-party liability and damages to your own vehicle resulting from accidents, theft, or other incidents. Considering the high value of a Porsche 911, comprehensive insurance is often recommended for better protection.
Are there any specific insurance considerations for vintage or classic Porsche 911 models?
Yes, insuring vintage or classic Porsche 911 models may require specialized coverage. Standard insurance policies may not adequately account for the unique value and needs of these vehicles. Consider seeking out specialty insurance providers that offer policies tailored to classic or vintage cars. These policies may include agreed value coverage, which guarantees a pre-determined value for your Porsche 911 in case of a total loss, and they may also have mileage restrictions or other limitations.
Are there any additional costs associated with insuring a Porsche 911?
In addition to the regular insurance premium, there may be some extra costs associated with insuring a Porsche 911. These can include deductibles, policy fees, administrative charges, and any additional coverage options you choose to add, such as roadside assistance or rental car reimbursement. It’s important to review the policy details and discuss these costs with your insurance provider.
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