How Much are Volvo S60 Insurance Rates? [Rates + Comparison Guide]

Volvo S60 insurance rates are around $129 a month, but a good driving record can save you money on your Volvo S60 auto insurance policy. The age of your Volvo also has an impact, as 2004 Volvo S60 insurance costs will be cheaper than a newer model. Follow this guide then enter your ZIP code below to start comparing Volvo S60 insurance quotes now.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,544 a year or $129 each month
  • A liability-only policy costs around $619 a year or $52 each month
  • Highest rates are for teenage drivers at around $5,643 a year or $470 each month
  • Good drivers can save as much as $637 a year by earning policy discounts
  • Volvo S60 insurance costs around $25 more per year than the average vehicle

Volvo S60 insurance rates are $52 per month for liability-only coverage, $129 per month for full coverage, and $470 per month for teen drivers. Continue reading to learn how you can save $637 per year on Volvo S60 insurance rates.

You can start comparing quotes for Volvo S60 insurance rates from some of the best auto insurance companies by using our free online tool now.

Volvo S60 Insurance Cost

The average Volvo S60 auto insurance costs are $1,544 a year or $129 a month.

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Are Volvo S60s Expensive to Insure?

The chart below details how Volvo S60 insurance rates compare to other luxury cars like the Infiniti Q70, Lexus GS 350, and Acura TLX.

Vehicle Comprehensive Collision Liability Total
Volvo S60 $332 $656 $398 $1,544
Infiniti Q70 $370 $774 $338 $1,618
Lexus GS 350 $370 $714 $338 $1,558
Acura TLX $332 $686 $398 $1,574
Mercedes-Benz CLS 550 $432 $952 $398 $1,940
Lexus IS 350 $344 $686 $398 $1,586
Cadillac CT6 $382 $774 $398 $1,712
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However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo S60 Insurance?

The Volvo S60 trim and model you choose can impact the total price you will pay for Volvo S60 auto insurance coverage.

Age of the Vehicle

Older Volvo S60 models generally cost less to insure. For example, auto insurance for a 2018 Volvo S60 costs $1,544, while 2011 Volvo S60 insurance costs are $1,286, a difference of $258.

Model Year Comprehensive Collision Liability Total
2018 Volvo S60 $332 $656 $398 $1,544
2017 Volvo S60 $320 $640 $416 $1,534
2016 Volvo S60 $310 $612 $430 $1,510
2015 Volvo S60 $292 $592 $442 $1,484
2014 Volvo S60 $282 $548 $452 $1,440
2013 Volvo S60 $270 $516 $456 $1,400
2012 Volvo S60 $258 $464 $460 $1,340
2011 Volvo S60 $242 $426 $460 $1,286
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Driver Age

Driver age can have a significant effect on Volvo S60 insurance rates. As an example, a 30-year-old driver pays around $68 more each year for their Volvo S60 auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Volvo S60 insurance rates. For example, drivers in Los Angeles may pay $1,328 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Volvo S60 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo S60 auto insurance rates with violations on their driving record.

Volvo S60 Safety Ratings

Your Volvo S60 insurance rates are tied to the Volvo S60’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Volvo S60 Crash Test Ratings

Good Volvo S60 crash test ratings mean the VW is safer, which could mean cheaper Volvo S60 insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Volvo S60 T8 Polestar Engineered 4 DR AWD N/R N/R N/R N/R
2020 Volvo S60 T8 4 DR AWD N/R N/R N/R N/R
2020 Volvo S60 T6 4 DR AWD 5 stars 4 stars 5 stars 5 stars
2020 Volvo S60 T5 4 DR FWD 5 stars 4 stars 5 stars 5 stars
2019 Volvo S60 T8 4 DR AWD N/R N/R N/R N/R
2019 Volvo S60 T6 4 DR AWD N/R N/R N/R N/R
2019 Volvo S60 T5 4 DR FWD N/R N/R N/R N/R
2018 Volvo S60I 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Volvo S60I 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2018 Volvo S60CC 4 DR AWD N/R N/R N/R N/R
2018 Volvo S60 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Volvo S60 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Volvo S60I 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2017 Volvo S60I 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Volvo S60CC 4 DR AWD N/R N/R N/R N/R
2017 Volvo S60 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2017 Volvo S60 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Volvo S60I 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2016 Volvo S60I 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Volvo S60CC 4 DR AWD N/R N/R N/R N/R
2016 Volvo S60 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2016 Volvo S60 4 DR AWD 5 stars 5 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volvo S60 Safety Features

Volvo S60 safety features can lower the cost of your insurance. The safety features for the 2020 Volvo S60 include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist

Volvo S60 Insurance Loss Probability

The lower percentage means lower Volvo S60 auto insurance costs; higher percentages mean higher Volvo S60 auto insurance costs. Compare the following Volvo S60 auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage Category Loss Rate
Collision 3%
Property Damage -15%
Comprehensive -17%
Personal Injury -24%
Medical Payment -28%
Bodily Injury -35%
Source: Insurance Institute for Highway Safety
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Volvo S60 Finance and Insurance Cost

If you are financing a Volvo S60, most lenders will require your carry higher Volvo S60 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo S60 insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Volvo S60 Insurance

There are several ways you can save even more on your Volvo S60 insurance rates. Take a look at the following five tips:

  • Pay Your Bills On Time — Especially Volvo S60 Payments and Insurance
  • Choose Automatic Payments or EFT for Your Volvo S60 Insurance Policy
  • Take Advantage of Referral Fees
  • Don’t Skimp On Volvo S60 Liability Coverage
  • Consider Using a Tracking Device on Your Volvo S60

Top Volvo S60 Insurance Companies

Who is the best company for Volvo S60 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo S60 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo S60 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Volvo S60 Insurance Quotes Online

You can start comparing quotes for Volvo S60 insurance rates from some of the best auto insurance companies by using our free online tool now.

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