When it comes to our list of cars least expensive to insure, safety is always king. Other contributing factors are how often these cars are driven and the demographic of people driving them.
Large, family-friendly vehicles dominate our top 10 list of cheap cars to insure. Let’s take a look to see who made the cut:
10.Ford Taurus Station Wagon – This is a relatively slow family car. The Insurance Institute for Highway Safety awarded the Taurus station wagon the Top Safety Pick for the 2008 model, based on crash test ratings. Station wagons, likely used to haul around the kids, in turn adding distraction, prevents this car from making it higher on the list.
9.Pontiac Montana Extended Model - This car is relatively big, not very fast, and typically driven by adults with a family who have safety in mind.
8.Ford Thunderbird – This small car is an unusual pick for this list. However, this car is often regarded as a collectors item, which doesn’t get driven all the often.
7.Mazda MPV – The Mazda MPV, the second family van on the list, gets the number 7 spot on the list for its high safety rating according to various highway safety evaluators for both drivers and passengers. This car usually comes fully loaded with safety features as well. Again, this car is likely to be driven by safety-minded parents.
6.Pontiac Montana Standard Model – This is Pontiac’s second car on the list, yet almost the same model. This version of the Montana is slightly smaller, and likely to do less damage to other vehicles involved in an accident, warranting it a higher position on the list.
5.2004 Nissan Pathfinder Armada – For such a large car, I’m honestly surprised the Armada made it so high on the list, considering how much damage it could inflict on other cars. However, the safety ratings are impressive, and occupants of the vehicle aren’t likely to be injured.
4.Buick LeSabre – This is a rather large sedan, with all sorts of impressive safety features. The common driver of this car is older and safer. I guess there is some truth to older people driving Buick’s. Now I can’t really blame ‘em.
3.GMC Safari – This is a rather big fan, almost industrial, and is fairly inexpensive. This also means its cheap to repair, in addition to the fact that it’s domestic. The chances of serious bodily injury are also unlikely according to The National Highway Traffic Safety Administration (NHTSA).
2.Chevrolet Malibu Maxx – This rather inexpensive station wagon has received 5 star ratings for driver and passenger safety ratings from the NHTSA. Impressive safety features such as overhead window crash curtains for the front and back seats has earned this car the #2 spot.
1.Volvo XC90 – You are always hearing about how safe Volvo’s are, and they definitely live up to the hype. The Insurance Institute For Highway Safety (IIHS) gave this SUV perfect markets in all categories of testing. This isn’t uncommon for many cars, but the XC90 has received perfect ratings, dating all the way back to 2003.