Does Progressive auto insurance cover windshield replacement?
Progressive will cover windshield replacements or repairs under collision and comprehensive coverages. Here's more information on when you should file a claim and what will be covered.
Read more
Secured with SHA-256 Encryption
Find the Lowest Car Insurance Rates Today
Quote’s drivers have found rates as low as $42/month in the last few days!
Table of Contents
Table of Contents
Former State Farm Insurance Agent
Benjamin Carr worked as a licensed insurance agent at State Farm and Tennant Special Risk. He sold various lines of coverage and informed his clients about their life, health, property/casualty insurance needs. Assessing risks and helping people find the best coverage to suit their needs is a passion of his. He appreciates that insurance was designed to protect people, particularly during times...
Benjamin Carr
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Tim Bain
Updated June 2024
- Comprehensive coverage will cover any damages to the windshield from a non-vehicle or object collision
- Collision coverage will cover any damages to the windshield from an object or vehicle collision
- It is not always worth filing a claim if the deductible is higher than the windshield replacement cost
When you get auto insurance quotes and sign up for a policy, you may not immediately be concerned if your company covers glass damages.
However, if you have a Progressive auto insurance policy and a damaged windshield, it is important to know the ins and outs of the answer to “Does Progressive cover windshield replacement?” Progressive will replace your windshield if you have comprehensive or collision auto insurance coverage and the damage warrants replacement.
Read on to learn more about Progressive and windshield replacements, such as what coverages you’ll need to carry and when it’ll repair a windshield instead of replacing it.
Does Progressive cover windshield replacement?
To qualify for a windshield replacement, you will need to have the right coverages at Progressive, and the damages need to be bad enough that they can’t repair them.
Coverages Needed for Progressive Windshield Replacement
You will most likely need comprehensive auto insurance coverage to qualify for windshield replacement. Progressive’s comprehensive coverage will cover windshields if they are damaged by the following:
- Vandalism or theft
- Animal collisions
- Weather events
- Fire
With comprehensive coverage, Progressive will cover any damage to the windshield caused by something other than a collision with another vehicle or object.
Read more:
- Does my auto insurance cover damage to my windshield?
- What information do I need to file an auto insurance claim with Progressive?
Collision coverage is the other coverage you’ll need to protect your vehicle’s windshield. For example, if you cause a collision with another car or an object, such as a mailbox, you’ll need collision coverage to pay for windshield damage.
Collision and comprehensive coverages will ensure your windshield is covered in various situations.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Understanding Progressive’s Glass Coverage Options
Damages That Will Result in Windshield Replacement
If your Progressive insurance policy covers the event, it’ll replace your windshield if it can’t repair the crack or chip. Generally, a crack over six inches can’t be repaired, and the whole windshield needs to be replaced.
If the damage can be repaired, Progressive will usually repair the crack or chip in the windshield for free without you having to pay your deductible. This is because it is much cheaper for Progressive to repair a windshield than pay for a replacement.
Understanding Windshield Coverage with Progressive Auto Insurance
When it comes to Progressive auto glass coverage, policyholders can rest assured knowing that their vehicle’s windshield is protected under various circumstances. Progressive’s comprehensive coverage windshield options cater to those who want extensive protection, covering damages beyond standard collisions.
This type of coverage typically includes Progressive auto insurance windshield replacement, ensuring that in the event of a damaged or cracked windshield, the costs associated with repairs or replacements are taken care of. Customers often ask, does Progressive offer windshield coverage?
The answer is a resounding yes, as Progressive comprehensive and Progressive’s collision coverage are designed to include such benefits, making it easier for drivers to maintain their vehicles in optimal condition.
For those wondering does Progressive pay for windshield replacement, the coverage details are clear. Progressive’s car insurance windshield replacement coverage is part of the package, providing peace of mind for drivers facing unexpected damages.
Whether it’s due to an accident or a random crack, Progressive cracked windshield scenarios are handled efficiently under the policy terms. Moreover, Progressive’s auto insurance typically includes windshield replacement to ensures that drivers can get back on the road quickly without bearing the full cost of repairs.
It’s evident that with Progressive’s comprehensive coverage windshield, policyholders have access to a robust support system for maintaining their vehicle’s integrity, reinforcing the company’s commitment to comprehensive auto protection.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Comprehensive Glass Protection with Progressive Insurance
For vehicle owners seeking robust protection for their glass components, Progressive full glass coverage offers an extensive solution. This type of coverage addresses a range of potential issues, ensuring that your vehicle’s windows and windshields are safeguarded.
Many policyholders often inquire, does Progressive’s comprehensive cover glass? The answer is yes, as Progressive’s comprehensive coverage includes protection against various forms of glass damage. This includes both minor and major incidents, such as rock chips and cracks.
Specifically, for those wondering does Progressive cover rock chips or Does Progressive cover a cracked windshield, the comprehensive coverage ensures that such damages are taken care of promptly, minimizing inconvenience and maintaining the safety of the vehicle.
Moreover, Progressive’s glass coverage extends its benefits to specific regions, such as Progressive’s glass coverage in Arizona, providing tailored solutions to meet the unique needs of drivers in different areas. With Progressive glass insurance, policyholders are assured that their glass repairs and replacements are managed efficiently and effectively.
The coverage includes Progressive insurance covers windshield replacement, offering a reliable safety net for significant damages. Additionally, Progressive’s insurance glass coverage encompasses services like Progressive insurance windshield repair, which caters to smaller repairs, ensuring that minor issues do not escalate into larger problems.
Overall, Progressive’s commitment to comprehensive glass protection highlights its dedication to offering thorough and reliable auto insurance solutions.
Navigating Windshield Replacement with Progressive Insurance
Understanding the intricacies of Progressive windshield replacement cost is crucial for policyholders seeking to maintain their vehicle’s safety without incurring substantial expenses. Windshield replacement coverage from Progressive offers a streamlined process for dealing with significant damages, ensuring that replacements are handled efficiently.
Many drivers are concerned whether Progressive covers windshield cracks. Thankfully, Progressive’s comprehensive policies do cover such issues, making Progressive insurance windshield replacement a reliable option for those facing unexpected damages.
This coverage is part of Progressive window coverage, which ensures that not only windshields but all vehicle windows are protected against various types of damage.
For minor damages, Progressive windshield chip repair services are available, providing an effective solution to prevent chips from turning into larger cracks. Progressive windshield coverage encompasses both repairs and replacements, catering to the needs of all drivers.
In cases where immediate action is needed, Progressive windshield repair services are designed to quickly address and fix the problem, ensuring the safety and clarity of your windshield.
Many drivers often wonder, does car insurance cover windshield replacement? Well, most insurance companies cover windshield replacement. With Progressive, the answer is affirmative, as their comprehensive policies are designed to cover a wide range of glass-related issues, offering peace of mind and financial protection.
When to File a Claim for Windshield Replacement at Progressive
It’s not always in your best interest to file a car insurance claim for windshield repair or replacement. Instead, consider how much your windshield will cost to replace against how much your rates might increase.
In addition, it is not always worth filing a claim if you have a high deductible. For example, if you have a $1,000 deductible but the cost to replace your windshield is only $500, it’s not worth filing a claim. Either way, you’ll pay for the replacement because the repair cost is less than your deductible.
To determine the windshield’s replacement cost, insurance companies look at your car’s make and model, your location, and the type of glass used. Looking up comparative costs of windshield replacements for cars similar to yours can help you determine if it is worth filing a claim or not.
However, it’s best not to wait too long to file a claim or get your windshield repaired or replaced. Cracks and chips can spread easily, turning what was initially a small repair into a full glass replacement (read our “Affordable Full Glass Auto Insurance Coverage” for more information). You also will be more unlikely to pass a state inspection with a cracked or chipped windshield.
How do I file a windshield claim with Progressive?
The process is easy if you decide it is best to file a claim for windshield replacement or repair with Progressive. Unlike filing serious claims for other health insurance or life insurance policies, such as accidental death life insurance, filing claims for car insurance is simple and straightforward:
- Submit claim. You can submit your claim at Progressive through the app, online, or by phone. Follow the instructions given for submitting your claim, such as taking pictures of the damages and describing the accident.
- Schedule repairs. Once Progressive approves your claim, you can schedule a date and time to bring in your car for repairs or replacement.
Progressive and the repair shop will determine if your windshield needs repaired or replaced, and Progressive will decide the payout amount.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
The Final Word on Progressive Windshield Replacement
In the majority of cases, you’ll need to carry comprehensive coverage for your windshield replacement to be covered by Progressive. You should also carry collision coverage for any damages not covered by your comprehensive coverage.
If you are looking for windshield coverage to protect yourself when driving, shopping around and comparing quotes is one of the best ways to find savings. Use our free quote comparison tool to find the best auto insurance rates from companies in your area.
Frequently Asked Questions
Does Progressive auto insurance cover windshield replacement?
Progressive will cover windshield replacements or repairs under collision and comprehensive coverages. Here’s more information on when you should file a claim and what will be covered.
What coverages do I need for Progressive windshield replacement?
To qualify for a windshield replacement at Progressive, you will most likely need comprehensive auto insurance coverage. Additionally, collision coverage is necessary to cover damages caused by collisions with other vehicles or objects.
What damages will result in windshield replacement by Progressive?
Progressive will replace your windshield if the damages cannot be repaired, usually when there is a crack over six inches. If the damage is repairable, Progressive will usually cover the repair without requiring you to pay a deductible.
When should I file a claim for windshield replacement at Progressive?
It’s important to consider the cost of windshield replacement against potential rate increases and your deductible amount. If the cost of replacement is lower than your deductible, it may not be worth filing a claim. However, it’s best not to wait too long to address windshield damages to prevent further complications.
How do I file a windshield claim with Progressive?
Filing a claim for windshield replacement or repair with Progressive is a simple process. The insurance company and the repair shop will assess the damages and determine the payout amount for the replacement or repair.
Get a FREE Quote in Minutes
Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.
Secured with SHA-256 Encryption