Does Liberty Mutual offer roadside assistance as part of their auto insurance coverage?

You may be asking whether Liberty Mutual offers roadside assistance. You can get roadside assistance with Liberty Mutual, but you'll need to add it as a separate type of car insurance coverage. Learn more about Liberty Mutual's roadside assistance plan.

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What You Should Know

  • Liberty Mutual offers roadside assistance if you add a certain type of protection to your policy
  • You will need to buy the Towing and Labor Coverage endorsement
  • Benefits may vary from state to state, and the plan may come with certain limitations

You may compare options as you look for the most affordable auto insurance. As you search, you may want to know if you can get any roadside assistance from your insurance company if you break down.

If you’re with Liberty Mutual your more specific question might ask, does Liberty Mutual offer roadside assistance as part of their auto insurance coverage? Read on for answers to this and more.

Liberty Mutual Offers Roadside Assistance as Part of Their Auto Insurance Coverage

While roadside assistance may not be part of a standard liability insurance policy, Liberty Mutual does offer this type of protection as an option.

You need to add the Towing and Labor endorsement to your policy and can then take advantage of roadside assistance. However, the terms and conditions may vary from state to state and according to the rules of the agreement.

You can also read about other types of affordable roadside assistance coverage.

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A Liberty Mutual Roadside Assistance Plan Includes Certain Levels of Protection

When you buy the optional 24-hour roadside assistance plan from Liberty Mutual, you can call the toll-free number for assistance at any time. This plan will help by:

  • Delivering emergency fuel (not including the cost of the fuel)
  • Changing a flat tire
  • Unlocking vehicle doors if you leave the key insight
  • Jumpstarting your dead battery
  • Towing to the nearest qualified facility if necessary

This coverage can give you peace of mind as you prepare for the unexpected.

How to Add Liberty Mutual’s Roadside Assistance to Your Policy

Before taking advantage of roadside assistance, you must add the Towing and Labor Coverage endorsement to your policy. If you do not already have this, you can easily add it by going to your online account portal.

You Need to Check the Policy for Any Restrictions

Liberty Mutual’s roadside assistance plan may vary from state to state. So, you should check to see if there are any limits and exclusions before you sign up, so you are clear about what you’re buying. It’s also important to note that this coverage only applies to mechanical breakdowns and disablement.

Other Programs and Incentives from Liberty Mutual

Liberty Mutual offers other types of insurance and incentives. In addition to collision and comprehensive coverage (to help you pay for your vehicle if it’s in a collision with another vehicle or damaged in a non-collision incident), you can also find:

  • A deductible fund, where you can save for the unexpected by lowering your annual deductible
  • A lifetime repair guarantee when you use a repair facility that the company approves after an accident
  • New-car replacement insurance. This gives you the money to buy a brand-new car rather than a depreciated sum should the insurance company total your new vehicle in its first year
  • Better car replacement insurance where Liberty Mutual will give you the cash for a model that is one year younger, should the vehicle be totaled

You can also get customized coverage for rental car reimbursement or choose to get original parts replaced rather than aftermarket alternatives. Find out more if you ask: “What are the different types of auto insurance coverage?

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Liberty Mutual Offers Roadside Assistance as Part of Their Auto Insurance Coverage

You can get roadside assistance from Liberty Mutual if you purchase some optional coverage. Terms and conditions may apply, and the level of coverage may vary from state to state. With this assistance, you’ll get 24-hour support during a mechanical breakdown.

Frequently Asked Questions

What is standard insurance coverage?

This type of insurance refers to the most basic protection. In most states, this will include liability only and be the least expensive option for drivers.

What are the basic types of automobile insurance coverage?

The six most common types of auto insurance coverage include:

  • liability
  • comprehensive
  • collision
  • uninsured/underinsured motorist
  • personal injury protection
  • medical payments coverage

Does Liberty Mutual Roadside assistance cover battery replacement?

The 24-hour roadside assistance plan will help you to jumpstart a dead battery. If this is unsuccessful, the plan also includes towing to the nearest repair facility. You can find out more about insurance and dead batteries here: “Does auto insurance cover a dead battery?”

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