Affordable Chevrolet HHR Auto Insurance Quotes (2026)
Chevrolet HHR insurance rates on average cost $1,192 a year, or $99 a month. A liability-only policy costs around $478 a year or $40 each month. Chevrolet HHR insurance costs around $327 less per year than the average vehicle. Good drivers can save up to $491 a year on these costs by earning discounts on their policy.
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Table of Contents


Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Laura D. Adams


Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Jeffrey Manola
Updated November 2023
Key takeaways:
- Full coverage costs around $1,192 a year or $99 each month
- A liability-only policy costs around $478 a year or $40 each month
- Highest rates are for teenage drivers at around $4,357 a year or $363 each month
- Good drivers can save as much as $491 a year by earning policy discounts
- Chevrolet HHR insurance costs around $327 less per year than the average vehicle
Chevrolet HHR insurance rates are about $327 less per year than the average vehicle with full coverage costing around $1,192 a year or $99 a month. The highest rates are for teens who will pay around $4,357 a year or $363 a month.
Good drivers can save up to $491 a year in policy discounts by being safe and courteous while on the roadways. Let’s look at Chevrolet HHR insurance rates, safety features, and more.
You can start comparing quotes for Chevrolet HHR car insurance rates from some of the best car insurance companies by using our free online tool now.
Chevrolet HHR Insurance Cost
The average Chevrolet HHR auto insurance rates are $1,192 a year or $99 a month.
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Are Chevrolet HHRs Expensive to Insure?
The chart below details how Chevrolet HHR insurance rates compare to other wagons like the Subaru Outback.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Subaru Outback | $348 | $500 | $372 | $1,378 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
What Impacts the Cost of Chevrolet HHR Insurance?
The Chevrolet HHR trim and model you choose can impact the total price you will pay for Chevrolet HHR insurance coverage.
Age of the Vehicle
Older Chevrolet HHR models generally cost less to insure. For example, car insurance for a 2011 Chevrolet HHR costs $1,192, while 2010 Chevrolet HHR insurance costs are $1,166, a difference of $26.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2011 Chevrolet HHR | $224 | $350 | $460 | $1,192 |
| 2010 Chevrolet HHR | $216 | $328 | $464 | $1,166 |
Driver Age
Driver age can have a significant impact on Chevrolet HHR auto insurance rates. As an example, a 40-year-old driver could pay $126 less each month for their Chevrolet HHR auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Chevrolet HHR insurance rates. For example, drivers in Los Angeles may pay $170 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Chevrolet HHR car insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet HHR car insurance rates with violations on their driving record.
Chevrolet HHR Safety Ratings
The Chevrolet HHR’s safety ratings will affect your Chevrolet HHR auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Average |
| Roof strength | Not Tested |
| Head restraints and seats | Marginal |
| Source: Insurance Institute for Highway Safety | |
Chevrolet HHR Crash Test Ratings
Chevrolet HHR crash test ratings will affect your Chevrolet HHR car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Chevrolet HHR | N/R | N/R | N/R | 4 |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chevrolet HHR Safety Features
The more safety features you have on your Chevrolet HHR, the more likely it is that you can earn a discount. The Chevrolet HHR’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Chevrolet HHR Finance and Insurance Cost
If you are financing a Chevrolet HHR, most lenders will require your carry higher Chevrolet HHR coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet HHR auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Chevrolet HHR Insurance
Drivers can end up saving more money on their Chevrolet HHR car insurance rates by employing any one of the following strategies.
- Ask About Retiree Discounts
- Use a Service Like Turo to Rent Out Your Chevrolet HHR
- Don’t Always Pick the Cheapest Chevrolet HHR Insurance Policy
- Start Searching for New Chevrolet HHR Car Insurance a Month Before Your Renewal
- Consider Ride Sharing Services to Lower Your Chevrolet HHR Mileage
Top Chevrolet HHR Insurance Companies
The best auto insurance companies for Chevrolet HHR car insurance rates will offer competitive rates, discounts, and account for the Chevrolet HHR’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Chevrolet HHR Insurance Quotes Online
You can start comparing quotes for Chevrolet HHR auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Frequently Asked Questions
What is the average cost of Chevrolet HHR auto insurance?
The average cost of Chevrolet HHR auto insurance is $1,192 per year or $99 per month.
How does Chevrolet HHR insurance rates compare to other vehicles?
On average, Chevrolet HHR insurance costs around $327 less per year compared to the average vehicle.
Can I get discounts on Chevrolet HHR insurance?
Yes, good drivers can save up to $491 per year on their Chevrolet HHR insurance costs by earning discounts on their policy.
What factors impact the cost of Chevrolet HHR insurance?
The cost of Chevrolet HHR insurance can be influenced by factors such as the age of the vehicle, driver’s age, driver’s location, and driving record.
How can I save on Chevrolet HHR insurance?
To save on Chevrolet HHR insurance, you can consider factors like maintaining a clean driving record, choosing an older model, and comparing quotes from multiple insurance companies.
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