Travelers IntelliDrive Review: Can you get affordable auto insurance? (2026)

Travelers IntelliDrive is Travelers usage-based program where customers can save up to 20% on Travelers auto insurance. The Travelers Intellidrive app monitors driving habits and then calculates a discount. Your Travelers Intellidrive discount will vary depending on the results of your 90-day monitoring period.

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Laura D. Adams

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What You Should Know

  • Travelers IntelliDrive is Travelers’ usage-based program that gives discounts to drivers with good driving habits.
  • There’s no telematics device needed.
  • You can save up to 20 percent on Travelers auto insurance.

Travelers IntelliDrive is Travelers’ version of usage-based auto insurance. Over the course of 90 days, Travelers will monitor your driving habits using a telematic on your smartphone. How much you save depends on how well you drive. To be eligible, you need to have a Travelers auto insurance policy. Once you have a policy, you can enroll in IntelliDrive.

Understanding auto insurance programs like Intellidrive is the key to getting the best discount from them. Since there are not many Travelers Intellidrive brochures out there in the modern world (although you might find a Travelers Intellidrive pdf), our Travelers Intellidrive review will help.

You don’t have to get Travelers IntelliDrive to save money on car insurance. Use our free comparison tool to find cheap auto insurance companies in your area by entering your ZIP code above.

What is Travelers IntelliDrive?

IntelliDrive is often confused with Intellidrive motor and planter, which is farming and landscape equipment. The IntelliDrive for auto insurance is a product of Travelers Insurance Company. Here’s a short video that further explains Travelers IntelliDrive.

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Travellers Intellidrive records time of day, braking, acceleration, and more to monitor for good driving habits.

How does Travelers IntelliDrive work?

If you have a Travelers insurance policy already, enrolling in IntelliDrive is simple. You can start by downloading the IntelliDrive mobile app from the Google Play Store or Apple App Store. Travelers IntelliDrive will start monitoring your speed, hard braking, phone use, and other driving behaviors. All of your driving activity will produce a score, which is calculated at the end of the 90 days.

IntelliDrive doesn’t appear to use a OBD telematics device or a bluetooth beacon.

You can stop using IntelliDrive within 45 days without any risk of hurting your car insurance rates. However, using tactics to try and beat, trick, or hack IntelliDrive could disqualify for IntelliDrive discounts. If you have any questions about IntelliDrive, you can contact Travelers IntelliDrive’s phone number at 1-888-505-1217.

Travelers IntelliDrive Mobile App Reviews

The standard Travelers insurance app won’t give you access to Travelers IntelliDrive. You’ll need to install IntelliDrive individually.

Travelers IntelliDrive app reviews are lower than its competitors. In the Google Play Store, Travelers IntelliDrive has been rated 2.3 stars, while its Apple App Store rating is 2.1 stars.

Ratings may turn customers away, but affordable car insurance rates can still attract them. Enter your ZIP code to find out which auto insurance companies have the cheapest rates.

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Exploring the Travelers IntelliDrive Experience

When looking into Travelers auto insurance reviews, many drivers turn to IntelliDrive by travelers for its potential to lower premiums. The IntelliDrive program by Travelers uses telematics to monitor driving behavior, which can lead to significant discounts. Users often discuss their experiences with Travelers IntelliDrive on Reddit, sharing Travelers IntelliDrive hacks to optimize their savings.

For instance, understanding the Travelers IntelliDrive time of day event can be crucial, as driving during safer times may positively impact your score. Some reviews highlight the benefits Travelers IntelliDrive after 90 days, emphasizing how their driving behavior led to reduced rates.

Moreover, the Travelers telematics program is praised for its user-friendly interface and comprehensive insights into driving habits. Users recommend contacting the Travelers IntelliDrive phone number for personalized assistance and to address any concerns about the Travelers IntelliDrive vehicle service contract.

Frequent topics in Travelers car insurance reviews and Travelers IntelliDrive on Reddit discussions include how to make the most out of the telematics data. Whether you’re new to telematics or a seasoned user, these tips can help you navigate the Travelers telematics and maximize your savings effectively.

Enhance Your Savings with IntelliDrive

Exploring Travelers driving app features can provide valuable insights into improving your driving habits and reducing your premiums. The Travelers IntelliDrive program is designed to monitor your driving behavior, and users often share their experiences through Travelers auto insurance reviews. By adhering to the Travelers IntelliDrive speed limit recommendations, drivers can optimize their scores and earn significant savings.

For those seeking assistance, Travelers IntelliDrive customer service is readily available, and the Travelers IntelliDrive phone number can be used for any inquiries or technical issues, such as when the Travelers IntelliDrive app is not working properly. Additionally, Travelers auto insurance in Kansas users can benefit from localized support and guidance.

For a seamless experience, consider downloading the IntelliDrive app, available on various platforms, including the Travelers IntelliDrive app for Android. Potential customers can compare rates with a Travelers car insurance quote to find the best deal.

Bundling policies through the Travelers multi-policy discount can also lead to further savings. Whether you are a new customer of the Traveler Insurance Company or looking to optimize your current policy, utilizing the tools and support available through Travelers IntelliDrive can help you achieve your insurance goals effectively.

Optimizing Your Auto Insurance with IntelliDrive and Discounts

For those exploring Travelers car insurance, the Travelers IntelliDrive in Canada program offers an innovative way to monitor driving habits and potentially lower premiums. Users frequently praise the Travelers IntelliDrive customer service for its responsiveness and helpfulness in resolving any issues.

To get started, consider obtaining a Travelers auto insurance quote to compare rates and coverage options. Additionally, the Travelers digital auto discount can provide further savings for those who embrace the technology-driven approach to safe driving.

Beyond IntelliDrive by Travelers offers a variety of discounts and benefits. The Travelers insurance military discount is a significant advantage for those who have served in the armed forces.

Furthermore, the company’s policies are often complemented by options like the integrity extended warranty, providing extra peace of mind for vehicle owners. With a strong Travelers auto insurance rating, customers can feel confident in the reliability and support offered by the company. Exploring these options and leveraging available discounts can lead to substantial savings and enhanced coverage.

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Travelers IntelliDrive Availability by State

IntelliDrive is only available in the following 38 states:

States with Travelers IntelliDrive®
Travelers IntelliDrive® States
Alaska
Arizona
Arkansas
Colorado
Connecticut
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Maine
Maryland
Massachusetts
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
Ohio
Oklahoma
Oregon
Pennsylvania
South Carolina
Tennessee
Texas
Utah
Vermont
Virginia
Washington
Washington, D.C.
Wisconsin
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Each state carries a different discount percentage and different financial responsibilities for auto insurance. According to the Insurance Information Institute, every state has different coverage limits. However, liability car insurance is the minimum coverage requirement anywhere you go in the United States.

Travelers Auto Discounts

What if the Travelers IntelliDrive discount doesn’t save you much money on auto insurance? There are other discounts you can look into:

Read more: What discounts are available for Travelers auto insurance customers?

Travelers Auto Discount List
Travelers Auto Insurance DiscountsAverage Percentage Saved
Multi-Policy13%
Multi-Car8%
Home Ownership5%
Safe Driver10% to 23%
Continuous15%
Hybrid/Electic VehicleAsk Agent
New Vehicle10%
EFT/Paid in FullEFT (2-3%), 7.5% (paid in full), 15% consistent on time payements
Early Quote3% to 10%
Good Student8%
Distant Student7%
Driver Training8%
Affinity ProgramAsk Agent
IntelliDrive® Program20%
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Drivers with clean driving records will save the most money on Travelers car insurance. If you combine the savings from IntelliDrive with the Travelers discounts you’re eligible for, you could save hundreds on coverage per year.

Travelers Insurance Intellidrive reviews are helpful, but what if you could save right now? Start by entering your ZIP code in the FREE comparison tool below.

Frequently Asked Questions

How to beat Travelers IntelliDrive?

Driving safely and within speed limits can improve your IntelliDrive score.

How does IntelliDrive work?

IntelliDrive works by using telematics to monitor driving behavior such as speed, acceleration, braking, and time of day.

What is Travelers IntelliDrive program?

IntelliDrive is a telematics program offered by Travelers that tracks and rewards safe driving habits.

Is Travelers IntelliDrive worth it?

Whether IntelliDrive is worth it depends on your driving habits and the potential insurance savings you can achieve.

How does Travelers IntelliDrive know who is driving?

IntelliDrive typically identifies the primary driver based on the frequency and patterns of driving behavior.

Can I delete Travelers IntelliDrive after 90 days?

Yes, you can usually discontinue using IntelliDrive after the initial monitoring period.

What does Travelers IntelliDrive consider high speed?

IntelliDrive considers high speed based on predefined thresholds set by the insurance provider.

Does Travelers IntelliDrive know the speed limit?

Yes, IntelliDrive can assess driving speeds relative to posted speed limits using GPS data.

Is Travelers auto insurance good?

Travelers auto insurance is generally well-regarded for its coverage options and customer service.

What does the Travelers IntelliDrive program entail?

The IntelliDrive program entails using telematics technology to monitor driving habits such as speed, acceleration, braking, and time of day in order to promote safer driving and potentially lower insurance premiums.

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