Affordable Toyota MR2 Spyder Auto Insurance Quotes (2026)

To get the best price on your Toyota MR2 Spyder auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Toyota MR2 Spyder, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Toyota MR2 Spyder auto insurance rates.

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Leslie Kasperowicz

Farmers CSR for 4 Years

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

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Tim Bain

Updated December 2023

Things to Remember

  • Safety features of the Toyota MR2 Spyder can earn you a car insurance discount
  • Crash test ratings have an impact on Toyota MR2 Spyder auto insurance rates
  • The cost of insurance for a Toyota MR2 Spyder depends on the trim level

If you’re looking to buy a Toyota MR2 Spyder, you will want to know the details first. We’ve put together information on insurance for the Toyota MR2 Spyder to help you get an idea of costs. We’ve also gathered other cost information, including how much a Toyota MR2 Spyder will run you.

Read on to learn all about the Toyota MR2 Spyder including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new Toyota MR2 Spyder with confidence.

To see fast, free Toyota MR2 Spyder insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal Toyota MR2 Spyder insurance rate from top companies right away.

Are vehicles like the Toyota MR2 Spyder expensive to insure?

Take a look at how insurance rates for similar models to the Toyota MR2 Spyder look. These insurance rates for other convertibles like the Cadillac XLR V, Mercedes-Benz SLC 300, and Chrysler Le Baron give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Toyota MR2 Spyder

Vehicle Comprehensive Collision Liability Total
MINI Convertible $294 $536 $264 $1,204
BMW Z4 $332 $612 $364 $1,444
Mercedes-Benz SL 450 $482 $922 $398 $1,960
Buick Cascada $332 $656 $398 $1,544
Volkswagen Eos $298 $530 $430 $1,416
Mercedes-Benz SLC 300 $432 $804 $398 $1,792
BMW M6 $520 $1,130 $450 $2,280

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What impacts the cost of Toyota MR2 Spyder insurance?

The average annual rate for the Toyota MR2 Spyder is just that, an average. Your insurance rates for a Toyota MR2 Spyder can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Toyota MR2 Spyder. (For more information, read our “Affordable Toyota Auto Insurance Quotes“).

Ways to Save on Toyota MR2 Spyder Insurance

Save more on your Toyota MR2 Spyder car insurance rates. Take a look at the following five strategies that will get you the best Toyota MR2 Spyder auto insurance rates possible.

  • Move to an area with a lower cost of living
  • Check Toyota MR2 Spyder auto insurance rates through Costco
  • Ask your insurance company about Toyota MR2 Spyder discounts
  • Reduce your coverage on an older Toyota MR2 Spyder
  • Buy your Toyota MR2 Spyder with cash, or get a shorter-term loan

Top Toyota MR2 Spyder Insurance Companies

What is the best company for affordable Toyota MR2 Spyder insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota MR2 Spyder insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Toyota MR2 Spyder.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 Geico $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Toyota MR2 Spyder Insurance Quotes Online

Save money by comparing Toyota MR2 Spyder insurance rates with free quotes online now.

Frequently Asked Questions

Does the color of my Toyota MR2 Spyder affect insurance rates?

No, insurance companies typically do not consider the color of your vehicle when determining insurance rates.

Can I get insurance coverage for a modified Toyota MR2 Spyder?

Yes, it is possible to get insurance coverage for a modified Toyota MR2 Spyder. However, modifications may affect your rates, so it’s important to inform your insurance company about any modifications made to your vehicle.

Can I bundle my Toyota MR2 Spyder insurance with other policies for discounts?

Yes, bundling your Toyota MR2 Spyder insurance with other policies, such as home or renter’s insurance, may qualify you for a multi-policy discount with certain insurance companies.

Does my credit score affect my Toyota MR2 Spyder insurance rates?

In some states, insurance companies may consider your credit score as one of the factors when determining insurance rates. Maintaining a good credit score can potentially help you secure lower insurance premiums.

Can I add additional drivers to my Toyota MR2 Spyder insurance policy?

Yes, you can add additional drivers to your Toyota MR2 Spyder insurance policy. However, their driving history and other personal factors may influence the overall premium.

Will installing anti-theft devices help reduce my Toyota MR2 Spyder insurance rates?

Yes, installing anti-theft devices on your Toyota MR2 Spyder can often lead to insurance discounts, as they lower the risk of theft.

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