BMW X6 Insurance Cost Estimate [Guide + Free Quotes]

BMW X6 insurance costs $152 per month, but high-risk drivers could pay $234 more a month for BMW X6 insurance coverage. Lower the price you pay for BMW X6 car insurance rates by comparison shopping online. Enter your ZIP code below to get a free BMW X6 insurance quote based on your location and your driving record.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,822 a year or $152 each month
  • A liability-only policy costs around $730 a year or $61 each month
  • Highest rates are for teenage drivers at around $6,659 a year or $555 each month
  • Good drivers can save as much as $751 a year by earning policy discounts
  • BMW X6 insurance costs around $303 more per year than the average vehicle

BMW X6 insurance rates are about $303 more per year than the average vehicle owed in part to its high MSRP. The highest rates are for teens who pay around $6,659 a year or $555 a month.

Good drivers can save up to $751 a year in policy discounts by being safe and courteous while out on the roadways. Let’s take a quick look at BMW X6 insurance rates, safety features, and more.

You can start comparing quotes for BMW X6 car insurance rates from some of the best car insurance companies by using our free online tool now.

BMW X6 Insurance Cost

The average BMW X6 auto insurance rates are $1,822 a year or $152 a month.

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Are BMW X6s Expensive to Insure?

The chart below details how BMW X6 insurance rates compare to other crossovers like the Chevrolet Equinox, Hyundai Tucson, and Mazda CX-3.

Vehicle Comprehensive Collision Liability Total
BMW X6 $432 $834 $398 $1,822
Chevrolet Equinox $308 $532 $372 $1,370
Hyundai Tucson $294 $470 $372 $1,294
Mazda CX-3 $308 $500 $372 $1,338
Lexus NX 300 $376 $688 $372 $1,594
Toyota C-HR $254 $452 $258 $1,074
Subaru Crosstrek $320 $512 $332 $1,300
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However, there are a few things you can do to find the cheapest BMW insurance rates online.

What Impacts the Cost of BMW X6 Insurance?

The BMW X6 trim and model you choose can impact the total price you will pay for BMW X6 insurance coverage.

Age of the Vehicle

The average BMW X6 car insurance rates are higher for newer models. For example, car insurance for a 2018 BMW X6 costs $1,822, while 2010 BMW X6 insurance costs are $1,434, a difference of $388.

Model Year Comprehensive Collision Liability Total
2018 BMW X6 $432 $834 $398 $1,822
2017 BMW X6 $418 $814 $416 $1,806
2016 BMW X6 $402 $780 $430 $1,770
2015 BMW X6 $380 $752 $442 $1,732
2014 BMW X6 $366 $698 $452 $1,674
2013 BMW X6 $352 $658 $456 $1,624
2012 BMW X6 $336 $590 $460 $1,544
2011 BMW X6 $314 $542 $460 $1,474
2010 BMW X6 $304 $508 $464 $1,434
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Driver Age

Driver age can have a significant effect on the cost of BMW X6 car insurance. For example, 30-year-old drivers pay approximately $80 more for their BMW X6 car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on BMW X6 insurance rates. For example, drivers in New York may pay $1,112 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of BMW X6 auto insurance. Teens and drivers in their 20’s see the highest jump in their BMW X6 auto insurance rates with violations on their driving record.

BMW X6 Crash Test Ratings

If the BMW X6 crash test ratings are good, you could have lower BMW X6 car insurance rates. See BMW X6 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 BMW X6 SUV RWD N/R N/R N/R N/R
2020 BMW X6 SUV AWD N/R N/R N/R N/R
2020 BMW X6 M SUV AWD N/R N/R N/R N/R
2019 BMW X6 SUV RWD N/R N/R N/R N/R
2019 BMW X6 SUV AWD N/R N/R N/R N/R
2019 BMW X6 M SUV AWD N/R N/R N/R N/R
2018 BMW X6 SUV RWD N/R N/R N/R N/R
2018 BMW X6 SUV AWD N/R N/R N/R N/R
2018 BMW X6 M SUV AWD N/R N/R N/R N/R
2017 BMW X6 SUV FWD N/R N/R N/R N/R
2017 BMW X6 SUV AWD N/R N/R N/R N/R
2017 BMW X6 M SUV FWD N/R N/R N/R N/R
2016 BMW X6 SUV RWD N/R N/R N/R N/R
2016 BMW X6 SUV AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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BMW X6 Safety Features

The safety features of the BMW X6 can impact your BMW X6 car insurance rates. The BMW X6 has the following safety features:

  • Forward collision warning
  • Pedestrian detection
  • Automatic emergency braking
  • Lane departure warning
  • Blind-spot monitoring
  • Rear cross-traffic alert
  • Speed limit recognition
  • Rain-sensing windshield wipers
  • Adaptive headlights
  • Automatic high-beam headlights
  • Front and rear parking sensors
  • Rearview camera

BMW X6 Finance and Insurance Cost

If you are financing a BMW X6, most lenders will require your carry higher BMW X6 coverage options including comprehensive coverage, so be sure to shop around and compare BMW X6 auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on BMW X6 Insurance

You have more options at your disposal to save money on your BMW X6 car insurance costs. For example, try these five tips:

  • Check Your BMW X6 Policy Carefully to Ensure All Information is Correct
  • Avoid the Temptation to File a Claim for Minor Incidents
  • Re-Check BMW X6 Quotes Every 6 Months
  • Ask Your Insurance Company About BMW X6 Discounts
  • Ask for a BMW X6 Discount If You Have College Degree or Higher

Top BMW X6 Insurance Companies

Who is the top auto insurance company for BMW X6 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW X6 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the BMW X6 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Start comparing BMW X6 car insurance quotes for free by using our convenient online comparison tool.

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