How To Cancel Farmers Auto Insurance in 5 Steps (2026)
You may need to cancel Farmers auto insurance for many reasons, including moving or simply to get a better rate. Before you cancel your Farmers car insurance, make sure you have new coverage in place.
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Insurance and Finance Writer
Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...
Merriya Valleri
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Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Jeff Root
Updated November 2024
- You can cancel Farmers auto insurance by phone, mail, or in person.
- The Farmers auto insurance company will issue a refund if you paid in full at the start of the policy.
- Avoid a Farmers insurance cancellation fee by canceling on a specific date.
If you want to switch auto insurance from Farmers, you’ll need to know how to cancel Farmers auto insurance. Our guide will tell you everything you need to know about canceling Farmers auto insurance and how you can compare Farmers auto insurance rates to other companies.
If you’re not sure how to compare Farmers auto insurance quotes, continue reading to learn how to compare auto insurance quotes before you cancel your policy.
Before you learn how to cancel Farmers insurance, start comparing multiple companies in your area by entering your ZIP code in the free comparison tool above.
How to Cancel Farmers Auto Insurance
You can cancel auto insurance from Farmers by contacting them by phone, mail, or visiting a Farmers agent in your local area. To cancel by phone, call Farmers customer service at 1-888-327-6335.
If you want to cancel by mail, send a cancellation letter to Farmers Customer Service, 6301 Owensmouth Avenue, Woodland Hills, CA 91367. Be sure to include your signature, policy number, and the date you want to cancel your Farmers auto insurance.
Let’s review the steps that help your Farmers insurance cancellation go smoothly.
- Step 1: Verify your renewal date – Review your renewal offer, which comes 45 to 65 days before your policy expires.
- Step 2: Compare auto insurance quotes – Shop around for affordable auto insurance rates. Use our online tool to find cheap coverage.
- Step 3: Find a new auto insurance policy – Once you find the coverage you want, purchase policy and set a date, so the switch goes smoothly.
- Step 4: Cancel your Farmers auto insurance policy – Call Farmers and let them know the date you want to cancel.
- Step 5: Follow up on your refund – Ask about your refund if you paid your policy in full.
The Farmers auto insurance company has agents all over the United States, so you should be able to take in person with a Farmers agent if you want.
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Should I have another policy before I cancel Farmers auto insurance?
There are many reasons why Farmers customers want to cancel their auto insurance. Maybe your Farmers auto insurance rates are too expensive, or perhaps you’re moving to another state. Whatever the reason, you want to have a car insurance policy ready after you cancel with Farmers.
Let’s compare Farmers auto insurance rate to other top companies in the United States.
Average Annual Auto Insurance Rates by Company| Insurance Company | Average Annual Auto Insurance Rates | Average Six-Month Auto Insurance Rates | Average Monthly Auto Insurance Rates |
|---|---|---|---|
 | $2,489.00 | $1,245.00 | $207.00 |
 | $2,731.00 | $1,366.00 | $228.00 |
 | $3,074.00 | $1,537.00 | $256.00 |
 | $3,187.00 | $1,594 | $266.00 |
 | $3,699.00 | $1,850.00 | $308.00 |
 | $3,729.00 | $1,865 | $311.00 |
 | $3,908.00 | $1,954.00 | $326.00 |
 | $3,935.00 | $1,968 | $328.00 |
 | $4,533.00 | $2,267.00 | $378 |
 | $5,296.00 | $2,648 | $441 |
Compare the auto insurance rates and see which company provides the best service. Even with cheaper rates, you want to make sure the company has the coverage you need.
Read more:
- How To Cancel USAA Auto Insurance in 5 Steps
- What information do I need to file an auto insurance claim with Farmers?
There’s a chance you can lower your auto insurance rates through good credit. According to Experian, there’s a correlation between good credit and low risk, which can get you cheaper car insurance rates.
When can I cancel Farmers insurance?
You can cancel your Farmers auto insurance at any time. However, it’s better to choose a specific date to cancel. When you do cancel, expect a cancellation fee. Some companies charge $25 to $50, or they will issue a short-rate fee—a fee that’s a percentage of a policy’s total balance.
Can I get a refund after Farmers insurance cancellation?
Yes. When you pay your auto insurance in full at the start of your policy, you may be entitled to a refund. However, you won’t receive a full refund if you’ve used Farmers insurance for more than a month.
You’ll receive a partial refund equal to the number of months you didn’t use your Farmers auto insurance. Cancellations will also be deducted from the refund.
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How to Cancel Farmers Auto Insurance: The Bottom Line
After you buy Farmers auto insurance you may find that the low rates you had at first don’t last long.
After a few months and even after renewal, your Farmers auto insurance will be more expensive. When you need to cancel Farmers insurance, be sure to have another auto insurance policy ready.
Read our Farmers auto insurance review for discount information and the most significant factors on Farmers auto insurance.
If your affordable Farmers auto insurance has become more expensive, make your way to our online quote tools. Enter your ZIP code in the FREE online tool below.
Frequently Asked Questions
Can I cancel my Farmers auto insurance policy?
Yes, as a policyholder, you have the right to cancel your Farmers auto insurance policy at any time.
Are there any fees or penalties for canceling my Farmers auto insurance policy?
Farmers Insurance may charge a cancellation fee if you terminate your policy before its expiration date. The amount of the fee can vary, so it is advisable to contact Farmers Insurance directly to inquire about any potential fees or penalties.
Will I receive a refund if I cancel my Farmers auto insurance policy?
If you have paid for your auto insurance policy in advance and cancel it before its expiration date, you may be eligible for a refund of the unused portion of your premium. The refund amount will depend on various factors, such as the cancellation date and any applicable fees. It is recommended to contact Farmers Insurance for specific details regarding refunds.
Can I cancel my Farmers auto insurance policy mid-term?
Yes, you have the right to cancel your Farmers auto insurance policy at any point during the term. However, keep in mind that canceling mid-term may result in fees and the loss of any premium already paid for the remaining period.
Is there a specific time frame for canceling my Farmers auto insurance policy?
You can cancel your Farmers auto insurance policy at any time. There is generally no specific time frame or waiting period required to initiate the cancellation process. However, it’s advisable to cancel your policy before the renewal date to avoid automatic policy renewals.
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