How to Cancel Farmers Auto Insurance in 5 Steps

You may need cancel Farmers auto insurance for many reasons, including moving or simply to get a better rate. When you cancel a Farmers auto insurance policy you will receive a refund on any amount you paid in advance. There may be a cancellation fee with Farmers regardless of the time you cancel. Before you cancel your Farmers car insurance, make sure you have new coverage in place.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Mar 30, 2021

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What You Should Know

  • You can cancel Farmers auto insurance by phone, mail, or in person.
  • The Farmers auto insurance company will issue a refund if you paid in full at the start of the policy.
  • Avoid a cancellation fee by canceling on a specific date.

If you want to switch auto insurance from Farmers, you’ll need to know how to cancel Farmers auto insurance. Our guide will tell you everything you need to know about canceling Farmers auto insurance and how you can compare Farmers auto insurance rates to other companies.

If you’re not sure how to compare Farmers auto insurance quotes, continue reading to learn how to compare auto insurance quotes before you cancel your policy.

Before you learn how to cancel Farmers auto insurance, start comparing multiple companies in your area by entering your ZIP code in the free comparison tool above.

How do I cancel Farmers auto insurance?

You can cancel Farmers auto insurance by contacting them by phone, mail, or visiting a Farmers agent in your local area. To cancel by phone, call Farmers customer service at 1-888-327-6335.

If you want to cancel by mail, send a cancellation letter to Farmers Customer Service, 6301 Owensmouth Avenue, Woodland Hills, CA 91367. Be sure to include your signature, policy number, and the date you want to cancel your Farmers auto insurance.

Let’s review the steps that help your Farmers cancellation go smoothly.

  • Step 1: Verify your renewal date – Review your renewal offer, which comes 45 to 65 days before your policy expires.
  • Step 2: Compare auto insurance quotes – Shop around for affordable auto insurance rates. Use our online tool to find cheap coverage.
  • Step 3: Find a new auto insurance policy – Once you find the coverage you want, purchase policy and set a date, so the switch goes smoothly.
  • Step 4: Cancel your Farmers auto insurance policy – Call Farmers and let them know the date you want to cancel.
  • Step 5: Follow up on your refund – Ask about your refund if you paid your policy in full.

The Farmers auto insurance company has agents all over the United States, so you should be able to take in person with a Farmers agent if you want.

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Should I have another policy before I cancel Farmers auto insurance?

There are many reasons why Farmers customers want to cancel their auto insurance. Maybe your Farmers auto insurance rates are too expensive, or perhaps you’re moving to another state. Whatever the reason, you want to have a car insurance policy ready after you cancel with Farmers.

Let’s compare Farmers auto insurance rate to other top companies in the United States.

Average Annual Auto Insurance Rates by Company
Top Auto Insurance CompaniesAverage Annual Auto Insurance RatesAverage Six-Month Auto Insurance RatesAverage Monthly Auto Insurance Rates
USAA$2,489$1,245$207
State Farm$2,731$1,366$228
GEICO$3,074$1,537$256
Nationwide$3,187$1,594$266
American Family$3,699$1,850$308
Travelers$3,729$1,865$311
Farmers$3,908$1,954$326
Progressive$3,935$1,968$328
Allstate$4,533$2,267$378
Liberty Mutual$5,296$2,648$441
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Compare the auto insurance rates and see which company provides the best service. Even with cheaper rates, you want to make sure the company has the coverage you need.

There’s a chance you can lower your auto insurance rates through good credit. According to Experian, there’s a correlation between good credit and low risk, which can get you cheaper car insurance rates.

When can I cancel my Farmers auto insurance policy?

You can cancel your Farmers auto insurance at any time. However, it’s better to choose a specific date to cancel. When you do cancel, expect a cancellation fee. Some companies charge $25 to $50, or they will issue a short-rate fee—a fee that’s a percentage of a policy’s total balance.

Can I get a refund when I cancel Farmers auto insurance policy?

Yes. When you pay your auto insurance in full at the start of your policy, you may be entitled to a refund. However, you won’t receive a full refund if you’ve used Farmers insurance for more than a month.

You’ll receive a partial refund equal to the number of months you didn’t use your Farmers auto insurance. Cancellations will also be deducted from the refund.

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How to Cancel Farmers Auto Insurance: The Bottom Line

After you buy Farmers auto insurance you may find tha tthe low rates you had at first don’t last long.

After a few months and even after renewal, your Farmers auto insurance will be more expensive. When you need to cancel, be sure to have another auto insurance policy ready.

Read our Farmers auto insurance review for discount information and the most significant factors on Farmers auto insurance.

If your affordable Farmers auto insurance has become more expensive, make your way to our online quote tools. Enter your ZIP code in the FREE online tool below.

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