What Is a Car Insurance Deductible? How Much Should It Be?

A car insurance deductible is an amount you pay for a claim before your insurance company covers the rest, up to your policy limits. The average auto insurance deductible costs anywhere from $100 to $2,000. The insurance types requiring auto insurance deductibles are collision, comprehensive, underinsured/uninsured motorist, and personal injury protection (PIP).

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UPDATED: Jun 6, 2022

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