Auto Claims FAQs

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Do I have to pay a deductible before the insurance company will process my claim?

If you’re working out how to file an auto insurance claim, you may wonder what happens with your deductible. For example, you might ask, “Do I need to pay my deductible before the insurance company will process my claim?” We understand this can be confusing, so read on for answers below. You Don’t Need to...

If you’re working out how to file an auto insurance cl...

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What is the claims adjuster’s role in the auto insurance claims process?

A claims adjuster, also called an insurance adjuster, evaluates information after an accident to decide how much compensation a policyholder should get. They often negotiate with policyholders and lawyers to agree on a fair settlement. Understanding the role of a claims adjuster can help you communicate with your adjuster and make your claim more successful....

A claims adjuster, also called an insurance adjuster, evalua...

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What is a subrogation claim in the auto insurance claims process?

A subrogation claim in the auto insurance claims process is an important component of your coverage. Understanding subrogation and how it works can help you get more compensation after an accident. It’s an essential part of knowing how to file an auto insurance claim. In this article, we’ll discuss the meaning of subrogation and how it works.Read...

A subrogation claim in the auto insurance claims process is ...

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How does Erie handle claims involving uninsured/underinsured motorists? (2024)

You might wonder how Erie handles claims involving uninsured/underinsured motorists if you’re considering a policy with the company. If you have the right type of auto insurance coverage — which is Erie uninsured motorist coverage — Erie will handle your claim if you get hit by an uninsured motorist. Below, we’ll explain more about affordable uninsured...

You might wonder how Erie handles claims involving uninsured...

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How do I report an accident to Liberty Mutual if I am not the policyholder but was involved in the accident? (2024)

If you got into an accident with a Liberty Mutual policyholder, you might wonder how to report an accident to Liberty Mutual if you’re not the policyholder but were involved in the accident. Call the Liberty Mutual accident number at 1-800-290-8711 to report an accident and file an auto claim. Read More: Liberty Mutual Auto...

If you got into an accident with a Liberty Mutual policyhold...

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How does the auto insurance claims process differ for uninsured/underinsured motorist coverage?

Uninsured/underinsured motorist coverage protects you if you’re in an accident and a driver without insurance is at fault. After a hit-and-run accident, it can also help you when the other driver doesn’t share their insurance information. Learning more about how the claims process for uninsured/underinsured motorist coverage works can help you get compensation after an...

Uninsured/underinsured motorist coverage protects you if you...

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Will my insurance premium increase if I file an auto insurance claim? (2024)

One of the most common questions drivers ask is, “Will premiums increase if you file an insurance claim?” The answer isn’t always simple, as the nature of the auto insurance claim and your driving history impacts your auto insurance rates. In this article, we’ll discuss how filing an auto insurance claim can impact your premiums...

One of the most common questions drivers ask is, “Will pre...

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Will my insurance premium increase if I file an auto insurance claim with Nationwide? (2024)

As one of the country’s best affordable auto insurance companies, Nationwide abides by standard rules concerning premium increases and accident claims.  So if you’re wondering if your premium will increase if you file an auto insurance claim with Nationwide, the answer will depend on whether you’re at fault for an accident or have a questionable, high-risk...

As one of the country’s best affordable auto insuranc...

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What should I do if my vehicle is deemed a total loss? (2024)

You might wonder what to do if your vehicle is deemed a total loss. Maybe your insurance wants to total your car but you want to keep it. However, it’s usually best to file an auto insurance claim and collect a check for your vehicle’s actual cash value.Read More: How to File an Auto Insurance...

You might wonder what to do if your vehicle is deemed a tota...

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How long does it typically take for Nationwide to process an auto insurance claim?

Car accidents can be extremely distressing. A delay in the time it takes for your insurer to process your auto claim usually means a delay in getting the necessary auto repairs and returning your life to normal. However, you can get back on the road more quickly by helping your insurer minimize delays in processing...

Car accidents can be extremely distressing. A delay in the t...

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What information do I need to file an auto insurance claim with Allstate?

When you file an auto insurance claim with Allstate, it’s a good idea to know what information you need to ensure the process goes smoothly and you receive prompt payment. Familiarizing yourself with how long does it typically take for Allstate to process an auto insurance claim, the necessary documentation and evidence, and other related aspects...

When you file an auto insurance claim with Allstate, it̵...

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What information do I need to file an auto insurance claim with Farmers?

While extensive vehicle damage is always stressful, getting proper compensation can depend on how responsible you are after an accident. Working for one of the best affordable auto insurance companies, Farmers representatives process countless claims every day, so they want your claim to be as seamless as possible. What you need to file an auto insurance...

While extensive vehicle damage is always stressful, getting ...

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What information do I need to file an auto insurance claim with State Farm?

If you’re wondering what you need to file an auto insurance claim with State Farm, it is primarily evidence you can gather at the scene of an accident. State Farm auto insurance often needs specific information like photographic evidence and documentation to properly assess how much to pay you. Basic details are not enough, so it’s important...

If you’re wondering what you need to file an auto insu...

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What is the difference between a first-party claim and a third-party claim?

Getting into an accident or suffering property damage can be a stressful experience. Navigating the property damage insurance claims process can become overwhelming, especially when terms like “first-party claim” and “third-party claim” come into play. Yet, understanding the difference between a first-party claim and a third-party claim is essential, as they determine how you and...

Getting into an accident or suffering property damage can be...

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What is an auto insurance claim?

What is an auto insurance claim? In a nutshell, it’s a request for compensation from your insurance company following an accident, theft, vandalism, loss, and other vehicle-related events that cause financial hardship for you or others. In return for paying your monthly insurance rates, your insurance company must help you cover repair costs that align...

What is an auto insurance claim? In a nutshell, it’s a...

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What information do I need to provide when filing an auto insurance claim with USAA?

Before you begin an auto insurance claim with USAA, it’s a good idea to learn what information you could need to help the claim process go smoothly. With more evidence, you may be able to get a larger payment for your damages. Finding out how to compare auto insurance quotes and checking your coverage to make sure...

Before you begin an auto insurance claim with USAA, it’...

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What happens if I disagree with Progressive’s decision on my auto insurance claim?

After an auto accident, filing an auto insurance claim can be stressful. Like any insurance company, Progressive may decide not to pay for all of your expenses or deny your claim. Appealing gives you an opportunity to negotiate with Progressive until you’re satisfied with the company’s decision. Learning how to compare auto insurance quotes and telling Progressive...

After an auto accident, filing an auto insurance claim can b...

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What happens if I disagree with USAA’s decision on my auto insurance claim?

Not every auto insurance claim goes smoothly. Sometimes, when you file a claim with USAA, the company may deny it or offer less compensation than you need. Therefore, it’s important to not panic and first check your policy and coverage limits and ensure you have the right type of auto insurance coverage for this event. If everything...

Not every auto insurance claim goes smoothly. Sometimes, whe...

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What happens if I have a claim against another driver’s insurance company?

Car accidents can be a headache, especially when unsure how to file an auto insurance claim. If you weren’t at fault, you might ask yourself, “What happens if I have a claim against another driver’s insurance company?” Sometimes, this process can seem confusing. With this in mind, let’s break it down so you’ll understand what happens.Read...

Car accidents can be a headache, especially when unsure how...

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What information do I need to file an auto insurance claim with Geico?

When you’re involved in a car accident as a Geico customer, you may wonder what you need to file an auto insurance claim with Geico. Naturally, the last thing you want is a complicated insurance claim process. Fortunately, Geico aims to make the auto insurance claim process as simple and hassle-free as possible. In this...

When you’re involved in a car accident as a Geico customer...

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