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PostUmbrella insurance is a kind of liability insurance policy that covers both the assets of the insured party and the future income of parties on the primary policies. It is not the same as excess insurance, which typically only applies when all the policies that it covers have been exhausted, umbrella insurance “drops down” to...
Umbrella insurance is a kind of liability insurance policy t...
PostIn insurance company parlance, a preferred risk auto insurance policy is a policy that is offered at preferential terms for drivers who have an outstanding history of previous driving. Preferred auto insurance is for those people who are able to show they abide by the rules of the road and have a clean record (no...
In insurance company parlance, a preferred risk auto insuran...
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PostIn general terms indemnity is compensation paid by one party to another party in respect of a particular loss sustained by the receiving party. The indemnitor (the party who pays the compensation) does not have to be responsible for the loss of the other party though they may be. There are many different forms that...
In general terms indemnity is compensation paid by one party...
PostA floater insurance policy is a specific type of policy that covers individual easily moveable items for additional coverage over a standard home insurance policy. This could be applied easily to items like expensive jewelry (which may not be covered when worn outside of the home or in specific circumstance like when it is placed...
A floater insurance policy is a specific type of policy that...
PostVehicle theft is a serious problem in the United States and around the world. Thanks to technology, however, it’s becoming harder for thieves to steal cars. Wondering what to do if your car is stolen? That’s where vehicle recovery systems come in. What is a stolen vehicle recovery system? It and the term ‘anti-theft recovery...
Vehicle theft is a serious problem in the United States and ...
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