Dodge Charger Insurance Quotes [Everything You Need to Know]

The cost of Dodge Charger insurance rates are $1,668/yr, or $139/mo on average. A liability-only policy costs around $669/yr or $56/mo. Dodge Charger insurance costs around $149 more per year than the average vehicle. Good drivers can save up to $688 a year on these costs by earning discounts on their policy.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,668 a year or $139 each month
  • A liability-only policy costs around $669 a year or $56 each month
  • Highest rates are for teenage drivers at around $6,097 a year or $508 each month
  • Good drivers can save as much as $688 a year by earning policy discounts
  • Dodge Charger insurance costs around $149 more per year than the average vehicle

Dodge Charger insurance rates are about $149 more per year than the average vehicle with full coverage around $1,668 a year or $139 a month. The highest rates are for teens who will pay around $6,097 a year or $508 a month as they’re considered to be high-risk drivers.

Good drivers can save up to $688 a year in policy discounts by being safe and courteous while on the road. We’re going to take a quick look at Dodge Charger insurance rates, safety ratings, and more.

You can start comparing quotes for Dodge Charger car insurance rates from some of the best car insurance companies by using our free online tool now.

Dodge Charger Insurance Cost

The average car insurance costs for a Dodge Charger are $1,668 a year or $139 a month.

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Are Dodge Chargers Expensive to Insure?

The chart below details how Dodge Charger insurance rates compare to other sedans like the Hyundai Sonata, Audi S3, and Mazda 3.

Vehicle Comprehensive Collision Liability Total
Dodge Charger $376 $626 $466 $1,668
Hyundai Sonata $294 $532 $420 $1,426
Audi S3 $356 $744 $264 $1,474
Mazda 3 $308 $562 $372 $1,400
MINI Hardtop 4 Door $294 $566 $398 $1,416
Chevrolet Sonic $270 $536 $398 $1,362
Chevrolet Malibu $322 $532 $372 $1,384
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However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Charger Insurance?

The Dodge Charger trim and model you choose can impact the total price you will pay for Dodge Charger car insurance coverage.

Age of the Vehicle

The average Dodge Charger car insurance rates are higher for newer models. For example, car insurance for a 2020 Dodge Charger costs $1,668, while 2010 Dodge Charger insurance costs are $1,386, a difference of $282.

Model Year Comprehensive Collision Liability Total
2020 Dodge Charger $376 $626 $466 $1,668
2019 Dodge Charger $358 $600 $488 $1,646
2018 Dodge Charger $344 $596 $498 $1,638
2017 Dodge Charger $332 $582 $520 $1,634
2016 Dodge Charger $320 $558 $536 $1,614
2015 Dodge Charger $304 $538 $554 $1,596
2014 Dodge Charger $292 $500 $564 $1,556
2013 Dodge Charger $280 $470 $570 $1,520
2012 Dodge Charger $268 $422 $574 $1,464
2011 Dodge Charger $250 $388 $574 $1,412
2010 Dodge Charger $242 $364 $580 $1,386
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Driver Age

Driver age can have a significant effect on Dodge Charger car insurance rates. For example, 30-year-old drivers pay $73 more for Dodge Charger car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Dodge Charger insurance rates. For example, drivers in New York may pay $433 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Charger auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Charger car insurance with violations on their driving record.

Dodge Charger Safety Ratings

Your Dodge Charger car insurance rates are tied to the safety ratings of the Dodge Charger. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Dodge Charger Crash Test Ratings

If the Dodge Charger crash test ratings are good, you could have lower Dodge Charger car insurance rates. See Dodge Charger crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Dodge Charger SRT 4 DR RWD N/R N/R N/R N/R
2020 Dodge Charger Pursuit 4 DR RWD N/R N/R N/R N/R
2020 Dodge Charger Pursuit 4 DR AWD N/R N/R N/R N/R
2020 Dodge Charger 4 DR RWD 5 stars 4 stars 5 stars 5 stars
2020 Dodge Charger 4 DR AWD 5 stars 4 stars 5 stars 5 stars
2019 Dodge Charger SRT 4 DR RWD N/R N/R N/R N/R
2019 Dodge Charger Pursuit 4 DR RWD N/R N/R N/R N/R
2019 Dodge Charger Pursuit 4 DR AWD N/R N/R N/R N/R
2019 Dodge Charger 4 DR RWD 5 stars 4 stars 5 stars 5 stars
2019 Dodge Charger 4 DR AWD 5 stars 4 stars 5 stars 5 stars
2018 Dodge Charger SRT 4 DR RWD N/R N/R N/R N/R
2018 Dodge Charger Pursuit 4 DR RWD N/R N/R N/R N/R
2018 Dodge Charger Pursuit 4 DR AWD N/R N/R N/R N/R
2018 Dodge Charger 4 DR RWD 5 stars 4 stars 5 stars 5 stars
2018 Dodge Charger 4 DR AWD 5 stars 4 stars 5 stars 5 stars
2017 Dodge Charger SRT 4 DR RWD N/R N/R N/R N/R
2017 Dodge Charger 4 DR RWD 5 stars 4 stars 5 stars 5 stars
2017 Dodge Charger 4 DR AWD 5 stars 4 stars 5 stars 5 stars
2016 Dodge Charger SRT 4 DR RWD N/R N/R N/R N/R
2016 Dodge Charger 4 DR RWD 5 stars 4 stars 5 stars 5 stars
2016 Dodge Charger 4 DR AWD 5 stars 4 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Dodge Charger Safety Features

Good Dodge Charger safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Dodge Charger are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Dodge Charger Insurance Loss Probability

The Dodge Charger’s insurance loss probability varies between different coverage types. The lower percentage means lower Dodge Charger auto insurance costs; higher percentages mean higher Dodge Charger auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 48%
Property Damage 42%
Comprehensive 60%
Personal Injury 76%
Medical Payment 78%
Bodily Injury 59%
Source: Insurance Institute for Highway Safety
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Dodge Charger Finance and Insurance Cost

If you are financing a Dodge Charger, most lenders will require your carry higher Dodge Charger coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Charger car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Dodge Charger Insurance

If you want to reduce the cost of your Dodge Charger insurance rates, follow these tips below:

  • Remove Young Drivers from Your Dodge Charger Insurance When They Move Out or Go to School
  • Take Public Transit Instead of Driving Your Dodge Charger
  • Renew Your Dodge Charger Insurance Coverage to Avoid Lapses
  • Tell Your Insurer How You Use Your Dodge Charger
  • Use an Accurate Job Title When Requesting Dodge Charger Auto Insurance

Top Dodge Charger Insurance Companies

Who is the best company for Dodge Charger insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Charger insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Charger offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Dodge Charger Insurance Quotes Online

You can start comparing quotes for Dodge Charger car insurance rates from some of the best car insurance companies by using our free online tool now.

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