Does Erie offer any discounts or incentives for safe driving?
Can you get discounts or incentives for safe driving with Erie? Erie offers a safe driving discount for policyholders with good driving records. The company also offers a diminishing deductible and further incentives for young drivers. Learn more about how to save money on your Erie auto insurance policy.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Nov 25, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 25, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Erie offers a safe driving discount for those who maintain a good driving record
- Policyholders who do not make a claim can qualify for a reduced deductible in certain states
- Youthful drivers who go without traffic violations or accidents may also get discounts
As you search for ways to balance your budget, you may be constantly looking for affordable auto insurance.
With this in mind, you may wonder: “Does Erie offer any discounts or incentives for safe driving?” We understand your need to keep your bills in check, so we have done the research for you and provided answers below.
Erie Offers Discounts and Incentives for Safe Drivers
Erie has a range of discounts and incentives for policyholders, including some which will help to reward safe driving. However, it’s important to check with the company first, as these incentives may vary from state to state. You can also find out about auto insurance discounts for affordable coverage.
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Erie Offers Discounts for Young Drivers
Drivers under the age of 24 will qualify for gradually decreasing insurance costs each year they gain experience without recording any accidental traffic violations. Then, the rates will transition from a young driver to an adult at the age of 24 should they maintain a safe driving record.
Erie Safe Driving Discount for All Drivers
Erie wants to recognize a driver with a good record behind the wheel, and if you qualify, you could get a variable discount on your auto coverage. You must avoid any claims or violations to qualify, and the savings will vary.
You should consult an agent to review the applicable rates and rules, as the company does not publish them. You can also find out how age affects auto insurance rates.
Other Auto Insurance Discounts from Erie
On the subject of safety, if you fit certain devices to your vehicle (or if the manufacturer has fitted them as original equipment), you may qualify for specific discounts. For example, factory-installed airbags, passive restraint systems, anti-lock brakes, or anti-theft devices. (For more information, read our “Airbag Auto Insurance Discount: Save on Auto Insurance“).
If you don’t drive your car for at least 90 consecutive days, you may be eligible for a discount based on reduced usage. You may also qualify for “first accident forgiveness,” where you may avoid a surcharge for the first time that you’re at fault in an accident. You’ll need to have been a customer for three years.
You may also find that your deductible goes down by $100 for each consecutive claims-free policy year up to a certain maximum. Also, you can get additional discounts if you own several cars and bundle them together into one policy.
You may also want to consider five tips for lowering your auto insurance rates as a car driver.
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Erie Offers Certain Discounts and Incentives for Safe Driving
Erie may offer you a safe driving discount if you can maintain a good driving record without any claims or violations. However, the savings will vary and may not be available at the same rate in all states, so you’ll need to talk with the company for full details.
Other incentives related to safe driving include gradually decreasing insurance costs for young drivers and a reducing deductible program.
Frequently Asked Questions
What type of insurance discount might automatic seatbelts give you?
You may qualify for passive restraint discounts for certain seat belts and front airbags. In addition, Erie offers some incentives for a range of safety features.
Is the Erie Rate Lock worth it?
Erie offers a “Rate Lock” incentive that can help to avoid some car insurance rate hikes.
When a policyholder makes a claim, the rates won’t change unless they make specific alterations (such as adding or removing a vehicle or driver or changing their primary residence). Further details are only available by talking with an insurance agent.
What is Erie’s first accident forgiveness?
With its “first accident forgiveness” program, Erie will not add a surcharge for the first time a policyholder is at fault in an accident.
However, the customer must have held a policy with the company for three or more years, although this restriction may not apply in all states. Note that this particular incentive does not apply if the customer has a “rate protection endorsement” on their policy.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.