Geico DriveEasy Review: Can you get affordable auto insurance? (2026)
GEICO DriveEasy is usage-based insurance for drivers who want to save money based on how they drive. Our GEICO DriveEasy review explains how you can save up to 25% on GEICO auto insurance rates. The GEICO DriveEasy app tracks driving habits to earn you safe driving discounts.
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Insurance and Finance Writer
Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability. Maria has expanded her scope of expertise to home, health, and life i...
Maria Hanson
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Michael Vereecke
Updated November 2024
- Geico DriveEasy is Geico’s usage-based insurance
- You can save an additional 25% on Geico auto insurance with Geico DriveEasy
- Geico is one of the cheapest car insurance companies in the United States
Geico DriveEasy is a program where Geico auto insurance customers can receive an additional discount by allowing the company to monitor their driving habits. With the program, you can earn Geico discounts depending on how you drive.
Our Geico DriveEasy review will give you everything you need to know about the program, including the Geico DriveEasy app and how much the Geico DriveEasy discount will be.
Continue reading to learn more about Geico DriveEasy rates and discounts. You can also get instant auto insurance quotes right now. Enter your ZIP code in the free comparison tool above to begin.
What is Geico DriveEasy?
Geico DriveEasy is the Geico car insurance version of pay-how-you-drive (PHYD) car insurance. Geico monitors how its customers drive using the DriveEasy Geico app, which is available for Android and Apple iOS. The DriveEasy Mobile App is identified by its name and Geico’s company logo.
The Geico DriveEasy app purpose is to provide a discount, up to 25%, for drivers who want to save more on auto insurance. Other Geico Drive Easy app benefits include safer driving and lower prices.
How to enroll in Geico DriveEasy?
To use Geico DriveEasy, you must download and install the mobile app from Google Play or Apple App Store. Once you have it, enter your Geico account information to begin using DriveEasy services.
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How does Geico DriveEasy work?
Once you’re logged in, Geico DriveEasy will begin tracking your driving habits. This includes distracted driving, braking, and other driving habits. DriveEasy logs your trips and sends that information to your account.
Does the Geico app track speed? Yes, as part of safe driving is maintaining safe speeds to decrease the chances of an accident.
If your driving habits score well, you can maintain the DriveEasy discount.
However, poor driving habits will decrease your discount and leave you with more expensive auto insurance rates. If you don’t need DriveEasy anymore, contact Geico customer service at 1-800-207-7847
Geico DriveEasy App Reviews
According to A.M. Best, Geico has an “A++” rating, which means Geico has a stable financial outlook and a superior ability to meet obligations to its customers. However, Geico DriveEasy has low ratings on Google Play. Out of 280 Google Play reviews, DriveEasy by Geico is rated 2.7 out of five stars.
On Apple App Store, DriveEasy’s rating is 2.8 out of five stars. Geico as a company performs well, but DriveEasy app reviews are not as good.
See what other companies in your area have to offer by entering your ZIP code in the free comparison tool.
Geico Auto Insurance Rates
Is DriveEasy worth it? A Geico quote from Florida would be different than one from South Dakota. Unfortunately, Geico DriveEasy is only available in three states: Connecticut, Illinois, and Pennsylvania. Auto insurance rates will vary by state because each state has different standards for insurance.
According to the Insurance Information Institute, each state carries a unique minimum requirement for car insurance.
Here are the average full coverage insurance rates from states that have Geico DriveEasy.
Geico Average Annual Auto Insurance Rates in States with DriveEasy| States with Geico DriveEasy | Geico Average Annaul Auto Insurance Rates |
|---|---|
| Pennsylvania | $2,605 |
| Illinois | $2,779 |
| Connecticut | $3,074 |
Out of the three states, Pennsylvania has the cheapest full coverage auto insurance rates. If you add in the DriveEasy discount, you could save hundreds of dollars on Geico car insurance.
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What discounts does Geico offer?
Geico is known for its low car insurance rates and discounts. Although you may have seen “Geico active driver” and “Geico Smart Driver Discount” in search engines, the most significant discounts involve driving and vehicle safety features. Take a look at Geico’s available discounts below.
Geico Auto Insurance Discounts List| Discount Name | Potential Savings | Discount Category |
|---|---|---|
| Air Bag | 25% (Driver Side), 40% (Full-Front Seat) | Vehicle Equipment |
| Anti-Lock Brakes | 5% | Vehicle Equipment |
| Anti-Theft System | 25% | Vehicle Equipment |
| Daytime Running Lights | 1% | Vehicle Equipment |
| New Vehicle Discount | 15% | Vehicle Equipment |
| Good Driver | 26% (Five Years Accident-Free) | Driving History & Habits |
| Seat Belt Use | 15% (Medical or PIP Portion) | Driving History & Habits |
| Defensive Driving | Varies | Driver's Education |
| Driver's Educational Course | Varies | Driver's Education |
| Good Student | 15% | Driver's Education |
| Emergency Deployment | 25% | Driver Affiliation |
| Federal Employee (Eagle) | 8% | Driver Affiliation |
| Membership & Employee | Varies | Driver Affiliation |
| Military | 15% | Driver Affiliation |
| Multi-Vehicle | 25% | Customer Loyalty |
| Multi-Policy | Varies | Customer Loyalty |
The biggest discount savings are the Full-Front Seat Air Bag discount, followed by the good driver discount. You can qualify for a good driver discount by having no claims or accidents within five years. The following video from Geico promotes safe driver discounts.
A excellent or good credit score doesn’t appear to be a factor for Geico. However, auto insurance companies often consider your credit score. According to the Federal Trade Commission, good credit scores correlate to less risk.
Compare what you know about Geico DriveEasy with other companies in your area. Enter your ZIP code below to get started.
Frequently Asked Questions
What is GEICO DriveEasy?
GEICO DriveEasy is a usage-based insurance program offered by GEICO. It allows drivers to save money on their auto insurance rates based on their driving habits. By using the GEICO DriveEasy app, drivers can earn safe driving discounts.
How can I enroll in GEICO DriveEasy?
To enroll in GEICO DriveEasy, you need to download and install the GEICO DriveEasy app from Google Play or the Apple App Store. Once installed, you can enter your GEICO account information to start using the DriveEasy services.
How does GEICO DriveEasy work?
Once you have the GEICO DriveEasy app installed and set up, it will begin tracking your driving habits, including factors like distracted driving, braking, and other driving behaviors. The app logs your trips and sends the information to your GEICO account. Based on your driving habits, you can earn and maintain the DriveEasy discount.
Does the GEICO app track speed?
Yes, the GEICO DriveEasy app tracks various driving habits, including speed. Maintaining safe speeds is an important aspect of safe driving and can help decrease the chances of accidents.
What are the reviews for the GEICO DriveEasy app?
According to user reviews on Google Play and the Apple App Store, the GEICO DriveEasy app has received mixed ratings. On Google Play, it has a rating of 2.7 out of 5 stars, while on the Apple App Store, it has a rating of 2.8 out of 5 stars.
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