Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Oct 30, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A brief overview

  • You can get instant auto insurance coverage online
  • You can get instant auto quotes from multiple companies within a short time-frame
  • You can identify a secure website through the lock and “https” at the beginning of the URL

Is it possible to get instant auto insurance quotes or even same-day car insurance? If you’re looking to switch auto insurance companies, it’s easier than ever to compare rates.

In the past, the only way to get auto insurance quotes was to call up the local auto insurance company or auto insurance agents. You’d have to provide them with sensitive personal information, like your Social Security Number (SSN), date of birth, your email, and your phone number.

The scary thing about this “old-fashioned way” is that you never knew when your SSN would be compromised. Thankfully, online car insurance quote comparison came into existence. Continue reading to learn more about cheap auto insurance through instant auto insurance quotes.

Enter your ZIP code to get a free instant auto insurance quote comparison.

Table of Contents

Can you get free auto insurance quotes?

Smartphones and the internet are the quickest roads to auto insurance quotes. You don’t have to go through wait times on the phone before you get a hold of those cheap car insurance quotes. This level of convenience with instant quote providers is unprecedented.

You can get as many quotes from as many companies as you want within a short time frame.

Instant auto insurance quotes online allow you to compare prices from many different auto insurance companies, allowing yourself to find the most affordable car insurance.

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption

Who has the cheapest auto insurance?

Speaking of affordable, let’s take a look at the average annual rates of the top auto insurance companies in the United States. This will give you an idea of who offers the cheapest auto insurance

The general auto insurance rates are based on factors that determine auto insurance.

Top U.S. Car Insurance Companies by Market Share
Top Car Insurance CompaniesAverage Annual PremiumsMarket Share
State Farm$2,731.4817.01%
Geico$3,073.6613.41%
Progressive$3,935.3610.97%
Allstate$4,532.969.19%
USAA$2,489.495.87%
Liberty Mutual$5,295.554.77%
Farmers$3,907.994.26%
Nationwide$3,187.202.73%
Travelers$3,729.321.9%
American Family$3,698.771.9%
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USAA auto insurance is the cheapest car insurance among the top 10 companies. State Farm and Geico quotes are the next most affordable companies.

Auto insurance rates vary, so a quote from The General car insurance will be different in each state. Usually, USAA is the cheapest auto insurance company throughout the United States, but it’s only available to members of the U.S. Armed Forces and their immediate families.

How do I get the best instant auto insurance quote?

Type in your ZIP code into the form at the top of the page. The very first step to start getting car insurance quotes online. Getting localized quotes is essential for many reasons.

The most important is that each state has different requirements in terms of how much liability insurance coverage you need. Auto insurance and auto repair costs vary from state to state.

Provide us with details of the coverage you need. The next step will be to share with us the specific coverage options that you want. Are you looking for personal injury protection coverage?

Do you see yourself needing comprehensive coverage, collision coverage, medical payments coverage, or some other coverage option as part of your ideal insurance package?

Watch this video about the difference between personal injury protection and medical payments.

Wisconsin state law has MedPay as a minimum requirement for auto insurance, while California and New York don’t require MedPay. Think about what your needs are and choose a coverage that’s in your best interest.

Choose the best auto insurance company Congratulations! After filling out our short form, you now have access to auto insurance rates based on the information you gave. Browse through the companies and choose the auto insurance coverage that best fits your needs.

Let us know what kind of policy you are looking for, and we’ll provide you with the best quotes for your combination of auto insurance coverage with our FREE comparison tool!

Free Auto Insurance Comparison

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption

Is it safe to get insurance quotes online?

To get quotes in the past, you would have to give your social security number to the insurance agent, which is a scary proposition for most people. After all, how would you possibly know what they’d do with your SSN?

According to Boston University, you can identify a secure website through the lock and “https” at the beginning of the URL. Now, you’ll never have to expose sensitive information about yourself – you’ll only be required to key in your name, gender, age, ZIP code, and your vehicle model before you get a quote.

One of the most important factors – nowadays, within a few minutes, you can get a quote from multiple companies. In the past, you’d have to spend valuable time waiting for a phone call to get through an agent, and time to get that agent to reveal their insurance rates.

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption

Judge And Compare Policies For Yourself

Every insurance company is out to get your money, period. As such, they employ many hard-sell tactics, trying to persuade you to buy the insurance coverage that makes them the most money.

They’ll do whatever it takes to make you buy from their company. Some consumers will fold under pressure from the agent and sign a contract for an insurance policy that doesn’t benefit them.

Instant online auto insurance quotes have changed everything. You’ll no longer have to listen to the honey-coated false promises about how their insurance policy beats that insurance policy from the other companies.

You’ll be able to get quotes online and compare the prices and coverage options offered by different companies yourself. You’ll be the judge without the distractions and pressure put on by auto insurance agents.

Frequently Asked Questions: Instant Auto Insurance Quotes

Let’s review what we’ve learned in a few commonly asked questions that appear on search engines across the internet. Visit our main page to see more articles, guides, and reviews on auto insurance.

With all the benefits of online auto insurance quotes laid out, you should be excited to start comparing quotes seeing right now. Get a cheap car insurance instant quote by entering your ZIP code in the FREE comparison tool below.

#1 – How can I get insurance fast?

You can buy auto insurance online instantly, or at least within 15 to 30 minutes, through instant vehicle insurance quotes. Simply enter your ZIP code to get started.

#2 – What are the worst insurance companies?

It depends. Customer experience is different for each person. The worst insurance company would be up to you to decide.

#3 – Who offers the cheapest auto insurance?

USAA offers the cheapest auto insurance. Geico, Progressive, and State Farm are usually the next cheapest auto insurance companies. Check with the insurance age to see if you can get instant auto insurance with no down payment.

#4 – What is the cheapest online car insurance?

It depends on the state. Some companies are cheaper in some states and more expensive in others. The cheapest so far is USAA and Geico.

#5 – Why is my auto insurance quote so high?

Auto insurance is determined by age, gender, credit history, driving record, and vehicle. Your auto insurance quote may be expensive due to these factors. Insuring teens or an expensive vehicle could increase your rates above average.