Geico DriveEasy Review | Usage-based Auto Insurance

Geico DriveEasy is usage-based insurance for drivers who want to save money based on how they drive. Our Geico DriveEasy review explains how you can save up to 25 percent on Geico auto insurance rates. The Geico DriveEasy app tracks driving habits to earn you a discount for safe driving.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Sep 4, 2020

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What You Should Know

  • Geico DriveEasy is Geico’s usage-based insurance.
  • You can save an additional 25 percent on Geico auto insurance with Geico DriveEasy.
  • Geico is one of the cheapest car insurance companies in the United States.

Geico DriveEasy is a program where Geico auto insurance customers can receive an additional discount by allowing the company to monitor their driving habits. With the program, you can earn Geico discounts depending on how you drive.

Our Geico DriveEasy review will give you everything you need to know about the program, including the Geico DriveEasy app and how much the Geico DriveEasy discount will be.

Continue reading to learn more about Geico DriveEasy rates and discounts. You can also get instant auto insurance quotes right now. Enter your ZIP code in the free comparison tool above to begin.

What is Geico DriveEasy?

Geico DriveEasy is the Geico car insurance version of pay-how-you-drive (PHYD) car insurance. Geico monitors how its customers drive using the DriveEasy Geico app, which is available for Android and Apple iOS. The DriveEasy Mobile App is identified by its name and Geico’s company logo.

The Geico DriveEasy app purpose is to provide a discount, up to 25 percent, for drivers who want to save more on auto insurance. Other Geico DriveEasy app benefits include safer driving and lower prices.

How to enroll in Geico DriveEasy?

To use Geico DriveEasy, you must download and install the mobile app from Google Play or Apple App Store. Once you have it, enter your Geico account information to begin using DriveEasy services.

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How does Geico DriveEasy work?

Once you’re logged in, Geico DriveEasy will begin tracking your driving habits. This includes distracted driving, braking, and other driving habits. DriveEasy logs your trips and sends that information to your account.

Does the Geico app track speed? Yes, as part of safe driving is maintaining safe speeds to decrease the chances of an accident.

If your driving habits score well, you can maintain the DriveEasy discount.

However, poor driving habits will decrease your discount and leave you with more expensive auto insurance rates. If you don’t need DriveEasy anymore, contact Geico customer service at 1-800-207-7847

Geico DriveEasy App Reviews

According to A.M. Best, Geico has an “A++” rating, which means Geico has a stable financial outlook and a superior ability to meet obligations to its customers. However, Geico DriveEasy has low ratings on Google Play. Out of 280 Google Play reviews, DriveEasy by Geico is rated 2.7 out of five stars.

On Apple App Store, DriveEasy’s rating is 2.8 out of five stars. Geico as a company performs well, but DriveEasy app reviews are not as good.

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Geico Auto Insurance Rates

Is DriveEasy worth it? A Geico quote from Florida would be different than one from South Dakota. Unfortunately, Geico DriveEasy is only available in three states: Connecticut, Illinois, and Pennsylvania. Auto insurance rates will vary by state because each state has different standards for insurance.

According to the Insurance Information Institute, each state carries a unique minimum requirement for car insurance.

Here are the average full coverage insurance rates from states that have Geico DriveEasy.

Geico Average Annual Auto Insurance Rates in States with DriveEasy
States with Geico DriveEasyGeico Average Annaul Auto Insurance Rates
Pennsylvania$2,605
Illinois$2,779
Connecticut$3,074
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Out of the three states, Pennsylvania has the cheapest full coverage auto insurance rates. If you add in the DriveEasy discount, you could save hundreds of dollars on Geico car insurance.

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What discounts does Geico offer?

Geico is known for its low car insurance rates and discounts. Although you may have seen “Geico active driver” and “Geico Smart Driver Discount” in search engines, the most significant discounts involve driving and vehicle safety features. Take a look at Geico’s available discounts below.

Geico Auto Insurance Discounts List
Discount NamePotential SavingsDiscount Category
Air Bag25% (Driver Side), 40% (Full-Front Seat)Vehicle Equipment
Anti-Lock Brakes5%Vehicle Equipment
Anti-Theft System25%Vehicle Equipment
Daytime Running Lights1%Vehicle Equipment
New Vehicle Discount15%Vehicle Equipment
Good Driver26% (Five Years Accident-Free)Driving History & Habits
Seat Belt Use15% (Medical or PIP Portion)Driving History & Habits
Defensive DrivingVariesDriver's Education
Driver's Educational CourseVariesDriver's Education
Good Student15%Driver's Education
Emergency Deployment25%Driver Affiliation
Federal Employee (Eagle)8%Driver Affiliation
Membership & EmployeeVariesDriver Affiliation
Military15%Driver Affiliation
Multi-Vehicle25%Customer Loyalty
Multi-PolicyVariesCustomer Loyalty
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The biggest discount savings are the Full-Front Seat Air Bag discount, followed by the good driver discount. You can qualify for a good driver discount by having no claims or accidents within five years. The following video from Geico promotes good driver discounts.

A excellent or good credit score doesn’t appear to be a factor for Geico. However, auto insurance companies often consider your credit score. According to the Federal Trade Commission, good credit scores correlate to less risk.

Compare what you know about Geico DriveEasy with other companies in your area. Enter your ZIP code below to get started.

Frequently Asked Questions: Geico DriveEasy

Read on for more answers to your DriveEasy from Geico questions.

#1 – Does Geico have a Drive Safe app?

Yes. Geico’s “Drive Safe app” is DriveEasy.

#2 – Which is better AAA or Geico?

AAA’s A.M. Best rating is “A-,” while Geico’s A.M. Best rating is “A++.” While Both companies are good, Geico has a larger market share.

#3 – Does Geico have anything like Snapshot?

Geico has added a device called “Snapshot.” This allows Geico to track your driving habits by photo-copying your scores.

#4 – Is Geico hard to deal with? Is Geico a good insurance company?

It depends on personal experience. Some consumers reported having trouble with Geico, while others reported satisfactory results. DriveEasy Geico reviews are limited since it’s a newer program.

#5 – Does Geico have a good driver discount?

Yes. Geico’s good driver discount can save you up to 26 percent on car insurance.

#6 – Can I get Geico in the United Kingdom?

Geico’s UK insurance is available and has its own program.

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