Hit An Animal With My Car – Will My Insurance Cover These Damages?

Does insurance cover damages from hitting an animal with your car? Most people think that their collision coverage will kick-in in car accidents caused by animals. But it doesn't. Although you technically “collide” with the animal, collision coverage typically only covers accidents involving two vehicles. Animal collisions are considered not-at-fault accidents and will not affect your insurance rates, so in situations where animals are involved, comprehensive coverage is needed. The average cost of comprehensive insurance in the U.S. runs around $136 per year - read on to see if it is worth it for you.

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UPDATED: Jun 6, 2022

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