Best Full-Glass Coverage Auto Insurance in 2026 (Find the Top 10 Companies Here!)

#1 – State Farm: Top Overall Pick

Pros

• Competitive Rates: Offers comprehensive coverage at rates starting as low as $40 per month.
• Strong Financial Stability: Rated highly for financial strength, ensuring reliability and prompt claim settlements.
• Wide Network: Extensive network of agents providing personalized customer service. Find out more in our State Farm auto insurance review.

Cons

• Limited Discounts: Fewer discount options compared to some competitors.
• Local Variability: Service quality and rates can vary significantly by location.

#2 – Geico: Best for Competitive Rates

Pros

• Affordable Rates: Known for some of the most competitive pricing in the industry. Read more in our Geico auto insurance review.
• User-Friendly Technology: Excellent online tools and mobile app for managing policies and claims.
• Broad Coverage Options: Offers a variety of flexible policy options tailored to different needs.

Cons

• Customer Service: Mixed reviews on customer service quality, particularly for complex claims.
• Fewer Local Agents: Limited in-person agent availability compared to traditional insurers.

#3 – Progressive: Best for Flexible Policies

Pros

• Customizable Policies: In our Progressive auto insurance review, highly flexible coverage options allowing for tailored insurance plans.
• Discount Opportunities: Offers a wide range of discounts, including multi-policy and safe driver discounts.
• Innovative Tools: Features like the Name Your Price tool and Snapshot program provide personalized pricing.

Cons

• Higher Rates for Some: Rates can be higher for drivers with poor credit or driving records.
• Complex Claims Process: Some customers report difficulties with the claims process.

#4 – Allstate: Best for Extensive Network

Pros

• Extensive Network: Large network of local agents providing personalized service and support.
• Comprehensive Coverage Options: Wide range of coverage options and add-ons available.
• Customer Service: Generally high marks for customer satisfaction and claims handling. Use our Allstate auto insurance review as your guide.

Cons

• Higher Premiums: Can be more expensive than other providers, especially for full coverage.
• Discount Limitations: Discount availability can be limited based on location and eligibility.

#5 – Liberty Mutual: Best for Customizable Plans

Pros

• Customizable Plans: Offers a high degree of customization for policies, allowing for tailored coverage.
• Various Discounts: Numerous discount opportunities, including for bundling and safe driving. Read more through our Liberty Mutual auto insurance review.
• Convenient Services: Provides mobile repair options and other convenient service features.

Cons

• Inconsistent Customer Service: Varies by region, with some areas reporting lower satisfaction.
• Complex Policy Terms: Some customers find the terms and conditions of coverage confusing.

#6 – Farmers: Best for Excellent Claims Service

Pros

• Excellent Claims Service: Known for a straightforward and efficient claims process.
• Comprehensive Policy Options: Wide array of coverage options and add-ons.
• Experienced Agents: Farmers, as mentioned in our Farmers auto insurance review, has access to knowledgeable and experienced local agents.

Cons

• Higher Cost: Generally higher premiums compared to some other insurers.
• Discount Availability: Fewer discount options than some competitors.

#7 – Erie: Best for Affordable Premiums

Pros

• Affordable Premiums: Often offers lower premiums compared to many other insurers.
• High Customer Satisfaction: Consistently high marks for customer service and satisfaction.
• Comprehensive Coverage: Good range of coverage options, including full-glass coverage.

Cons

• Regional Availability: Coverage limited to certain regions in the U.S. Read more through our Erie auto insurance review.
• Limited Online Services: Less robust online tools and mobile app compared to larger insurers.

#8 – American Family: Best for Customer Satisfaction

Pros

• Customer Satisfaction: High ratings for customer satisfaction and service quality.
• Comprehensive Coverage: Wide range of coverage options, including unique add-ons.
• Personalized Service: Strong emphasis on personalized service through local agents.

Cons

• Higher Premiums: Can be more expensive than some other providers.
• Limited Availability: Coverage not available in all states. Read more through our American Family auto insurance review.

#9 – Travelers: Best for Broad Coverage Options

Pros

• Broad Coverage Options: Extensive range of coverage options and add-ons. For further insights, look at our Travelers auto insurance review.
• Strong Financial Stability: Highly rated for financial strength, ensuring reliable claim payouts.
• Innovative Products: Offers innovative insurance products and risk management services.

Cons

• Complex Discounts: Discount structure can be complex and hard to qualify for.
• Mixed Reviews: Customer service and claims process receive mixed reviews.

#10 – AAA: Best for Member Benefits

Pros

• Member Benefits: Offers additional benefits like roadside assistance and travel discounts.
• Reliable Service: Known for reliable service and support. Read more through our AAA auto insurance review.
• Comprehensive Coverage: Good range of coverage options, including full-glass coverage.

Cons

• Membership Requirement: Must be a AAA member to access insurance products.
• Higher Premiums: Generally higher premiums compared to some other insurers.

Auto Glass Repair Insurance Coverage

When Auto Glass Insurance Deductibles are Waived