How Much is Insurance for a Nissan Versa?

Nissan Versa insurance rates cost $1,372/yr, or $114/mo on average. A liability-only policy costs around $550 a year or $46 each month. Nissan Versa insurance costs around $147 less per year than the average vehicle. You can find cheap Nissan Versa insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $806 a year.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,372 a year or $114 each month
  • A liability-only policy costs around $550 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,015 a year or $418 each month
  • Good drivers can save as much as $566 a year by earning policy discounts
  • Nissan Versa insurance costs around $147 less per year than the average vehicle

Nissan Versa insurance rates are about $150 cheaper than the average vehicle. You can pay as low as $46 per month for auto insurance. Continue reading to learn how much you can save on teen auto insurance.

You can start comparing quotes for Nissan Versa insurance rates from some of the best auto insurance companies by using our free online tool now.

Nissan Versa Insurance Cost

The average auto insurance costs for a Nissan Versa are $1,372 a year or $114 a month.

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Are Nissan Versas Expensive to Insure?

The chart below details how Nissan Versa insurance rates compare to other sedans like the Audi S3, Chevrolet Cruze, and Chevrolet Impala.

Vehicle Comprehensive Collision Liability Total
Nissan Versa $280 $562 $372 $1,372
Audi S3 $356 $744 $264 $1,474
Chevrolet Cruze $308 $594 $372 $1,432
Chevrolet Impala $280 $532 $372 $1,342
Infiniti Q50 $344 $686 $398 $1,586
Honda Accord $280 $500 $372 $1,310
Subaru Impreza $320 $542 $390 $1,410
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However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Versa Insurance?

The Nissan Versa trim and model you choose will affect the total price you will pay for Nissan Versa insurance coverage.

Age of the Vehicle

The average Nissan Versa insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Nissan Versa are $1,372, while the 2010 Nissan Versa rates are $1,130, a difference of $242.

Model Year Comprehensive Collision Liability Total
2020 Nissan Versa $280 $562 $372 $1,372
2019 Nissan Versa $268 $542 $390 $1,358
2018 Nissan Versa $256 $536 $398 $1,348
2017 Nissan Versa $248 $524 $416 $1,346
2016 Nissan Versa $240 $502 $430 $1,330
2015 Nissan Versa $226 $484 $442 $1,310
2014 Nissan Versa $218 $450 $452 $1,278
2013 Nissan Versa $208 $424 $456 $1,246
2012 Nissan Versa $200 $380 $460 $1,198
2011 Nissan Versa $188 $350 $460 $1,156
2010 Nissan Versa $180 $328 $464 $1,130
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Driver Age

Driver age can have a significant effect on Nissan Versa insurance rates. For example, 20-year-old drivers pay $1,678 more for their Nissan Versa auto insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Nissan Versa insurance rates. For example, drivers in Los Angeles may pay $754 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Nissan Versa auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Versa auto insurance with violations on their driving record.

Nissan Versa Safety Ratings

Your Nissan Versa insurance rates are tied to the safety ratings of the Nissan Versa. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
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Nissan Versa Crash Test Ratings

Nissan Versa crash test ratings will affect your Nissan Versa insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan Versa 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2019 Nissan Versa Note SR 5 HB FWD N/R N/R N/R N/R
2019 Nissan Versa Note 5 HB FWD N/R N/R N/R 4 stars
2019 Nissan Versa 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2018 Nissan Versa Note 5 HB FWD N/R 3 stars N/R 4 stars
2018 Nissan Versa 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2017 Nissan Versa Note 5 HB FWD N/R 3 stars N/R 4 stars
2017 Nissan Versa 4 DR FWD N/R 4 stars N/R 4 stars
2016 Nissan Versa Note 5 HB FWD 4 stars 3 stars 5 stars 4 stars
2016 Nissan Versa 4 DR FWD 4 stars 4 stars 4 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Nissan Versa Safety Features

The safety features of the Nissan Versa can impact your Nissan Versa insurance rates. The Nissan Versa has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning

Nissan Versa Insurance Loss Probability

The lower percentage means lower Nissan Versa auto insurance rates; higher percentages mean higher Nissan Versa insurance rates. The Nissan Versa’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision 16%
Property Damage 10%
Comprehensive -8%
Personal Injury 90%
Medical Payment 103%
Bodily Injury 38%
Source: Insurance Institute for Highway Safety
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Nissan Versa Finance and Insurance Cost

If you are financing a Nissan Versa, you will pay more if you purchase Nissan Versa auto insurance at the dealership, so be sure to shop around and compare Nissan Versa insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Nissan Versa Insurance

You have more options at your disposal to save money on your Nissan Versa auto insurance costs. For example, try these five tips:

  • Get Nissan Versa Auto Insurance Through Costco
  • Spy on Your Teen Driver
  • Remove Young Drivers from Your Nissan Versa Insurance Plan
  • Renew Your Nissan Versa Insurance Coverage to Avoid Lapses
  • Ask for a New Nissan Versa Auto Insurance Rate Based on Your Improved Credit Score

Top Nissan Versa Insurance Companies

The best auto insurance companies for Nissan Versa insurance rates will offer competitive rates, discounts, and account for the Nissan Versa’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Nissan Versa Insurance Quotes Online

You can start comparing quotes for Nissan Versa insurance rates from some of the top auto insurance companies by using our free online tool today.

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