What is the property damage insurance claims process?

If you need to file a property damage insurance claim, you should familiarize yourself with the claims process. The process may be specific to your insurance company, so check your home insurance policy or speak to a company representative if you have any questions. Most policies require that you assess the damage and file police reports when necessary before receiving payment. Most claims will be paid out in multiple installments, depending on the extent of the damage and the need for repairs.

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UPDATED: Jun 6, 2022

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