It is no secret that driving without auto insurance is an absurd idea, driving with auto insurance does not protect you from everything. If you have the correct auto insurance it should cover the financial costs of a car accident, even if it is your fault, but it can not bring you back from the dead.
Between 1999 and 2005, the average death rate due to motor vehicle accidents was around 15.5 deaths per 100,000 people. The death rate for males was close to 22 per 100,000 while the death rate for women was only 9.4 per 100,000 people.
Why are the results skewed so heavily towards male drivers? Male drivers have a tendency to drive more recklessly and spend much more time speeding than women do. The simple solution is we need to educate male drivers of the repercussions associated with speeding and reckless driving. Auto insurance may protect you financially but it can not bring you or your family back from the dead if you make a bad decision on the road.
Take a look at a few of these nasty car accidents. If you needed a reason to not drive recklessly, I offer you seven pictures of brutal car wrecks, seven reasons to drive more cautiously. Some are speed related, some are due to drunk driving and others are pure motor vehicle negligence. If you have a loved one who drives, pass it on to them and together hopefully we can help reduce motor vehicle related deaths.