What is the process for canceling my auto insurance policy with Elephant Insurance? (2026)
The process for canceling an auto insurance policy with Elephant Insurance is easy. You simply need to call Elephant Insurance to cancel your current car insurance coverage. Ensure you have additional auto insurance coverage with another company before you cancel your policy.
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Insurance and Finance Writer
Karen Condor is an insurance and finance writer who has degrees in both journalism and communications. She began her career as a reporter covering local and state affairs. Her extensive experience includes management positions in newspapers, magazines, newsletters, and online marketing content. She has utilized her researching, writing, and communications talents in the areas of human resources...
Karen Condor
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Brad Larson
Updated March 2025
- Cancel your auto insurance policy with Elephant by calling the company
- You could receive a refund from Elephant Insurance for a portion of your policy
- Avoid a coverage lapse by lining up another policy before cancelling your existing one
Elephant Insurance is a direct insurer with headquarters in Richmond, Virginia. It was founded in 2009 and is a subsidiary of Admiral Group PLC, a leading U.K. insurer and FTSE 100 company. Elephant Insurance was named one of America’s best insurance companies in a Forbes 2023 survey.
Nonetheless, if you are looking to cancel your Elephant Insurance auto insurance policy, you may have questions and concerns about the process. Rest assured, canceling your auto insurance policy is fairly straightforward. In this article, we will explain how to cancel your auto insurance policy with Elephant Insurance and whether you are eligible for a refund.
Steps to Cancel Auto Insurance Policy With Elephant Insurance
To cancel your auto insurance policy with Elephant Insurance, start by speaking to a company representative on the phone.
Once you provide the necessary details, they will initiate the cancellation and send you confirmation. If you're eligible for a refund from Elephant Insurance, you should receive it within a few days.
Zach Fagiano Licensed Insurance Broker
Here are the key steps:
- To cancel your policy, call Elephant Insurance at 877-321-2095 and an agent will guide you through the process.
- Sometimes there is a fee to cancel your auto insurance policy. Ask the Elephant Insurance agent about these charges. It could be a percentage of your remaining insurance rate or a flat rate.
- Provide the information that Elephant Insurance asks for, such as your name, address, and policy number, as well as the date of cancellation.
- Wait for confirmation via email.
- Receive a refund from Elephant Insurance for any unused, prepaid portion of the policy.
If I switch or cancel auto insurance will I get a refund? All told, the process of canceling your policy and getting your refund should take no more than a few weeks.
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Reasons to Cancel Auto Insurance Policy With Elephant Insurance
You may need to cancel your auto insurance policy for various reasons. If you’re selling your car and don’t plan to buy a new one, you may not need any coverage at all. You may be moving to another country or state where Elephant Insurance doesn’t have coverage. Or perhaps you found coverage from one of the best affordable auto insurance companies.
If you have a car and continue to drive, make sure you have a new auto insurance policy in place before you cancel your policy with Elephant Insurance to avoid a coverage lapse. What happens if I let my auto insurance policy lapse? You could face fines or jail time for driving without auto insurance.
Note, too, that you will have to turn in your license plates when you cancel auto insurance if you’re selling your car.
Know How to Cancel Your Auto Policy With Elephant Insurance
Canceling your auto insurance policy with Elephant Insurance is an easy process if you find cheap auto insurance premiums elsewhere. However, there may be cancellation charges or refunds, so clarify these before canceling. If you plan to switch insurance companies, it may be best to wait out your insurance term instead of canceling mid-policy to avoid cancellation charges.
Enter your ZIP code into our free comparison tool below to find affordable instant auto insurance quotes from top companies in your area.
Frequently Asked Questions
How do I cancel my Elephant Insurance policy?
Call Elephant Insurance at 877-321-2095 to cancel your existing coverage. Ensure you have a policy lined up before cancelling to avoid a coverage lapse.
What documents do I need to cancel my auto insurance policy with Elephant Insurance?
You will need to provide policy details at the time of cancellation. If you are eligible for a refund, you will need to give your bank account details for an electronic transfer or your address for mailing a check.
Will I get a refund when I cancel my auto insurance policy with Elephant Insurance?
If you switch or cancel auto insurance, you may get a refund. When you prepay for your auto insurance and cancel early, you are eligible for a pro-rata refund of any unused amount. So, for example, if you prepaid for 12 months and cancel the policy after six months, you should receive half of the prepaid amount as your refund (minus any cancellation fees).
Can I cancel my auto insurance if I have an open claim with Elephant Insurance?
Yes, you can switch to a new insurance company if you have an open claim with Elephant Insurance. Elephant Insurance will still need to fulfill its obligations as per your policy.
Can I cancel my insurance policy at any time?
You can call to cancel your auto insurance policy with Elephant at any time for any reason. However, you may incur a cancellation fee.
How do I stop auto renewal with Elephant?
If you have an auto renewal set up with Elephant, simply call them at 877-321-2095 to stop it.
Can I cancel my Elephant Insurance policy online?
Yes, you can cancel your Elephant Insurance policy via chat if you navigate to their official website.
Does cancelling my Elephant Insurance hurt my credit?
No, cancelling your Elephant Insurance won’t hurt your credit if you avoid coverage gaps and unpaid premiums.
Does Elephant Insurance automatically renew?
Yes, your Elephant Insurance policy automatically renews on an annual basis.
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