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How COVID-19 Could Lower Auto Insurance Rates (2020)

How COVID-19 Could Lower Auto Insurance Rates (2020)

Overview Traffic is much lighter due to the fallout from the coronavirus See which car insurance companies are issuing refunds because of this trend with COVID-19 Most insurers are pausing late fees and non-pay cutoffs Some companies are extending personal car...

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10 U.S. Cities with the Shortest Commutes

10 U.S. Cities with the Shortest Commutes

Nobody likes to spend more time in traffic than necessary. That's why these cities with short commutes might be a good place to call home. Here's What You Need to Know: Five of the 10 U.S. cities with the shortest commutes can be found in the Midwest Small to...

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Progressive Auto Insurance Reviews [Compare Quotes]

Progressive Auto Insurance Reviews [Compare Quotes]

Car insurance is part of the total cost of living for most U.S. citizens. If you're going to drive a vehicle, you'll need car insurance. You may have read through some of our state and city guides and have come across some of the cheapest rates in your...

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Will Auto Insurance Pay for Your Bail?

Will Auto Insurance Pay for Your Bail?

If you commit a crime while driving, then you might be charged and placed in jail. You must remain in prison until you pay your bail. Will your car insurance cover bail if you commit an offense while driving? Are there any situations where your insurer will cover...

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What Are A-PLUS Auto Loss History Reports?

What Are A-PLUS Auto Loss History Reports?

Loss history reports play a crucial role in the insurance system. Insurance companies might check your A-PLUS loss history report, for example, or your C.L.U.E. report to assess your risk as a policyholder. What is an A-PLUS auto loss history report? Today, we’re...

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How Many Car Insurance Claims Can You Make in a Year?

How Many Car Insurance Claims Can You Make in a Year?

Maybe it’s bad luck. Maybe you’re a bad driver. Whatever the reason is, you may be required to make multiple car insurance claims in a year. How many car insurance claims can you make in a year? Is there a limit to how many auto insurance claims can you make in a...

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Do Reckless Driving Citations Affect Auto Insurance?

Do Reckless Driving Citations Affect Auto Insurance?

Reckless or careless driving citations can lead to a fine. But can they also impact auto insurance prices? Today, we’re explaining everything you need to know about reckless driving citations and auto insurance, including whether or not your careless driving citation...

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Is Auto Insurance Required in Virginia?

Is Auto Insurance Required in Virginia?

Virginia is one of two states in America that does not technically require drivers to have auto insurance. However, Virginia still has specific auto insurance laws that drivers need to follow to avoid fines, vehicle impoundment, and jail time. Today, we’re explaining...

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Does Auto Insurance Cover Legal Fees?

Does Auto Insurance Cover Legal Fees?

Lawsuits are a common part of the car insurance claims process in the United States. But when you need to pay legal fees, will car insurance cover your costs? Or will you need to pay legal fees out of pocket? Today, we’re explaining everything you need to know about...

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Why Did My Car Insurance Go Up for No Reason?

Why Did My Car Insurance Go Up for No Reason?

You haven’t been in an accident. You didn’t get a speeding ticket. You haven’t made any type of claim. So why did your car insurance suddenly go up? Car insurance premiums can fluctuate wildly based on several different factors. Getting married can affect your car...

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Can I Remove My Spouse from My Car Insurance?

Can I Remove My Spouse from My Car Insurance?

There are multiple situations where you may want to remove your spouse from your car insurance. Maybe you’re separated. Maybe your spouse got a DUI that caused premiums to suddenly rise. Today, we’re explaining everything you need to know about removing your spouse...

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Insurance Broker-Agent

Insurance Broker-Agent

An insurance broker-agent is an insurance professional who plays the role of both an insurance broker and an insurance agent. Insurance broker-agents work for either a single insurance company or a group of insurers – typically on a contractual basis. The primary goal...

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Insurance Broker

Insurance Broker

An insurance broker is a professional who sells, solicits, or negotiates insurance in exchange for a commission. Somebody might approach an insurance broker for help searching for car insurance. The broker will analyze the needs of the individual, then recommend...

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Will Car Insurance Pay for a New Car Seat?

Will Car Insurance Pay for a New Car Seat?

If you have a baby car seat in your vehicle, then it could be damaged in an accident. When a car seat is damaged, will car insurance pay to replace or repair it? Today, we’re explaining everything you need to know about how car insurance covers car seats....

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Annuitization

Annuitization

Annuitization is the process of converting an annuity investment into a series of periodic income payments. Typically, we hear about annuitization in life insurance. In exchange for receiving $500,000 in the event of death, for example, you might agree to annuitize...

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Understanding Auto Insurance

Understanding Auto Insurance

Auto insurance can be surprisingly complicated. The industry is filled with jargon and confusing terms. Many drivers have auto insurance yet don’t really understand how it works. That’s a problem: you might assume your car insurance policy covers theft, for example,...

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What’s the Good Driver Discount? How Do I Get It?

What’s the Good Driver Discount? How Do I Get It?

The good driver discount rewards safe drivers by giving them lower prices on car insurance. Obviously, everyone wants the good driver discount. But what exactly is the good driver discount? How do you qualify for the good driver discount? Today, we’re explaining...

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How to Gather Witness Statements After a Car Accident

How to Gather Witness Statements After a Car Accident

Witness statements play a crucial role in the car insurance claims process. Most people, however, have limited experience gathering witness statements after car accidents. Today, we’re explaining everything you need to know about gathering witness statements after a...

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How Long Can You Stay on Your Parents’ Car Insurance?

How Long Can You Stay on Your Parents’ Car Insurance?

Many young drivers get car insurance under their parents’ policy to save money. But how long can children remain on their parents’ car insurance policy? Today, we’re explaining everything you need to know about children staying on their parents’ car insurance policy,...

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How to Get Points Removed from Your License

How to Get Points Removed from Your License

Most states use a points-based system to regulate drivers. Certain violations are worth a certain number of points. If you collect too many points in a span, then you could face fines or license suspension. In some states, you can simply pay a small fine to have...

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Finding Auto Insurance Quotes Online

Finding Auto Insurance Quotes Online

Today, it’s easier than ever to find auto insurance quotes online. Every major car insurance company has online quote request forms. There are thousands of websites – including our own – that let you compare car insurance companies just by entering a ZIP code. Finding...

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What is an 80/20 Insurance Settlement?

What is an 80/20 Insurance Settlement?

If you’ve been dealing with a car insurance claim, then you may have been approached with an offer for an 80/20 insurance settlement. What is an 80/20 insurance settlement? Should you accept an 80/20 auto insurance claim? Today, we’re explaining everything you need to...

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Cincinnati Financial – An Overview

Cincinnati Financial – An Overview

Cincinnati Financial sells car insurance policies across the United States. Yes, Cincinnati sells auto insurance throughout the city of Cincinnati and the state of Ohio, but the company also underwrites policies in 30 other states. Cincinnati Financial has provided...

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What is Stated Value Car Insurance?

What is Stated Value Car Insurance?

Stated value car insurance is a unique type of car insurance policy. Depending on your unique situation, stated value car insurance may be the best option for you. What is stated value car insurance? How does stated value auto insurance work? Today, we’re explaining...

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PEMCO Insurance – An Overview

PEMCO Insurance – An Overview

PEMCO Insurance is a personal lines mutual insurance company based in Seattle, Washington. Founded in 1949, “Public Employees Mutual Insurance Company” continues to only serve residents of Washington and Oregon. PEMCO earned $460 million in revenue in 2017 while...

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CSAA Insurance Group – An Overview

CSAA Insurance Group – An Overview

CSAA Insurance Group is an AAA-affiliated car insurance company best-known in California, Nevada, and Utah. In recent years, however, CSAA has expanded to sell car insurance to AAA members in 23 states. Find out everything you need to know about CSAA Insurance Group...

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Is There a Deductible on Auto Liability Insurance?

Is There a Deductible on Auto Liability Insurance?

Car insurance can be confusing. Today, we’re explaining everything you need to know about deductibles on auto liability insurance. Is there a deductible on liability insurance? How much should your deductible be? Are you paying too much or too little for your...

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COUNTRY Financial Insurance – An Overview

COUNTRY Financial Insurance – An Overview

COUNTRY Financial is a group of insurance and financial services providers serving customers in 39 states. Today, COUNTRY Financial offers a range of auto, home, life, and commercial insurance products along with retirement planning, investment management, and other...

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Do I Have to Use the Insurer’s Recommended Repair Shop?

Do I Have to Use the Insurer’s Recommended Repair Shop?

When you make an insurance claim, your insurance company might request you to use a specific repair shop. Do you have to use your insurer’s recommended repair shop? Or can you pick any repair shop? Keep reading to discover everything you need to know about choosing a...

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Alfa Insurance – An Overview

Alfa Insurance – An Overview

Alfa Insurance Companies was launched in 1946 as an offshoot of the Alabama Farmers Federation. The company initially provided high-quality fire insurance to members of the Alabama Farmers Federation but later branched into life, property, and automobile insurance....

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Can I Register a Car in a Different State Than I Live?

Can I Register a Car in a Different State Than I Live?

Depending on your unique situation, you might be considering registering your car in a different state than where you live. Are you allowed to register your car in a different state? How does insurance work when registering a car in a different state? Today, we’re...

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Auto Insurance for Retired Individuals

Auto Insurance for Retired Individuals

Retiring can be an exciting step. You suddenly have more time to enjoy your hobbies, to travel, and to relax in your home. You’re not alone if you think that retirement is the best part of life. But, even as you start to enjoy the perks of retirement, some things,...

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How High Should Your Comprehensive Deductible Be?

How High Should Your Comprehensive Deductible Be?

Typical comprehensive deductibles range from $100 to $2,500. How high should your comprehensive deductible be? What’s the optimal range for a comprehensive car insurance deductible? Today, we’re explaining everything you need to know about comprehensive insurance...

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Which Companies Have the Best Good Grade Discounts?

Which Companies Have the Best Good Grade Discounts?

Are you a good student? If you maintain a B average (3.0 GPA) or better, then you may qualify for good grade discounts on car insurance. Today, a growing number of car insurance companies offer attractive good grade discounts to high school and college students. As...

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What Is a Branded Title? Does It Affect Insurance?

What Is a Branded Title? Does It Affect Insurance?

You may have heard the term ‘branded title’ or ‘branded title vehicle’ when dealing with car insurance or shopping for cars. What is a branded title? Does a branded title affect car insurance premiums? Today, we’re answering all your questions about how vehicle title...

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The Top 10 Most Stolen Cars in America

The Top 10 Most Stolen Cars in America

As with any kind of theft, car theft isn’t just a matter of what types of vehicle the thieves want to steal. Opportunity, difficulty, and location all matter as well. In this article, we'll look at the most recent data from NICB, as well as discussing some underlying...

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How Much Auto Insurance Does Dave Ramsey Recommend?

How Much Auto Insurance Does Dave Ramsey Recommend?

Dave Ramsey is a financial guru who has helped millions of Americans improve their financial future. Although he is best known for his debt management strategies, Dave Ramsey also has opinions on everything from car insurance to college loans. How much auto insurance...

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How High Should You Set Your Collision Deductible?

How High Should You Set Your Collision Deductible?

Car insurance collision deductibles can range anywhere from $0 to $1500. Your deductible plays a crucial role in your car insurance premiums. Your deductible also significantly affects how much you should pay in the event of an accident. How high should you set your...

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How to Get Affordable Car Insurance Coverage

How to Get Affordable Car Insurance Coverage

Car insurance can be one of the most expensive parts of owning a car. You might even pay more for insurance than you do for the car payment itself. Cars are expensive, but car insurance doesn't have to be. Finding a good plan, with the coverage you need, and at a...

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What is the Distant Student Auto Insurance Discount?

What is the Distant Student Auto Insurance Discount?

Some car insurance companies offer distant student discounts. You may qualify for this discount if you are a student living away from home with no regular access to a vehicle. Today, we’re explaining everything you need to know about the distant student auto insurance...

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Shelter Insurance – An Overview

Shelter Insurance – An Overview

Shelter Insurance Company is a mutual insurance company based in Columbia, Missouri. The company offers auto, property, business, and life insurance in fifteen states across America, including Arkansas, Colorado, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana,...

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NJM Insurance Group – An Overview

NJM Insurance Group – An Overview

NJM Insurance Group is a New Jersey-based insurance company that offers personal auto, commercial auto, workers’ compensation, homeowners, and umbrella insurance. Formed in 1913, NJM has grown to cover more than 850,000 policyholders across New Jersey and...

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Can Having Anti-Theft Devices Lower Insurance Rates?

Can Having Anti-Theft Devices Lower Insurance Rates?

Most new vehicles have some type of anti-theft device. An anti-theft device reduces the risk of your car being stolen – but can they also lead to lower insurance rates? Today, we’re explaining everything you need to know about anti-theft devices and insurance...

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MAPFRE – An Overview

MAPFRE – An Overview

MAPFRE Insurance is a Massachusetts-based insurance company founded in 1972. Today, the company continues to write property insurance policies – including car insurance policies – for customers across 19 states. MAPFRE has a network of 4200 independent brokers who...

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Chubb Insurance – An Overview

Chubb Insurance – An Overview

Chubb is the world’s largest publicly traded property and casualty insurer. The Zurich, Switzerland-headquartered company provides unique auto and home insurance options to policyholders across the United States and in 53 other countries and territories worldwide....

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The Hanover – An Overview

The Hanover – An Overview

The Hanover Insurance Group is a Massachusetts-based insurance company that is also one of the oldest continuously-operating businesses in the United States, founded all the way back in 1852. Today, The Hanover employs 4,600 people across the United States while...

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Does Having a Car Alarm Lower Insurance Rates?

Does Having a Car Alarm Lower Insurance Rates?

A car alarm makes it harder to steal your vehicle. But does having a car alarm lower insurance rates? Today, we’re explaining everything you need to know about the connection between car alarms and insurance rates, including the discounts you can expect from having a...

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How Much Auto Insurance Coverage Do I Need?

How Much Auto Insurance Coverage Do I Need?

Whether you just bought a shiny new automobile, or have recently switched states, now is the right time to search for the best auto insurance available. As I'm sure you know, cheap doesn’t necessarily mean good. You should be looking for the auto insurance package...

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Is There a Car Insurance Discount for Having Winter Tires?

Is There a Car Insurance Discount for Having Winter Tires?

Winter tires are proven to reduce the risk of accidents on slippery or snowy roads. But do insurance companies really give you a discount for having winter tires? Many insurance companies give winter tire discounts to drivers living in wintry climates. Today, we’re...

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How Much Does It Cost to Replace a Car Door?

How Much Does It Cost to Replace a Car Door?

If you need to replace a car door, then you may be wondering how much it costs. Car doors can easily be damaged during an accident or single-vehicle collision. How much does it cost to replace a car door? Keep reading to find out. The Price of Car Door Replacement...

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Can Anti-Lock Brakes Lower Insurance Rates?

Can Anti-Lock Brakes Lower Insurance Rates?

Anti-lock brakes have been a required standard feature on all new cars since 2000. But do insurance companies give you a discount for having an anti-lock braking system (ABS)? Do anti-lock brakes really lower insurance rates? Keep reading to find out everything you...

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How to Take Advantage of Auto Insurance Discounts

How to Take Advantage of Auto Insurance Discounts

When shopping for a new auto insurance policy, it is in your best interest to take advantage of all possible discounts. The good news is that auto insurance companies are fighting for your business, which works in your favor. However, there are also things you can do...

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Arbella Insurance – An Overview

Arbella Insurance – An Overview

Arbella Insurance Group is a Massachusetts-based home and auto insurance provider serving customers in Massachusetts, Connecticut, Rhode Island, and New Hampshire. Founded in 1988, Arbella Insurance isn’t one of America’s largest or best-known insurance providers, but...

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Mercury Insurance – An Overview

Mercury Insurance – An Overview

Mercury General Corporation, also known as Mercury Insurance or Mercury, is a large American insurance company founded in 1961. The Los Angeles-headquartered company employs 4,500 people across the United States while offering car insurance, homeowners insurance,...

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Erie Insurance – An Overview

Erie Insurance – An Overview

Erie Insurance isn’t the biggest or best-known insurance company in the United States, but it’s frequently ranked as one of the best insurance companies in the industry. The Erie, Pennsylvania-based company has sold car insurance policies for nearly 100 years. Today,...

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Auto-Owners Insurance – An Overview

Auto-Owners Insurance – An Overview

Auto-Owners Insurance is one of America’s largest car insurance companies. The Michigan-headquartered company offers auto, home, business, and life insurance to customers across the United States. Today, Auto-Owners Insurance employs more than 5,200 people across the...

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How to Compare Auto Insurance Quotes

How to Compare Auto Insurance Quotes

Today, it’s easier than ever to compare auto insurance quotes. With a few seconds of searching, you can find dozens of quotes from insurance providers in your area. But how do you actually compare two different auto insurance quotes? What’s the difference between a...

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Is There an Insurance Discount for Having Backup Cameras?

Is There an Insurance Discount for Having Backup Cameras?

Backup cameras are a standard feature on new vehicles. But do insurance companies give you a discount for having a backup camera? Keep reading to find out everything you need to know about insurance discounts for backup cameras – including whether or not you can save...

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Do Firefighters Get Car Insurance Discounts?

Do Firefighters Get Car Insurance Discounts?

You may have heard that certain professions – like firefighters – are eligible for certain car insurance discounts. Is this true? Do firefighters, first responders, and other emergency personnel qualify for unique car insurance discounts? Keep reading to find out....

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Can You Get an Insurance Discount for VIN Etching?

Can You Get an Insurance Discount for VIN Etching?

Some car owners permanently etch their Vehicle Identification Number (VIN) onto their vehicles. But can VIN etching really give you a discount on car insurance? Keep reading to find out. Yes, Some Insurers Offer Discounts for VIN Etching It’s true: some insurance...

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Can Doctors Get a Discount on Auto Insurance Rates?

Can Doctors Get a Discount on Auto Insurance Rates?

Can a doctor get a discount on car insurance? Do car insurance companies charge cheaper rates to doctors, nurses, or other medical professionals? Today, we’re answering all your questions about car insurance discounts for doctors. Yes, Doctors Often Receive Certain...

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How Do J.D. Power Car Insurance Rankings Work?

How Do J.D. Power Car Insurance Rankings Work?

J.D. Power is one of the most trusted rating agencies in the car insurance industry. Every year, J.D. Power ranks some of America’s biggest and best-known car insurance companies. The organization will analyze car insurance companies based on their price...

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USAA – An Overview

USAA – An Overview

The United Services Automobile Association (USAA) is one of America’s biggest and best-rated car insurance companies. The company provides car insurance and financial services to members of the United States military and their families. USAA has around 13 million...

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Can Airbags Lower Your Auto Insurance Rates?

Can Airbags Lower Your Auto Insurance Rates?

Certain safety features can lower insurance premiums. But does having airbags really lead to lower insurance premiums? Do car insurance companies reward you for having airbags? Today, we’re explaining everything you need to know about the connection between insurance...

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Can You Negotiate Lower Car Insurance Rates?

Can You Negotiate Lower Car Insurance Rates?

You can call your cell phone or cable company to negotiate a lower rate. But can you do the same thing with car insurance? Is it possible to negotiate with your car insurance company for better rates? Can you call your insurance company to secure a better deal on car...

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Are Auto Insurance Companies Profitable?

Are Auto Insurance Companies Profitable?

Auto insurance companies are typically set up as for-profit corporations. As with any industry, good companies are profitable and bad ones are not. Are auto insurance companies really that profitable? How do car insurance companies make money? Is the car insurance...

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Auto Insurance Discount Checklist

Auto Insurance Discount Checklist

Want to save money on car insurance? Every insurer offers discounts. By taking advantage of these discounts, you can save hundreds – even thousands – on auto insurance. Maximize your car insurance savings today by reading through our famous auto insurance discount...

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How Can You Check the Status of a Car Insurance Claim?

How Can You Check the Status of a Car Insurance Claim?

Car insurance claims can be stressful. Naturally, you want to get as many updates on your car insurance claim as possible. But how do you check the status of a car insurance claim? Keep reading to discover everything you need to know about checking the status of your...

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Kemper Insurance – An Overview

Kemper Insurance – An Overview

Kemper is a property and casualty insurance company that sells car insurance under multiple names, including Kemper Auto Insurance, Kemper Preferred, Kemper Direct, or simply Kemper. Founded in Chicago in 2000, the company has grown to insure more than six million...

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National General Insurance – An Overview

National General Insurance – An Overview

National General Insurance, formerly known as the GMAC Insurance Group, is a Winston-Salem, North Carolina-based property and casualty insurance company founded in 1920. Today, the company employs over 7,500 people across the United States. In 2013, GMAC Insurance...

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Amica – An Overview

Amica – An Overview

Amica Mutual Insurance is a Rhode Island-based insurance company offering auto, home, and life insurance policies. Founded in 1907, Amica has built a strong reputation for customer service and high claims satisfaction over 110+ years in the industry. Today, the Amica...

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Combining Insurance Policies

Combining Insurance Policies

Combining insurance policies is a great way to save money. Some companies let you bundle multiple car insurance policies together. Others let you bundle life, home, and car insurance together. To encourage customers to buy multiple insurance products, companies will...

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Can I Add My Girlfriend or Boyfriend to My Auto Insurance?

Can I Add My Girlfriend or Boyfriend to My Auto Insurance?

If you have a girlfriend or boyfriend who uses your car regularly and you are moving in together, then you might be considering adding your significant other to your car insurance policy. Can you add your girlfriend or boyfriend to a car insurance policy? Should you...

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Can Same Sex Couples Buy Car Insurance Together?

Can Same Sex Couples Buy Car Insurance Together?

For years, same sex couples in the United States had fewer rights than heterosexual couples. In 2015, however, the Supreme Court legalized gay marriage nationwide, officially allowing gay couples to enjoy many financial advantages once reserved for straight couples....

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How Do You Insure a Snowmobile? How Much Does It Cost?

How Do You Insure a Snowmobile? How Much Does It Cost?

Snowmobiles can be expensive. To protect your own snowmobile and other people, you may want to buy snowmobile insurance. How does snowmobile insurance work? How do you insure a snowmobile? How much can you expect to pay to insure your sled? Today, we’re explaining...

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Does Crime Rate Affect Auto Insurance Rates?

Does Crime Rate Affect Auto Insurance Rates?

Many people are surprised to discover that crime rate can significantly impact auto insurance premiums. It’s true: your ZIP code’s crime rate can raise or lower auto insurance premiums. Depending on your ZIP code, this difference can be significant. Today, we’re...

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Does Car Insurance Cover Engine or Electrical Fires?

Does Car Insurance Cover Engine or Electrical Fires?

Car fires can be frightening. Not only do car fires cause significant vehicle damage, but they can also be caused by several different things. Today, we’re explaining everything you need to know about car insurance and car fires. Typically, Comprehensive Coverage...

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Does Car Insurance Cover Mice Damage?

Does Car Insurance Cover Mice Damage?

Mice and other animals can wreak havoc on a vehicle. When mice, squirrels, and other animals chew through wires in your car, can you expect car insurance to cover the damage? Or are you required to pay for this damage out of pocket? Today, we’re explaining everything...

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What Does ATV Insurance Cover? How Much Is It?

What Does ATV Insurance Cover? How Much Is It?

ATV insurance covers certain unexpected damages, liabilities, and expenses for your ATV. Today, we’re explaining everything you need to know about ATV insurance, including what ATV insurance covers and how much it costs. What Does ATV Insurance Cover? Off-roading is...

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Will Car Insurance Pay for Scratches?

Will Car Insurance Pay for Scratches?

Nobody likes seeing a scratch on their car. When your vehicle gets scratched, can you expect car insurance to pay for repairs? Or are you better off paying for scratches out of pocket? Today, we’re explaining everything you need to know about whether or not car...

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Can Telematics Help You Save Money on Auto Insurance?

Can Telematics Help You Save Money on Auto Insurance?

Some drivers now install telematics equipment in their vehicles to save money on car insurance. Can you really save money on car insurance with telematics? Or are you just installing tracking equipment on your vehicle unnecessarily? Today, we’re explaining everything...

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Does Paying Car Insurance Build Credit?

Does Paying Car Insurance Build Credit?

You may have heard people tell you to borrow money to grow your credit score. Does car insurance count towards your credit score? Will paying your car insurance bills improve your credit? Today, we’re explaining everything you need to know about whether or not paying...

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Is a Car Insurance Bill a Utility Bill?

Is a Car Insurance Bill a Utility Bill?

What counts as a utility bill? Does a car insurance bill count as a utility bill? Can you use a car insurance payment invoice as proof of residence or to prove your identity? Today, we’re explaining whether or not auto insurance is considered a utility bill. Car...

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Can Car Insurance Be Transferred to a New Owner?

Can Car Insurance Be Transferred to a New Owner?

When selling your vehicle, you might want to transfer insurance to the new owner. Can car insurance really be transferred to a new owner? Or is the new owner required to get his or her own insurance policy? Today, we’re explaining everything you need to know about...

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Do I Need Special Insurance to Be a Delivery Driver?

Do I Need Special Insurance to Be a Delivery Driver?

There are millions of delivery drivers across the United States. A few decades ago, most delivery drivers drove company trucks. Today, however, a growing number of independent contractors deliver food for Uber Eats or Amazon. Whether you’re delivering pizzas, mail, or...

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Does Car Insurance Go Down at 21?

Does Car Insurance Go Down at 21?

Drivers in their teens and early 20s pay some of the highest rates in America for car insurance. As you get older, however, can you expect car insurance to decrease in price? Or will you have to wait until you’re 25 or 30 before car insurance premiums go down? Today,...

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How Much Will Auto Insurance Pay for Whiplash Symptoms?

How Much Will Auto Insurance Pay for Whiplash Symptoms?

Whiplash is one of the most common types of car accident injuries. After a car accident, you might be entitled to receiving significant compensation for your whiplash treatment. How much money can you expect to receive from a car insurance company for whiplash...

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Will Car Insurance Pay for a Single Vehicle Accident?

Will Car Insurance Pay for a Single Vehicle Accident?

Everyone makes mistakes. A single vehicle accident can occur when you swerve off the road to avoid hitting a deer. Or, you may have lost traction and rolled into the ditch after hitting black ice. Whatever the situation may be, you have vehicle damage and medical...

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What Are the Best Car Insurance Companies After a DUI?

What Are the Best Car Insurance Companies After a DUI?

Getting a DUI will cause car insurance premiums to go up. However, getting one or more DUIs doesn’t necessarily prevent you from getting car insurance. In fact, you might end up spending significantly less than you expected on car insurance after a DUI – especially if...

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Is Auto Insurance Cheaper If You’re a Homeowner?

Is Auto Insurance Cheaper If You’re a Homeowner?

You may have heard people say that auto insurance is cheaper if you’re a homeowner. This can be true for some policyholders but not others. One of the best ways to save money on insurance is to bundle policies together. The same companies that sell car insurance often...

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Auto Insurance for High School Students

Auto Insurance for High School Students

Getting auto insurance as a high school student can be expensive. As a teenage driver, you’re one of the least experienced drivers on the road. You’re more likely to make a car insurance claim than virtually any other driver. Fortunately, high school students across...

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Is Car Insurance Cheaper with a Dashcam?

Is Car Insurance Cheaper with a Dashcam?

Dashcams make life easier for car insurance companies. They simplify the claims investigation process. For that reason, many dashcam owners believe they should receive a discount on their car insurance premiums. Is car insurance cheaper with a dashcam? Will you...

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Is No-Fault Insurance Optional?

Is No-Fault Insurance Optional?

Certain states in America are no-fault states. In states with no-fault insurance systems, your insurance company will pay for certain damages up to a specified limit in an accident, regardless of fault. No fault insurance systems differ from tort insurance systems,...

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Will Car Insurance Pay If You Hit a Pedestrian?

Will Car Insurance Pay If You Hit a Pedestrian?

Hitting a pedestrian with your vehicle can cause serious injuries. When you hit a pedestrian with your vehicle, will car insurance pay? Can a pedestrian ever be found ‘at fault’ for a collision with a vehicle? Today, we’re explaining everything you need to know about...

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What Auto Insurance Coverage is Best for Convertibles?

What Auto Insurance Coverage is Best for Convertibles?

Convertibles tend to be more expensive than an average vehicle. However, there are still plenty of good insurance options for convertible owners. Today, we’re explaining everything you need to know about which auto insurance coverage is best for convertibles. Expect...

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Does Car Insurance Cover Normal Wear and Tear?

Does Car Insurance Cover Normal Wear and Tear?

Cars break down over time. But when a car experiences wear and tear, can you expect your car insurance to cover it? Will car insurance cover car breakdowns, old tire replacement, and other signs of wear and tear? Keep reading to explain everything you need to know...

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What is Assigned Risk Auto Insurance? When Do You Need It?

What is Assigned Risk Auto Insurance? When Do You Need It?

Assigned risk auto insurance is a unique type of car insurance given to drivers who would not normally qualify for insurance but are required to have insurance under state law. Keep reading to discover everything you need to know about assigned risk auto insurance,...

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Will Auto Insurance Cover a Dead Battery?

Will Auto Insurance Cover a Dead Battery?

Dead batteries can occur at any time. When a dead battery strikes, will car insurance cover it? Will your car insurance pay for someone to come jumpstart your car? Or will you need to pay for the dead battery out of pocket? Ordinary car insurance will not cover a dead...

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Do Seatbelt Violations Affect Insurance Rates?

Do Seatbelt Violations Affect Insurance Rates?

Were you caught driving without a seatbelt? You may be worried about the impact on your car insurance premiums. Will car insurance rates go up after something minor like a seatbelt violation? Or will you continue paying the same rates? Let’s take a closer look at what...

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Will Auto Insurance Cover a Flat Tire?

Will Auto Insurance Cover a Flat Tire?

You pay a lot of money for car insurance to cover unexpected events. But will car insurance cover a flat tire? Generally, car insurance companies do not cover a flat tire. However, there are certain situations where your car insurance company will cover a flat tire or...

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What is PLPD Insurance?

What is PLPD Insurance?

PLPD insurance, or personal liability and property damage insurance, is a type of auto insurance policy that includes liability insurance for both bodily injuries and property damage. PLPD car insurance is frequently compared to full coverage car insurance. You might...

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Do You Need Insurance When Shipping a Car?

Do You Need Insurance When Shipping a Car?

There are plenty of reasons to ship your car from one place to another. Whether you’re moving across the country or buying a car from overseas, you may need to ship a car. Do you need insurance when shipping a car? How does car shipping insurance work? Today, we’re...

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Can Car Insurance Go Down?

Can Car Insurance Go Down?

Let’s say you pay $150 per month for car insurance. Will you be stuck paying $150 per month for the rest of your life? Or can car insurance go down? Car insurance can absolutely go down! Generally, car insurance premiums drop as you get older. They also drop with safe...

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What is Collateral Protection Insurance?

What is Collateral Protection Insurance?

Collateral protection insurance (CPI) is used by auto loan lenders to protect themselves from financial losses in the event of an accident. Let’s say you buy a vehicle from a dealership. You finance the vehicle. Then, you get into a car accident. Normally, your car...

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How Much is Car Insurance for a 19-Year-Old?

How Much is Car Insurance for a 19-Year-Old?

19-year-old drivers pay some of the highest rates for car insurance. As a new, teenaged driver, you have a higher expected accident rate than virtually any other driver on the road. How much can you really expect to pay for car insurance as a 19-year-old? Keep reading...

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All About Uninsured Motorist Property Damage Coverage

All About Uninsured Motorist Property Damage Coverage

Uninsured motorist property damage coverage is a type of auto insurance coverage that covers the cost of repairing damage to your insured vehicle after a collision when an uninsured driver. In some states, uninsured motorist property damage coverage is required. In...

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What is SR-50 Insurance: The Complete Guide

What is SR-50 Insurance: The Complete Guide

What is a SR-50 insurance form? It is a unique type of auto insurance document required for certain drivers to meet Indiana auto insurance  requirements. Today, we’re explaining everything you need to know about SR-50 insurance,...

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What’s the Difference Between a Citation and a Ticket?

What’s the Difference Between a Citation and a Ticket?

The word ‘citation’ has several different meanings. In most jurisdictions in the United States, however, there is no difference between a citation and a ticket when it comes to vehicle-related penalties. Citations and tickets are documents stating that you have been...

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All About Uninsured Motorist Bodily Injury Coverage

All About Uninsured Motorist Bodily Injury Coverage

Some states require drivers to have uninsured motorist bodily injury coverage or underinsured motorist bodily injury coverage (UMBI or UIMBI). Both policies are designed to protect you and your passengers from the financial cost of injuries if you are hit by another...

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How Much is Auto Insurance for an 18 Year Old?

How Much is Auto Insurance for an 18 Year Old?

Teenagers are some of the riskiest drivers to insure. That’s why 18-year-old drivers pay some of the highest rates for car insurance in the United States. How much is car insurance for an 18-year-old? How can you save money on car insurance as an 18-year-old? Keep...

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Can I Cancel My Auto Insurance At Any Time?

Can I Cancel My Auto Insurance At Any Time?

There are plenty of reasons to cancel your auto insurance. Some people cancel car insurance after finding a better plan, for example. Others cancel car insurance after selling their vehicle or moving to the city. But can you really cancel your car insurance at any...

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Are There Car Insurance Discounts for Nurses?

Are There Car Insurance Discounts for Nurses?

As a nurse, you may be entitled to certain discounts from major car insurance companies. Today, we’re explaining everything you need to know about car insurance discounts for nurses, including how much you can save, which types of discounts are available, and which...

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Are There Car Insurance Discounts for State Employees?

Are There Car Insurance Discounts for State Employees?

As a state government employee, you may be entitled to certain discounts. In certain cases, state employees may receive a discount on car insurance. Today, we’re explaining everything you need to know about car insurance discounts for state employees. Some State...

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